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A Participating Non-Linked Life insurance Individual Savings Product
You earn and work hard to accomplish your dreams and aspirations at every stage of life. In this journey, you will come across some unexpected financial commitments as well as planned ones like marriage; child education etc. During your golden years of retirement when income earning capacity reduces, it becomes even more difficult to fulfill these dreams and aspirations.
What if you have a support that will not only help you in fulfilling your dreams but will also take care of your near and dear ones in case you are not around.
To support you in this journey, Kotak Life proudly presents “Kotak SmartLife Plan”, a participating non-linked life insurance individual savings product which will provide you option either to receive Cash bonus payouts every year right from the end of 1st policy year onwards to take care of interim financial requirements or utilize such Cash bonuses for accumulating and creating a corpus to fulfill bigger goals and plan for a stress-free life.
Offers protection up to the age of 75 years
Convenience of choosing Bonus options: Cash Payout or Paid-Up Addition
Avail chosen Bonus option from end of 1st policy year onwards on monthly or yearly basis
Additional protection through optional riders on payment of additional premium
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.
DownloadIn case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.
DownloadIn case of life insured being permanently disabled due to accident, benefit is paid in instalments.
DownloadIn case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.
DownloadRider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)
DownloadIn case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance
DownloadDownload the brochure to know more about the plan and how it can benefit you.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
Kotak SmartLife Plan UIN: 107N102V04, Kotak Term Benefit Rider UIN: 107B003V03, Kotak Accidental Death Benefit Rider UIN: 107B001V04, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Life Guardian Benefit Rider UIN: 107B012V02, Kotak Accidental Disability Guardian Benefit Rider UIN: 107B011V02.
This is a Participating Non-Linked Life Insurance Individual Savings Product. Benefits under this plan are dependent upon the performance of the participating Funds. Please note that Bonuses are NOT guaranteed and may be declared by the company from time to time. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance’s underwriting policy. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure. The risk factors of the bonuses projected under the product are not guaranteed. Past performance doesn’t construe any indication of future bonuses. These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses. Ref. No.: KLI/24-25/E-WEB/698
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Regd. Office:
Kotak Mahindra Life Insurance Company Ltd.
Regn. No.:107,
CIN: U66030MH2000PLC128503;
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai – 400051.
Toll Free: 1800 209 8800
Website: www.kotaklife.com
WhatsApp: 9321003007
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
A Non-Linked Non-Participating Life Insurance plan
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You may avail of tax benefits as specified under the Income Tax Act, 1961. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
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Kotak Fortune Maximiser is a limited pay participating endowment plan, which can be customized as per your requirement to help you achieve your life goals through multiple plan, payout & rider options. Your dreams are important and deserves to be fulfilled, therefore, life mein sirf #BadaSocho.
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You may avail of tax as per the Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws.
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Kotak Assured Savings Plan is an affordable protection plan that enables you to accumulate wealth and strengthens your finances for the future.
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