Individual Fund
Balanced Fund
(ULIF-037-21/12/09-BALKFND-107)
MONTHLY UPDATE SEPTEMBER 2025
|
AS ON 29TH AUGUST 2025
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Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
21st December 2009
AUM (in Lakhs)
35,310.05
NAV
47.1236
Fund Manager
Equity :Rohit Agarwal
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 60% (BSE 100);
Debt - 40% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 5.71
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 30 - 60 | 57 |
| Gsec / Debt | 20 - 70 | 37 |
| MMI / Others | 00 - 40 | 6 |
Performance Meter
| Balanced Fund (%) | Benchmark (%) | |
| 1 month | -1.6 | -1.2 |
| 3 months | -1.6 | -1.1 |
| 6 months | 7.4 | 8.2 |
| 1 year | -2.2 | 0.2 |
| 2 years | 11.6 | 11.5 |
| 3 years | 11.3 | 10.3 |
| 4 years | 9.2 | 8.8 |
| 5 years | 13.2 | 13.0 |
| 6 years | 12.0 | 12.0 |
| 7 years | 10.5 | 10.3 |
| 10 years | 10.4 | 10.6 |
| Inception | 10.4 | 9.8 |
| Holdings | % to Fund |
| Equity | 57.15 |
| ICICI Bank Ltd. | 3.83 |
| HDFC Bank Ltd. | 3.59 |
| Bharti Airtel Ltd. | 2.83 |
| Infosys Ltd. | 2.38 |
| State Bank of India. | 1.87 |
| Reliance Industries Ltd | 1.79 |
| Larsen And Toubro Ltd. | 1.71 |
| ETERNAL LIMITED | 1.69 |
| I T C Ltd. | 1.49 |
| Axis Bank Ltd. | 1.34 |
| Others | 34.62 |
| G-Sec | 22.06 |
| 7.10% GOI - 08.04.2034 | 3.03 |
| 6.90% GOI - 15.04.2065 | 2.19 |
| 6.79% GOI - 07.10.2034 | 2.14 |
| 6.33% GOI - 05.05.2035 | 2.12 |
| 7.25% GOI - 12.06.2063 | 1.38 |
| 6.68% GOI - 07.07.2040 | 1.12 |
| 7.45% MH SDL - 20.03.2038 | 1.06 |
| 7.34% GOI - 22.04.2064 | 0.99 |
| 7.30% GOI - 19.06.2053 | 0.94 |
| 7.48% UP SDL - 20.03.2036 | 0.58 |
| Others | 6.51 |
| Corporate Debt | 15.16 |
| 7.65% HDFC Bank- 25.05.2033 PUT 25.05.2026 | 1.45 |
| 8.59% Cholamandalam Invest and Fin co ltd - 30.04.2029 | 1.12 |
| 7.80% HDFC BANK - 03.05.2033 | 0.99 |
| 8.10% Embassy Office Parks REIT - 28.08.2028 Call -28/02/28 | 0.86 |
| 8.52% Muthoot Finance Ltd - 26.05.2028 | 0.72 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 0.71 |
| 7.51% SBI - 06.12.2032 | 0.63 |
| 8.60% Bharti Telecom Limited Series XIV - 12.12.2025 | 0.60 |
| 7.37% NABARD - 28.05.2035 | 0.57 |
| 6.27% PFC - 15.07.2027 | 0.56 |
| Others | 6.94 |
| MMI | 4.71 |
| NCA | 0.91 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
