Individual Fund
Kotak Pension Balanced Fund
(ULIF-011-27/06/03-PNBALFND-107)
MONTHLY UPDATE AUGUST 2025
|
AS ON 31ST JULY 2025
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Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
27th June 2003
AUM (in Lakhs)
2,584.17
NAV
77.5360
Fund Manager
Equity : Hemant Kanawala
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 30% (BSE 100);
Debt - 70% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments :4.41
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 60 | 31 |
| Gsec / Debt | 20 - 70 | 67 |
| MMI / Others | 00 - 40 | 2 |
Performance Meter
| Pension Balanced Fund (%) | Benchmark (%) | |
| 1 month | -0.5 | -0.5 |
| 3 months | 1.3 | 1.5 |
| 6 months | 4.5 | 4.9 |
| 1 year | 5.6 | 5.7 |
| 2 years | 8.3 | 10.2 |
| 3 years | 8.0 | 10.1 |
| 4 years | 6.6 | 8.6 |
| 5 years | 6.2 | 9.8 |
| 6 years | 4.4 | 9.7 |
| 7 years | 4.5 | 9.5 |
| 10 years | 5.7 | 9.2 |
| Inception | 9.7 | 10.0 |
| Holdings | % to Fund |
| Equity | 31.18 |
| HDFC Bank Ltd. | 2.66 |
| ICICI Bank Ltd. | 2.21 |
| Reliance Industries Ltd | 1.91 |
| Bharti Airtel Ltd. | 1.60 |
| Larsen And Toubro Ltd. | 1.54 |
| SBI ETF Nifty Bank | 1.52 |
| Infosys Ltd. | 1.42 |
| ICICI Prudential Bank ETF Nifty Bank Index | 1.34 |
| I T C Ltd. | 1.17 |
| Mahindra & Mahindra Ltd | 1.12 |
| Others | 14.69 |
| G-Sec | 38.63 |
| 7.10% GOI - 08.04.2034 | 9.37 |
| 7.26% GOI - 22.08.2032 | 5.34 |
| 6.79% GOI - 07.10.2034 | 5.10 |
| 7.54% GOI - 23.05.2036 | 4.75 |
| 7.41% GOI - 19.12.2036 | 2.44 |
| 7.17% GOI - 17.04.2030 | 1.56 |
| 6.92% GOI - 18.11.2039 | 1.36 |
| 7.26% HR SDL 28.06.2027 | 0.73 |
| 7.43% HP SDL - 03.08.2028 | 0.65 |
| 7.54% KA SDL - 07.12.2041 | 0.57 |
| Others | 6.77 |
| Corporate Debt | 28.13 |
| 8.54% REC - 15.11.2028 | 3.68 |
| 8.56% REC - 29.11.2028 | 2.86 |
| 7.25% HDFC BANK - 17.06.2030 | 2.70 |
| 8.1167% Bajaj Finance Ltd - 10.05.2027 | 1.97 |
| 7.85% PFC - 03.04.2028 | 1.59 |
| 7.05% Embassy Office Parks REIT - 18.10.2026 | 1.55 |
| 10.08% IOT Utkal Energy Services Limited - 20.03.2027 | 1.24 |
| 8.59% Cholamandalam Invest and Fin co ltd - 30.04.2029 | 1.21 |
| 8.65% NABARD - 08.06.2028 | 0.81 |
| 8.55% HDFC BANK - 27.03.2029 | 0.81 |
| Others | 9.70 |
| MMI | 0.39 |
| NCA | 1.67 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
