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Insurance and Investment in one plan.
Protect your family's financial future.
Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
A plan that works like a term plan, and Earns like ULIP Plan.
A plan that offer guaranteed returns and financial protection for your family.
A plan that offers immediate or deferred stream of income
Retirement years are the golden years of life.
A plan that offers long term savings and life cover.
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A Non-Linked Non-Participating Endowment Life Insurance Plan
Uncertainty is reality of Life. You cannot avoid it but you can always plan to handle it better. To help you in achieving the same, Kotak Life Insurance presents Kotak Guaranteed Savings Plan - a savings and protection oriented plan that provides ‘Guaranteed@ ’ benefits. So, be rest assured and be ready for whatever comes next and enjoy your Life.
Limited premium payment options
After premium payment term, plan will accrue @ Guaranteed Additions for remaining term
Lump sum @ Guaranteed Loyalty Addition at the end of the policy term
Enhanced protection through optional rider
For Other Policy Term: 75 years
Frequency | All Channels (except POS) | POS Channel | ||
Minimum | Maximum | Minimum | Maximum | |
Yearly | 12,000/- | No Limit, but it will be subject to Broad Approved Underwriting Policy | 20,000/- | 120,000/- |
Half-Yearly | 6,120/- | 10,200/- | 61,200/- | |
Quarterly | 3,120/- | 5,200/- | 31,200/- | |
Monthly | 1,056/- | 1,760/- | 10,560/- |
Premium Payment Term
PPT | Policy Term |
5 Pay | 10 Years |
5 Pay, 7 Pay | 14 Years |
5 Pay, 8 Pay | 16 Years |
5 Pay, 10 Pay | 15 Years |
5 Pay, 10 Pay | 20 Years |
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.
DownloadIn case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.
DownloadIn case of life insured being permanently disabled due to accident, benefit is paid in instalments.
DownloadIn case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.
DownloadIn case of accidental disability, outstanding premiums are waived and paid by Kotak Life Insurance.
DownloadDownload the brochure to know more about the plan and how it can benefit you.
Tax Benefits & Disclaimers
You may avail of tax benefits as per f Income Tax Act, 1961, Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax law sYou may avail of tax benefits as per Income Tax Act, 1961 Tax benefits are subject to change as per tax laws.
Kotak Guaranteed Savings Plan UIN: 107N100V04, Form No: N100. This is a non-linked, non-participating endowment plan. This is a saving and protection oriented plan. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance’s underwriting policy. For more details on risk factors,
please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Ref. No. KLI/22-23/E-WEB/124
Kotak Mahindra Life Insurance Company Ltd.
Reg No. 107
CIN : U66030MH2000PLC128503
Regd. Office:
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800
Website: www.kotaklife.com
WhatsApp: 9321003007
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
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You may avail of tax benefits as specified under the Income Tax Act, 1961. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
Know moreYou may avail of tax as per the Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
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