Buy a Life Insurance Plan in a few clicks
Now you can buy life insurance plan online.
Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
Protect your family's financial future.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and life cover.
Insurance and Investment in one plan.
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
Our representative will get in touch with you at the earliest.
A Savings cum Insurance Plan
Protect your today to secure your tomorrow. We aspire to offer our loved ones everything that they dream for, as much as we wish to secure them. Be it in their professional lives or personal lives, their happiness and protection is our ultimate aim. That is why Kotak Life Insurance offers Kotak Premier Moneyback Plan, a unique plan that blends savings and protection. It is a limited pay plan that provides lump sum payouts at regular intervals to meet your interim financial requirements and let you offer the best to your family.
30 year old VarunVermachooses a Basic Sum Assured of 5 lakhs with a policy term of 20 years and premium payment term of 10 years which are his prime working years
He gets regular cash backs as percentage of the Basic Sum Assured (BSA) at equal intervals depending on the policy term chosen allowing him to care for his family at prime life stages
In his first interval of 5 years (at the age of 35 years), his Cumulated Annualized Premium stands at Rs. 2,93,375/-* and 1st Survival Benefit is Rs. 1,00,000/-**
* The above Premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. **Subject to policy being in force.
And so on for every 5-year interval as per the relevant rates
He gets the balance Sum Assured at maturity. The Maturity Benefit at age 50 years will be Rs. 8,12,000 @8%# and Rs. 4,23,500 @4%#.
#The assumed non-guaranteed rates of return chosen in the illustration are 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. The actual experience may be different from the illustrated. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. Reversionary Bonus and Terminal Bonus have been calculated at the assumed non-guaranteed rates of return of 4% p.a. & 8% p.a.
Get regular cash backs* as percentage of the Basic Sum Assured at equal intervals depending on the policy term chosen
Along with the final payout at the end of the policy term, get a lump sum benefit depending on the policy term chosen
In addition to the basic death benefit, on death due to accident get an assured additional sum
Bonuses may be declared on the plan from the end of 1st policy year onwards
Choose from four rider options to increase the protection levels
Allows additional death cover over and above the base plan's Death Benefit.Download
Remaining premiums will be paid by the KLI on behalf of the policyholder in case of his / her death.Download
Remaining premiums paid by the KLI on behalf of the policyholder in case of accidental disability.Download
Rider sum assured shall be payable in part or whole, in case the Life Insured is diagnosed with any one of the 37 critical illnesses (subject to terms & conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representatives will assist you with all your queries.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections.Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
This is a participating anticipated endowment plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For details on riders, please refer to the Rider Brochure.
Benefits under this plan are dependent upon the performance of the participating Funds. Please note that bonuses are not guaranteed and may be declared by the Company from time to time.
Kotak Premier Moneyback Plan UIN: 107N083V01 Form No. N083, Kotak Term Rider- : UIN No.: 107B003V03 Form No. 003, Kotak Life Guardian Benefit Rider – UIN: 107B012V02, Form No. 012, Kotak Accidental Disability Guardian Benefit Rider – UIN: 107B011V02 Form No: N011, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01 From No. 020. Ref. No.:KLI/19-20/E-WEB/335
Reg No. 107
CIN : U66030MH2000PLC128503
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
Kotak Sampoorn Bima Micro Insurance Plan is a single premium plan with fixed term of 5 years to cater to the needs of low-income customers.Know more
Kotak Life Insurance presents Kotak Premier Income Plan a savings and protection oriented plan that provides Guaranteed Annual Income immediately after the premium payment term to provide you with an additional annual income.Know more
Kotak Life Insurance presents a simple savings and protection oriented plan, which provides all guaranteed benefits while giving life insurance cover – Kotak POS Bachat Bima.Know more
You work so hard to build a secured and stable life for you and your loved ones, but in present times, only working hard is not enough, it is important to have a financial plan in place. While you take adequate measures to take care of your health, you still need insurance to secure your health as well as life.Know more
Kotak Classic Endowment Plan is a long term protection cum savings plan that offers protection benefit while earning bonuses during the policy term.Know more
Kotak Ace Investment Plan is designed with the clear objective of helping you accumulate wealth and provide you adequate life cover.Know more
Kotak Fortune Maximiser is a limited pay participating endowment plan, which can be customized as per your requirement to help you achieve your life goals through multiple plan, payout & rider options. Your dreams are important and deserves to be fulfilled, therefore, life mein sirf #BadaSocho.Know more
Kotak Assured Savings Plan is an affordable protection plan that enables you to accumulate wealth and strengthens your finances for the future.Know more
You may avail of tax as per the Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.Know more
Kotak Premier Life Plan is a limited premium paying participating whole life plan, where you can choose to receive bonus payouts even after premium payment term expires.Know more
Kotak Premier Endowment Plan offers Guaranteed Additions in the first 5 policy years and also works to provide you a corpus through continued bonuses.Know more
Kotak Assured Income Accelerator ensures that you get Guaranteed Income every year on the same amount of savings and that the Guaranteed Income increases year on year.Know more
A Limited Pay Non-Linked Participating Life Insurance plan. You earn and work hard to accomplish your dreams and aspirations at every stage of life.Know more
Kotak Wealth Optima Plan is a protection and savings oriented unit linked insurance plan. The plan provides life insurance cover to protect your family in case of your unfortunate demise. It also provides the flexibility of choosing premium payment term, investment strategy and investment horizon.Know more
Kotak Single Invest Advantage is a hassle-free unit linked plan, where you invest once and reap the benefits throughout the policy term.Know more
Kotak Platinum is an investment plan with an unmatched combination of three investment strategies and flexibilities for complete control over your investments.Know more
Kotak Invest Maxima is an investment oriented unit-linked life insurance plan with maximum premium allocation and a Systematic Switching Strategy that allows you to enter the equity market in a systematic manner.Know more
Kotak Single Invest Plus is a single premium unit linked plan where, by just paying once, you can reap benefits and also stay protected.Know more
A Non-Linked Non-Participating Life Insurance planKnow more