Viraasat:
A Reflection of Your Ambition,
Dedication and Love for Your Family
You aspire to leave behind something meaningful for your family so that their future and dreams are secure. That's why you put in so much effort to build assets – be it saving money, buying gold, or building a home.
But have you ever thought about what might happen if life takes an unexpected turn? What if the process of building your 'Viraasat' remains incomplete?
That's where Kotak Life steps in – to ensure that your ‘Viraasat’ continues to build uninterrupted and your dreams for your loved ones are fulfilled, no matter what!
Because Every Legacy Deserves to be Completed
The Family Man
Self-Made Business Owner
Working Woman
Early Jobber
Affluent
Your Legacy Deserves
a Plan as Strong as Your Aspirations
Kotak Term Insurance Plans provide a strong support system that ensures your Viraasat continues to build even in case of any unfortunate event. Our plans are designed to provide comprehensive cover so that your legacy is built, no matter what!
Discover the Right Plan for You
Kotak Gen2Gen Protect: is an industry-first term plan that covers two generations under one plan. It
ensures
your Viraasat is transferred from one generation to another.
Why Kotak
Life?
"With a legacy of trust and reliability, Kotak Life Insurance is the choice of thousands who want to secure their Viraasat."
Have Questions?
We’ve Got the Answers!
Term insurance is a type of life insurance policy that provides financial security to the policyholder’s family in case of the policyholder’s untimely demise during the policy term. The policy’s proceeds can help loved ones by providing a strong financial support system.
DISCLAIMER:
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Beware of spurious emails with fictitious/fraudulent offers. Persons receiving such emails mentioning Kotak Life are requested to highlight the same immediately to kli.riskcontrol@kotak.com with "Spurious Email" in the subject line.
Kotak Gen2Gen Protect - UIN: 107N132V02, Kotak Permanent Disability Benefit Rider - UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider - 107B020V02, Kotak Accidental Death Benefit Rider - UIN: 107B001V04,
This is a non-participating non-linked life insurance individual savings product. For sub-standard lives, extra premium may be charged based on Kotak Mahindra Life Insurance Company’s underwriting policy. The sales brochure gives only the salient features of the plan. Please refer to the Policy Document for specific details on all terms and conditions. please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Kotak e-Term; UIN No.: 107N129V03, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V02, Kotak Permanent Disability Benefit Rider UIN No.: 107B002V03.
This is a non-participating non-linked life insurance individual pure risk product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure.
- #Figures arrived are basis the data published on the Life Insurance Council online portal - https://www.lifeinscouncil.org/industry%20information/individual_agents_data.aspx for Individual Agents of Kotak Mahindra Life Insurance Company Limited as on Dec-2024
- $https://www.kotak.com/en/investor-relations/financial-results.html?source=website#FY-2024
- ^You may avail of tax benefits as per Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant.
- ~Get your premiums back through Special Exit Value, under your policy, if your policy term is: a. 40 years: Earlier of 25th policy year OR during the policy year, when you attain 60 years b. More than 40 years: Earlier of 30th policy year OR during the policy year, when you attain 60 years
- **On opting the Legacy ROP (Return of Premium) option, this plan provides a life cover to the parent & after that to the identified child up to the specified age, provided the parent survives till the end of the policy term.
For Ref No. KLI/24-25/E-WEB/1765
Kotak e-Term, UIN: 107N129V03. This is a non-participating non-linked life insurance individual pure risk product.
Kotak Gen2Gen Protect - UIN: 107N132V02. This is a non-participating non-linked life insurance individual savings product.
Kotak Term Plan – UIN 107N005V06. This is a non-participating non-linked life insurance individual pure risk product.
Kotak Saral Jeevan Bima - UIN: 107N120V01. This is a Non-Participating Non-Linked Life Insurance Individual Pure Risk Product.
For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale
Kotak Mahindra Life Insurance Company Ltd. Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com I Email:kli.in/WECARE I Toll Free No.: 1800 209 8800. Registered with Insurance Regulatory & Development Authority (IRDAI) as Life Insurance Company. Regn. No. 107. CIN: U66030MH2000PLC128503 Ref No:- KLI/24-25/E-WEB/1891
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
