Individual Fund
Balanced Fund
(ULIF-037-21/12/09-BALKFND-107)
MONTHLY UPDATE JULY 2025
|
AS ON 30TH JUNE 2025
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Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
21st December 2009
AUM (in Lakhs)
37,042.46
NAV
48.5637
Fund Manager
Equity :Rohit Agarwal
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 60% (BSE 100);
Debt - 40% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 6.35
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 30 - 60 | 56 |
| Gsec / Debt | 20 - 70 | 37 |
| MMI / Others | 00 - 40 | 7 |
Performance Meter
| Balanced Fund (%) | Benchmark (%) | |
| 1 month | 1.4 | 1.7 |
| 3 months | 5.9 | 6.2 |
| 6 months | 3.1 | 6.1 |
| 1 year | 6.3 | 7.1 |
| 2 years | 14.6 | 13.7 |
| 3 years | 15.6 | 14.7 |
| 4 years | 11.5 | 11.0 |
| 5 years | 15.0 | 15.0 |
| 6 years | 12.1 | 12.0 |
| 7 years | 11.8 | 11.7 |
| 10 years | 10.8 | 10.8 |
| Inception | 10.7 | 10.1 |
| Holdings | % to Fund |
| Equity | 56.37 |
| ICICI Bank Ltd. | 3.78 |
| HDFC Bank Ltd. | 3.60 |
| Bharti Airtel Ltd. | 2.87 |
| Infosys Ltd. | 2.47 |
| Reliance Industries Ltd | 1.89 |
| State Bank of India. | 1.82 |
| Larsen And Toubro Ltd. | 1.66 |
| Axis Bank Ltd. | 1.47 |
| I T C Ltd. | 1.44 |
| Tech Mahindra Ltd. | 1.14 |
| Others | 34.22 |
| G-Sec | 22.87 |
| 7.34% GOI - 22.04.2064 | 3.59 |
| 7.10% GOI - 08.04.2034 | 3.49 |
| 7.30% GOI - 19.06.2053 | 3.41 |
| 7.25% GOI - 12.06.2063 | 1.88 |
| 6.79% GOI - 07.10.2034 | 1.38 |
| 7.23% GOI - 15.04.2039 | 1.16 |
| 7.45% MH SDL - 20.03.2038 | 1.04 |
| 7.09% GOI - 05.08.2054 | 0.92 |
| 6.92% GOI - 18.11.2039 | 0.73 |
| 7.48% UP SDL - 20.03.2036 | 0.56 |
| Others | 4.70 |
| Corporate Debt | 14.56 |
| 7.65% HDFC Bank- 25.05.2033 PUT 25.05.2026 | 1.40 |
| 8.59% Cholamandalam Invest and Fin co ltd - 30.04.2029 | 1.07 |
| 7.80% HDFC BANK - 03.05.2033 | 0.95 |
| 8.10% Embassy Office Parks REIT - 28.08.2028 Call -28/02/28 | 0.82 |
| 8.52% Muthoot Finance Ltd - 26.05.2028 | 0.69 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 0.68 |
| 7.51% SBI - 06.12.2032 | 0.61 |
| 8.60% Bharti Telecom Limited Series XIV - 12.12.2025 | 0.57 |
| 7.37% NABARD - 28.05.2035 | 0.55 |
| 6.27% PFC - 15.07.2027 | 0.54 |
| Others | 6.67 |
| MMI | 5.22 |
| NCA | 0.97 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
