Individual Fund
Guarantee Fund
(ULIF-048-05/02/10-GRTFND-107)
MONTHLY UPDATE APRIL 2025
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AS ON 31ST MARCH 2025
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Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks
Date of Inception
05th February 2010
AUM (in Lakhs)
501.75
NAV
32.0321
Fund Manager
Equity : Hemant Kanawala
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 37.5% (Nifty);
Debt - 62.5% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 0.51
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 75 | 37 |
| Gsec / Debt | 00 - 100 | 11 |
| MMI / Others | 00 - 100 | 52 |
Performance Meter
| Guarantee Fund (%) | Benchmark (%) | |
| 1 month | 2.1 | 3.4 |
| 3 months | 0.1 | 1.4 |
| 6 months | -3.7 | -1.0 |
| 1 year | 5.5 | 7.7 |
| 2 years | 11.8 | 11.6 |
| 3 years | 7.9 | 8.4 |
| 4 years | 8.8 | 8.8 |
| 5 years | 11.3 | 12.6 |
| 6 years | 8.1 | 9.8 |
| 7 years | 8.3 | 9.8 |
| 10 years | 7.6 | 9.1 |
| Inception | 8.0 | 9.4 |
| Holdings | % to Fund |
| Equity | 36.89 |
| HDFC Bank Ltd. | 3.59 |
| Reliance Industries Ltd | 3.17 |
| ICICI Bank Ltd. | 2.92 |
| Infosys Ltd. | 2.08 |
| Bharti Airtel Ltd. | 1.79 |
| Larsen And Toubro Ltd. | 1.60 |
| I T C Ltd. | 1.50 |
| Tata Consultancy Services Ltd. | 1.35 |
| Axis Bank Ltd. | 0.96 |
| Mahindra & Mahindra Ltd | 0.94 |
| State Bank of India. | 0.91 |
| Hindustan Unilever Ltd | 0.83 |
| Sun Pharmaceuticals Ltd | 0.80 |
| Bajaj Finance Ltd | 0.77 |
| National Thermal Power Corporation Ltd | 0.74 |
| HCL Technologies Ltd | 0.62 |
| Maruti Suzuki India Ltd | 0.60 |
| Power Grid Corporation of India Ltd | 0.58 |
| Bharat Electronics Ltd. | 0.55 |
| Tata Motors Ltd. | 0.53 |
| Others | 10.07 |
| G-Sec | 4.85 |
| 7.40% GOI 2035 - 09.09.35 | 0.27 |
| 8.44% RJ SDL - 27.06.2028 | 0.26 |
| 8.32% KA SDL - 06.02.2029 | 0.23 |
| 8.52% KA SDL - 28.11.2028 | 0.22 |
| 8.26% MH SDL -02.01.2029 | 0.21 |
| 6.83% GOI - 19.01.39 | 0.19 |
| 8.27% TN SDL - 13.01.2026 | 0.18 |
| 7.20% GJ SDL - 14.06.2027 | 0.18 |
| 7.18% GOI - 24.07.2037 | 0.14 |
| 8.83% GOI - 12.12.2041 | 0.14 |
| Others | 2.83 |
| Corporate Debt | 6.07 |
| 7.85% PFC - 03.04.2028 | 6.07 |
| MMI | 52.81 |
| NCA | -0.61 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
