Individual Fund
Pension Guarantee Fund
(ULIF-038-21/12/09-PNGRTFND-107)
MONTHLY UPDATE AUGUST 2025
|
AS ON 31ST JULY 2025
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Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks
Date of Inception
21st December 2009
AUM (in Lakhs)
1,359.94
NAV
32.1939
Fund Manager
Equity : Hemant Kanawala
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 37.5% (Nifty);
Debt - 62.5% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 2.12
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 75 | 46 |
| Gsec / Debt | 00 - 100 | 25 |
| MMI / Others | 00 - 100 | 29 |
Performance Meter
| Pension Guarantee Fund (%) | Benchmark (%) | |
| 1 month | -1.2 | -0.8 |
| 3 months | 1.2 | 1.4 |
| 6 months | 2.7 | 5.0 |
| 1 year | 1.7 | 5.3 |
| 2 years | 9.3 | 10.0 |
| 3 years | 9.5 | 10.2 |
| 4 years | 8.3 | 8.8 |
| 5 years | 10.7 | 10.4 |
| 6 years | 9.2 | 10.1 |
| 7 years | 8.3 | 9.7 |
| 10 years | 8.2 | 9.4 |
| Inception | 7.8 | 9.3 |
| Holdings | % to Fund |
| Equity | 46.31 |
| HDFC Bank Ltd. | 4.41 |
| Reliance Industries Ltd | 4.02 |
| ICICI Bank Ltd. | 3.77 |
| Infosys Ltd. | 2.35 |
| Bharti Airtel Ltd. | 2.34 |
| Larsen And Toubro Ltd. | 1.98 |
| I T C Ltd. | 1.80 |
| Tata Consultancy Services Ltd. | 1.35 |
| Mahindra & Mahindra Ltd | 1.33 |
| ETERNAL LIMITED | 1.12 |
| Others | 21.84 |
| G-Sec | 20.41 |
| 7.17% GOI - 17.04.2030 | 8.72 |
| 7.10% GOI - 08.04.2034 | 1.79 |
| 7.54% GOI - 23.05.2036 | 1.58 |
| 6.92% GOI - 18.11.2039 | 1.50 |
| 7.18% GOI - 24.07.2037 | 1.07 |
| 8.13% GOI - 22.06.2045 | 0.67 |
| 7.40% GOI 2035 - 09.09.35 | 0.30 |
| 8.44% RJ SDL - 27.06.2028 | 0.28 |
| 8.32% KA SDL - 06.02.2029 | 0.25 |
| 8.52% KA SDL - 28.11.2028 | 0.24 |
| Others | 4.02 |
| Corporate Debt | 4.57 |
| 8.95% PFC - 10.10.2028 | 0.78 |
| 8.63% REC - 25.08.2028 | 0.77 |
| 8.13% PGC - 25.04.2029 | 0.76 |
| 8.09% REC - 21.03.2028 | 0.76 |
| 8.06% REC - 27.03.2028 | 0.76 |
| 8.50% LIC Housing Finance - 29.08.2025 | 0.74 |
| MMI | 27.94 |
| NCA | 0.77 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
