Individual Fund
Kotak Guaranteed Balanced Fund
(ULIF-010-27/06/03-GRTBALFND-107)
MONTHLY UPDATE JULY 2025
|
AS ON 30TH JUNE 2025
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Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
27th June 2003
AUM (in Lakhs)
2,135.42
NAV
78.2706
Fund Manager
Equity : Rohit Agarwal
Debt :Manoj Bharadwaj
Debt :Manoj Bharadwaj
Benchmark Details
Equity - 30% (BSE 100);
Debt - 70% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 4.53
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 60 | 15 |
| Gsec / Debt | 20 - 70 | 68 |
| MMI / Others | 00 - 40 | 17 |
Performance Meter
| Guaranteed Balanced Fund (%) | Benchmark (%) | |
| 1 month | 0.1 | 0.6 |
| 3 months | 2.8 | 4.2 |
| 6 months | 3.7 | 5.5 |
| 1 year | 7.3 | 8.2 |
| 2 years | 8.8 | 11.1 |
| 3 years | 8.8 | 11.6 |
| 4 years | 6.8 | 8.8 |
| 5 years | 6.9 | 10.6 |
| 6 years | 4.4 | 9.8 |
| 7 years | 5.3 | 9.9 |
| 10 years | 6.3 | 9.4 |
| Inception | 9.8 | 10.0 |
| Holdings | % to Fund |
| Equity | 15.11 |
| ICICI Bank Ltd. | 1.06 |
| HDFC Bank Ltd. | 0.99 |
| Bharti Airtel Ltd. | 0.75 |
| Infosys Ltd. | 0.69 |
| Larsen And Toubro Ltd. | 0.60 |
| Reliance Industries Ltd | 0.58 |
| I T C Ltd. | 0.51 |
| State Bank of India. | 0.50 |
| UltraTech Cement Ltd. | 0.41 |
| Axis Bank Ltd. | 0.39 |
| Others | 8.62 |
| G-Sec | 39.88 |
| 7.41% GOI - 19.12.2036 | 7.38 |
| 7.25% GOI - 12.06.2063 | 5.85 |
| 7.10% GOI - 08.04.2034 | 5.79 |
| 6.79% GOI - 07.10.2034 | 4.96 |
| 7.23% GOI - 15.04.2039 | 4.15 |
| 7.34% GOI - 22.04.2064 | 1.44 |
| 7.77% MP SDL - 08.03.2043 | 0.94 |
| 7.26% GOI - 22.08.2032 | 0.82 |
| 7.17% GOI - 17.04.2030 | 0.79 |
| 7.26% HR SDL 28.06.2027 | 0.77 |
| Others | 6.99 |
| Corporate Debt | 27.69 |
| 7.25% HDFC BANK - 17.06.2030 | 3.26 |
| 7.85% PFC - 03.04.2028 | 2.88 |
| 7.43% NABARD - 31.01.2030 | 2.41 |
| 6.45% REC - 07.01.2031 | 2.31 |
| 8.56% REC - 29.11.2028 | 1.98 |
| 10.08% IOT Utkal Energy Services Limited - 20.03.2026 | 1.50 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 1.47 |
| 7.69% HDFC BANK - 27.01.2033 PUT 27.01.2026 | 1.45 |
| 8.75% Shriram Finance Ltd 15.06.2026 | 1.42 |
| 8.50% Muthoot Finance Ltd - 29.01.2026 | 1.41 |
| Others | 7.60 |
| MMI | 16.16 |
| NCA | 1.16 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
