Individual Fund
Balanced Fund
(ULIF-037-21/12/09-BALKFND-107)
MONTHLY UPDATE AUGUST 2025
|
AS ON 31ST JULY 2025
|
Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
21st December 2009
AUM (in Lakhs)
36,321.31
NAV
47.9036
Fund Manager
Equity :Rohit Agarwal
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 60% (BSE 100);
Debt - 40% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 5.83
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 30 - 60 | 56 |
| Gsec / Debt | 20 - 70 | 37 |
| MMI / Others | 00 - 40 | 7 |
Performance Meter
| Balanced Fund (%) | Benchmark (%) | |
| 1 month | -1.4 | -1.6 |
| 3 months | 2.1 | 1.8 |
| 6 months | 4.2 | 5.2 |
| 1 year | 1.3 | 2.5 |
| 2 years | 12.8 | 11.7 |
| 3 years | 12.8 | 11.9 |
| 4 years | 10.7 | 10.4 |
| 5 years | 13.7 | 13.6 |
| 6 years | 12.3 | 12.2 |
| 7 years | 11.0 | 10.8 |
| 10 years | 10.3 | 10.4 |
| Inception | 10.6 | 10.0 |
| Holdings | % to Fund |
| Equity | 55.89 |
| ICICI Bank Ltd. | 3.95 |
| HDFC Bank Ltd. | 3.70 |
| Bharti Airtel Ltd. | 2.79 |
| Infosys Ltd. | 2.38 |
| State Bank of India. | 1.80 |
| Reliance Industries Ltd | 1.79 |
| Larsen And Toubro Ltd. | 1.68 |
| I T C Ltd. | 1.45 |
| Axis Bank Ltd. | 1.34 |
| ETERNAL LIMITED | 1.29 |
| Others | 33.72 |
| G-Sec | 22.17 |
| 7.10% GOI - 08.04.2034 | 2.99 |
| 6.90% GOI - 15.04.2065 | 2.17 |
| 6.79% GOI - 07.10.2034 | 2.12 |
| 7.30% GOI - 19.06.2053 | 1.86 |
| 6.33% GOI - 05.05.2035 | 1.67 |
| 7.25% GOI - 12.06.2063 | 1.39 |
| 7.34% GOI - 22.04.2064 | 1.09 |
| 7.45% MH SDL - 20.03.2038 | 1.06 |
| 6.68% GOI - 07.07.2040 | 0.93 |
| 7.48% UP SDL - 20.03.2036 | 0.57 |
| Others | 6.31 |
| Corporate Debt | 14.85 |
| 7.65% HDFC Bank- 25.05.2033 PUT 25.05.2026 | 1.43 |
| 8.59% Cholamandalam Invest and Fin co ltd - 30.04.2029 | 1.09 |
| 7.80% HDFC BANK - 03.05.2033 | 0.97 |
| 8.10% Embassy Office Parks REIT - 28.08.2028 Call -28/02/28 | 0.84 |
| 8.52% Muthoot Finance Ltd - 26.05.2028 | 0.71 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 0.69 |
| 7.51% SBI - 06.12.2032 | 0.62 |
| 8.60% Bharti Telecom Limited Series XIV - 12.12.2025 | 0.58 |
| 7.37% NABARD - 28.05.2035 | 0.56 |
| 6.27% PFC - 15.07.2027 | 0.55 |
| Others | 6.81 |
| MMI | 6.30 |
| NCA | 0.79 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
