Individual Fund
Kotak Guaranteed Balanced Fund
(ULIF-010-27/06/03-GRTBALFND-107)
MONTHLY UPDATE AUGUST 2025
|
AS ON 31ST JULY 2025
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Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
27th June 2003
AUM (in Lakhs)
2,034.54
NAV
78.1778
Fund Manager
Equity : Rohit Agarwal
Debt :Manoj Bharadwaj
Debt :Manoj Bharadwaj
Benchmark Details
Equity - 30% (BSE 100);
Debt - 70% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 4.65
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 60 | 15 |
| Gsec / Debt | 20 - 70 | 68 |
| MMI / Others | 00 - 40 | 17 |
Performance Meter
| Guaranteed Balanced Fund (%) | Benchmark (%) | |
| 1 month | -0.1 | -0.5 |
| 3 months | 1.0 | 1.5 |
| 6 months | 3.8 | 4.9 |
| 1 year | 5.5 | 5.7 |
| 2 years | 8.4 | 10.2 |
| 3 years | 8.0 | 10.1 |
| 4 years | 6.6 | 8.6 |
| 5 years | 6.6 | 9.8 |
| 6 years | 4.7 | 9.7 |
| 7 years | 4.8 | 9.5 |
| 10 years | 6.0 | 9.2 |
| Inception | 9.7 | 10.0 |
| Holdings | % to Fund |
| Equity | 15.26 |
| ICICI Bank Ltd. | 1.08 |
| HDFC Bank Ltd. | 1.02 |
| Bharti Airtel Ltd. | 0.75 |
| Infosys Ltd. | 0.69 |
| Larsen And Toubro Ltd. | 0.63 |
| Reliance Industries Ltd | 0.57 |
| I T C Ltd. | 0.53 |
| State Bank of India. | 0.51 |
| UltraTech Cement Ltd. | 0.44 |
| Axis Bank Ltd. | 0.36 |
| Others | 8.69 |
| G-Sec | 40.73 |
| 7.41% GOI - 19.12.2036 | 7.72 |
| 7.25% GOI - 12.06.2063 | 6.15 |
| 7.10% GOI - 08.04.2034 | 6.06 |
| 6.79% GOI - 07.10.2034 | 5.19 |
| 7.23% GOI - 15.04.2039 | 4.36 |
| 7.34% GOI - 22.04.2064 | 1.51 |
| 7.77% MP SDL - 08.03.2043 | 0.97 |
| 7.26% GOI - 22.08.2032 | 0.86 |
| 7.26% HR SDL 28.06.2027 | 0.81 |
| 7.37% GOI - 23.10.2028 | 0.61 |
| Others | 6.49 |
| Corporate Debt | 27.58 |
| 7.25% HDFC BANK - 17.06.2030 | 3.43 |
| 7.85% PFC - 03.04.2028 | 3.03 |
| 7.43% NABARD - 31.01.2030 | 2.53 |
| 6.45% REC - 07.01.2031 | 2.43 |
| 8.56% REC - 29.11.2028 | 2.08 |
| 10.08% IOT Utkal Energy Services Limited - 20.03.2026 | 1.57 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 1.55 |
| 7.69% HDFC BANK - 27.01.2033 PUT 27.01.2026 | 1.53 |
| 8.50% Muthoot Finance Ltd - 29.01.2026 | 1.48 |
| 10.08% IOT Utkal Energy Services Limited - 20.03.2027 | 1.32 |
| Others | 6.65 |
| MMI | 14.99 |
| NCA | 1.44 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
