Individual Fund
Balanced Fund
(ULIF-037-21/12/09-BALKFND-107)
MONTHLY UPDATE JANUARY 2025
|
AS ON 31ST DECEMBER 2024
|
Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.
Date of Inception
21st December 2009
AUM (in Lakhs)
36,537.94
NAV
47.0915
Fund Manager
Equity :Rohit Agarwal
Debt : Manoj Bharadwaj
Debt : Manoj Bharadwaj
Benchmark Details
Equity - 60% (BSE 100);
Debt - 40% (Crisil Composite Bond)
Modified Duration
Debt & Money
Market Instruments : 6.86
Asset Allocation
| Approved (%) | Actual (%) | |
| Equity | 30 - 60 | 55 |
| Gsec / Debt | 20 - 70 | 39 |
| MMI / Others | 00 - 40 | 6 |
Performance Meter
| Balanced Fund (%) | Benchmark (%) | |
| 1 month | -0.2 | -0.9 |
| 3 months | -3.7 | -4.5 |
| 6 months | 3.0 | 1.0 |
| 1 year | 15.5 | 11.0 |
| 2 years | 16.4 | 13.3 |
| 3 years | 11.6 | 10.2 |
| 4 years | 13.2 | 11.6 |
| 5 years | 12.9 | 12.4 |
| 6 years | 12.8 | 12.0 |
| 7 years | 11.0 | 10.7 |
| 10 years | 10.9 | 10.4 |
| Inception | 10.9 | 10.0 |
| Holdings | % to Fund |
| Equity | 55.42 |
| ICICI Bank Ltd. | 3.82 |
| Infosys Ltd. | 3.27 |
| HDFC Bank Ltd. | 2.91 |
| Bharti Airtel Ltd. | 2.41 |
| Reliance Industries Ltd | 2.01 |
| Zomato Ltd | 1.87 |
| Larsen And Toubro Ltd. | 1.66 |
| Mahindra & Mahindra Ltd | 1.45 |
| State Bank of India. | 1.44 |
| I T C Ltd. | 1.44 |
| Anant Raj Ltd | 1.36 |
| Tech Mahindra Ltd. | 1.17 |
| Axis Bank Ltd. | 1.04 |
| Shriram Finance Limited | 1.01 |
| Venus Pipes and Tubes Ltd | 1.00 |
| Himadri Speciality Chemical Ltd | 1.00 |
| Hitachi Energy India Ltd | 0.99 |
| Interglobe Aviation Ltd. | 0.94 |
| UltraTech Cement Ltd. | 0.94 |
| Granules India Ltd | 0.89 |
| Others | 22.80 |
| G-Sec | 27.55 |
| 7.10% GOI - 08.04.2034 | 5.89 |
| 7.34% GOI - 22.04.2064 | 4.18 |
| 7.30% GOI - 19.06.2053 | 3.47 |
| 7.25% GOI - 12.06.2063 | 2.50 |
| 7.09% GOI - 05.08.2054 | 2.20 |
| 7.23% GOI - 15.04.2039 | 1.33 |
| 7.45% MH SDL - 20.03.2038 | 1.04 |
| 7.18% GOI - 24.07.2037 | 0.72 |
| 7.49% HR SDL -27.03.2035 | 0.56 |
| 7.48% UP SDL - 20.03.2036 | 0.56 |
| Others | 5.10 |
| Corporate Debt | 11.11 |
| 8.59% Cholamandalam Invest and Fin co ltd - 30.04.2029 | 1.07 |
| 7.80% HDFC BANK - 03.05.2033 | 0.94 |
| 8.10% Embassy Office Parks REIT - 28.08.2028 Call -28/02/28 | 0.82 |
| 8.65% Cholamandalam Invest and Fin co ltd - 28.02.2029 | 0.65 |
| 7.51% SBI - 06.12.2032 | 0.61 |
| 8.60% Bharti Telecom Limited Series XIV - 12.12.2025 | 0.57 |
| 8.00% L & T Ltd - 23.04.2030 | 0.56 |
| 8.95% Bharti Telecom Limited Series XVII - 04.12.2026 | 0.45 |
| 7.97% HDFC BANK - 17.02.2033 | 0.44 |
| 7.05% Embassy Office Parks REIT - 18.10.2026 | 0.43 |
| Others | 4.57 |
| MMI | 5.10 |
| NCA | 0.81 |
**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.
