Individual Fund
Kotak Pension Bond Fund
(ULIF-017-15/04/04-PNBNDFND-107)
MONTHLY UPDATE SEPTEMBER 2025
|
AS ON 29TH AUGUST 2025
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Aims to preserve capital and minimize downside risk, with investment in debt and government instruments.
Date of Inception
15th April 2004
AUM (in Lakhs)
172.87
NAV
50.5381
Fund Manager
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 0% (NA);
Debt - 100% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 3.06
Asset Allocation
| Approved (%) | Actual (%) | |
| Gsec | 00 - 75 | 42 |
| Debt | 25 - 100 | 46 |
| MMI / Others | 00 - 40 | 12 |
Performance Meter
| Pension Bond Fund (%) | Benchmark (%) | |
| 1 month | -0.4 | -0.7 |
| 3 months | -0.1 | -0.6 |
| 6 months | 3.3 | 3.6 |
| 1 year | 6.4 | 7.0 |
| 2 years | 6.4 | 7.7 |
| 3 years | 5.9 | 7.5 |
| 4 years | 4.9 | 6.1 |
| 5 years | 5.0 | 6.0 |
| 6 years | 5.8 | 6.8 |
| 7 years | 7.2 | 7.7 |
| 10 years | 7.0 | 7.6 |
| Inception | 7.9 | 6.8 |
| Holdings | % to Fund |
| G-Sec | 42.13 |
| 6.92% GOI - 18.11.2039 | 15.36 |
| 7.95% GOI Fertilizer Bond - 18.02.26 | 1.62 |
| 8.43% RJ SDL - 08.08.2028 | 1.55 |
| 8.63% RJ SDL - 03.09.2028 | 1.44 |
| 8.28% TN SDL -21.02.2028 | 1.42 |
| 8.30% GOI 2040 ZCG - 02.01.2026 | 1.39 |
| 8.30% GOI 2040 ZCG - 02.07.2026 | 1.35 |
| 8.83% GOI - 12.12.2041 | 1.33 |
| 8.30% GOI 2040 ZCG - 02.01.2027 | 1.31 |
| 8.30% GOI 2040 ZCG - 02.07.2027 | 1.27 |
| Others | 14.11 |
| Corporate Debt | 46.33 |
| 8.13% PGC - 25.04.2031 | 6.07 |
| 8.29% NABARD - 24.01.2029 | 6.04 |
| 8.09% REC - 21.03.2028 | 5.96 |
| 7.85% PFC - 03.04.2028 | 5.90 |
| 9.33% IRFC - 10.05.2026 | 5.89 |
| 7.85% ICICI Home Finance Co Ltd - 12.05.2028 | 5.86 |
| 8.78% NHPC - 11.02.2026 | 5.84 |
| 10.08% IOT Utkal Energy Services Limited - 20.03.2027 | 4.78 |
| MMI | 8.67 |
| NCA | 2.86 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
