BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak T.U.L.I.P UIN No.: 107L131V03, Kotak Accidental Death Protection Rider (Linked) UIN No.:107A021V02, Kotak Critical Illness Benefit Rider (Linked) UIN No.:107A022V02. This is a non-participating unit linked life insurance individual savings product. This product is available for sale through online mode. For more details on riders please read the Rider Brochure. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The sales brochure gives only the salient features of the plan. Please refer the Policy Document for specific details on all terms and conditions.

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw or surrender the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year from inception. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak T.U.L.I.P is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects and returns. The past performance of other Funds of the Company is not necessarily indicative of the future performance of the funds. Please know the associated risks and the applicable charges (along with the possibility of increase in charges), from your Insurance Agent / Corporate Agent / Insurance Broker / Intermediary or policy document of the insurer. All benefits payable under the Policy are subject to the Tax Laws and other financial enactments, as they exist from time to time.

Tax benefit is applicable as per the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.

^*Loyalty Additions as % of last three years average fund value.

^#Figures arrived are basis the company’s latest annual audited figures for Individual Policy Claims for 2023-24

The base premium is ₹2.5 lakh and Sum Assured as ₹50L, premium payment term / policy term: 40/10 years, Rider payment term / policy term: 30/10 years and rider premiums are ₹2,440 for Accidental Death Benefit of ₹20L and ₹8,580 for Critical Illness Cover of ₹5L with 100% allocation in Kotak Mid Cap Advantage Fund (ULIF054150923MIDCAPFUND107). The above figures are net of Goods and Services Tax and Cess, as applicable. Goods and Services Tax and Cess are subject to change from time to time as per the prevailing tax laws. The values are based on assumed investment rate of return of 4% p.a. & 8% p.a. The values shown are not guaranteed and they are not upper and lower limit of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. The actual experience may be different from the illustrated.

For life secured (disclaimer mark - ∞) ∞https://www.kotak.com/content/dam/Kotak/investor-relation/Financial-Result/QuarterlyReport/FY-2024/q1/Investor-Presentation/Q1FY2024-Investor-Presentation.pdf For trusted agents (disclaimer mark - θ) – Figures arrived are basis the data published on the Life Insurance Council online portal -https://www.lifeinscouncil.org/industry%20information/individual_agents_data.aspx for Individual Agents of Kotak Mahindra Life Insurance Company Limited as on Jan-2025

Kotak Mahindra Life Insurance Company Ltd; CIN: U66030MH2000PLC128503 Regn. No.:107, Regd. Office: 8th Floor, Plot # C-12, G-Block, BKC, Bandra(E), Mumbai -400 051. Website:www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No: 18002098800 | Ref No: KLI/24-25/E-WEB/2054

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license