Individual Fund
Guarantee Fund
(ULIF-048-05/02/10-GRTFND-107)
MONTHLY UPDATE AUGUST 2025
|
AS ON 31ST JULY 2025
|
The portfolio will consist of equity, debt and money
market instruments. Asset allocation decisions will be
taken to protect investors.
Date of Inception
05th February 2010
AUM (in Lakhs)
401.44
NAV
32.7917
Fund Manager
Equity : Hemant Kanawala
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 37.5% (Nifty);
Debt - 62.5% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 0.70
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 75 | 47 |
| Gsec / Debt | 00 - 100 | 13 |
| MMI / Others | 00 - 100 | 40 |
Performance Meter
| Guarantee Fund (%) | Benchmark (%) | |
| 1 month | -1.2 | -0.8 |
| 3 months | 1.4 | 1.4 |
| 6 months | 2.5 | 5.0 |
| 1 year | 0.8 | 5.3 |
| 2 years | 8.8 | 10.0 |
| 3 years | 9.0 | 10.2 |
| 4 years | 8.1 | 8.8 |
| 5 years | 10.4 | 10.4 |
| 6 years | 8.7 | 10.1 |
| 7 years | 7.9 | 9.7 |
| 10 years | 7.8 | 9.4 |
| Inception | 8.0 | 9.4 |
| Holdings | % to Fund |
| Equity | 46.90 |
| HDFC Bank Ltd. | 4.44 |
| Reliance Industries Ltd | 4.07 |
| ICICI Bank Ltd. | 3.68 |
| Infosys Ltd. | 2.39 |
| Bharti Airtel Ltd. | 2.37 |
| Larsen And Toubro Ltd. | 2.01 |
| I T C Ltd. | 1.82 |
| Tata Consultancy Services Ltd. | 1.36 |
| Mahindra & Mahindra Ltd | 1.35 |
| ETERNAL LIMITED | 1.13 |
| Others | 22.26 |
| G-Sec | 5.68 |
| 7.40% GOI 2035 - 09.09.35 | 0.33 |
| 8.44% RJ SDL - 27.06.2028 | 0.32 |
| 8.32% KA SDL - 06.02.2029 | 0.29 |
| 8.52% KA SDL - 28.11.2028 | 0.28 |
| 8.26% MH SDL -02.01.2029 | 0.26 |
| 6.83% GOI - 19.01.39 | 0.24 |
| 7.20% GJ SDL - 14.06.2027 | 0.22 |
| 8.27% TN SDL - 13.01.2026 | 0.22 |
| 7.18% GOI - 24.07.2037 | 0.18 |
| 8.83% GOI - 12.12.2041 | 0.18 |
| Others | 3.14 |
| Corporate Debt | 7.68 |
| 7.85% PFC - 03.04.2028 | 7.68 |
| MMI | 38.61 |
| NCA | 1.13 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
