Individual Fund
Guarantee Fund
(ULIF-048-05/02/10-GRTFND-107)
MONTHLY UPDATE JANUARY 2025
|
AS ON 31ST DECEMBER 2024
|
Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks
Date of Inception
05th February 2010
AUM (in Lakhs)
569.37
NAV
32.0035
Fund Manager
Equity : Hemant Kanawala
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 37.5% (Nifty);
Debt - 62.5% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 0.46
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 00 - 75 | 35 |
| Gsec / Debt | 00 - 100 | 10 |
| MMI / Others | 00 - 100 | 55 |
Performance Meter
| Guarantee Fund (%) | Benchmark (%) | |
| 1 month | -0.7 | -0.4 |
| 3 months | -3.7 | -2.4 |
| 6 months | 1.0 | 2.1 |
| 1 year | 8.1 | 9.1 |
| 2 years | 11.0 | 10.6 |
| 3 years | 7.8 | 8.2 |
| 4 years | 9.5 | 8.9 |
| 5 years | 9.0 | 10.0 |
| 6 years | 8.8 | 10.2 |
| 7 years | 8.1 | 9.5 |
| 10 years | 7.8 | 9.3 |
| Inception | 8.1 | 9.4 |
| Holdings | % to Fund |
| Equity | 35.05 |
| HDFC Bank Ltd. | 3.51 |
| ICICI Bank Ltd. | 2.88 |
| Reliance Industries Ltd | 2.78 |
| Infosys Ltd. | 2.27 |
| I T C Ltd. | 1.58 |
| Larsen And Toubro Ltd. | 1.50 |
| Bharti Airtel Ltd. | 1.50 |
| Tata Consultancy Services Ltd. | 1.40 |
| State Bank of India. | 0.97 |
| Mahindra & Mahindra Ltd | 0.96 |
| Axis Bank Ltd. | 0.90 |
| Sun Pharmaceuticals Ltd | 0.78 |
| Hindustan Unilever Ltd | 0.77 |
| HCL Technologies Ltd | 0.68 |
| National Thermal Power Corporation Ltd | 0.62 |
| Bajaj Finance Ltd | 0.61 |
| Power Grid Corporation of India Ltd | 0.54 |
| Trent Limited | 0.54 |
| Tata Motors Ltd. | 0.53 |
| UltraTech Cement Ltd. | 0.52 |
| Others | 9.21 |
| G-Sec | 4.35 |
| 7.40% GOI 2035 - 09.09.35 | 0.23 |
| 8.44% RJ SDL - 27.06.2028 | 0.23 |
| 8.32% KA SDL - 06.02.2029 | 0.20 |
| 8.52% KA SDL - 28.11.2028 | 0.19 |
| 8.26% MH SDL -02.01.2029 | 0.18 |
| 6.83% GOI - 19.01.39 | 0.17 |
| 8.27% TN SDL - 13.01.2026 | 0.16 |
| 7.20% GJ SDL - 14.06.2027 | 0.16 |
| 7.18% GOI - 24.07.2037 | 0.13 |
| 8.83% GOI - 12.12.2041 | 0.13 |
| Others | 2.58 |
| Corporate Debt | 5.33 |
| 7.85% PFC - 03.04.2028 | 5.31 |
| 8.49% NTPC - 25.03.2025 | 0.02 |
| MMI | 54.45 |
| NCA | 0.83 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
