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A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
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A Non-Participating Non-Linked Life Insurance Individual Savings Product
Uncertainty is reality of Life. You cannot avoid it but you can always plan to handle it better. To help you in achieving the same, Kotak Life Insurance presents Kotak Guaranteed Savings Plan - a savings and protection oriented plan that provides ‘Guaranteed@’ benefits. So, be rest assured and be ready for whatever comes next and enjoy your Life.
Limited premium payment options
After premium payment term, plan will accrue Guaranteed@ Additions for remaining term
Lump sum Guaranteed @ Loyalty Addition at the end of the policy term
Enhanced protection through optional rider
For Other Policy Term: 75 years
| Frequency | All Channels (except POS) | POS Channel | ||
| Minimum | Maximum | Minimum | Maximum | |
| Yearly | 12,000/- | No Limit, but it will be subject to Broad Approved Underwriting Policy | 20,000/- | 120,000/- |
| Half-Yearly | 6,120/- | 10,200/- | 61,200/- | |
| Quarterly | 3,120/- | 5,200/- | 31,200/- | |
| Monthly | 1,056/- | 1,760/- | 10,560/- | |
Premium Payment Term
| PPT | Policy Term |
| 5 Pay | 10 Years |
| 5 Pay, 7 Pay | 14 Years |
| 5 Pay, 8 Pay | 16 Years |
| 5 Pay, 10 Pay | 15 Years |
| 5 Pay, 10 Pay | 20 Years |
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.
DownloadIn case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.
DownloadIn case of life insured being permanently disabled due to accident, benefit is paid in instalments.
DownloadIn case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.
DownloadIn case of accidental disability, outstanding premiums are waived and paid by Kotak Life Insurance.
DownloadDownload the brochure to know more about the plan and how it can benefit you.
Note: For policies availed through POS Channel,Riders shall not be allowed
Tax Benefits & Disclaimers
You may avail of tax benefits as per Income Tax Act, 1961 Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
Terms & Conditions
Kotak Guaranteed Savings Plan UIN: 107N100V05. Kotak Term Benefit Rider, UIN: 107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent Disability Benefit Rider, UIN: 107B002V03, Kotak Life Guardian Benefit, UIN: 107B012V02, Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02.
This is a non-participating non-linked life insurance individual savings product. This is a saving and protection oriented plan. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure. This product is available for sale through online mode.
@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Ref. No.: KLI/24-25/E-WEB/938
Kotak Mahindra Life Insurance Company Ltd.
Reg No. 107 CIN : U66030MH2000PLC128503
Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400051. Toll Free: 1800 209 8800, Website: www.kotaklife.com, WhatsApp: 9321003007
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
You may avail of tax benefits as specified under the Income Tax Act, 1961. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
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Kotak Fortune Maximiser is a limited pay participating endowment plan, which can be customized as per your requirement to help you achieve your life goals through multiple plan, payout & rider options. Your dreams are important and deserves to be fulfilled, therefore, life mein sirf #BadaSocho.
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A Limited Pay Non-Linked Participating Life Insurance plan. You earn and work hard to accomplish your dreams and aspirations at every stage of life.
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Kotak Assured Savings Plan is an affordable protection plan that enables you to accumulate wealth and strengthens your finances for the future.
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You may avail of tax as per the Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
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