Search
Close

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query
Clear

Thank you

Our representative will get in touch with you at the earliest.

Kotak Confident Retirement Builder

In this unit-linked policy, the investment risk in investment portfolio is borne by the policyholder.​

A Non-Participating Unit-Linked Pension Individual Savings Product

“The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year”

Retirement is a significant milestone in life. When you retire, your income halts but your expenses don’t. A solid retirement plan can ensure you have enough funds to cover your living costs in your later year. It’s wise to begin planning for early retirement so that you can build up a sufficient retirement fund by the time you retire. Keeping this in mind, Kotak Life Insurance introduces Kotak Confident Retirement Builder - a Linked Pension Insurance Plan suitable for your retirement goals.

How it works

  • Mr. Raktim aged 40 years for a Policy Term of 20 years and Premium Payment Term of 10 years with an annual premium of ₹1,00,000. He has selected 100% premium allocation in Pension Frontline Equity Fund. (ULIF-044-11/01/10-PNFRLEQFND-107)

    howitworks.png

    Note: For full details, please refer to the Benefit Illustration. Fund Values are inclusive of Yearly Additions. The Above premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.

    #The values are based on assumed investment rate of return of 4% p.a. & 8% p.a. The values shown are not guaranteed and they are not upper and lower limit of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. The actual experience may be different from the illustrated.

Key Features

  • Zero allocation charges

    Zero allocation charges

    100% allocation of your premiums in funds

  • Yearly Additions

    Yearly Additions

    Starting from end of 6th policy year onwards, 3% of Annual Premium is infused

  • Choose from 4 diverse fund options

    Choose from 4 diverse fund options

    As per your risk appetite

  • Partial Withdrawals

    Partial Withdrawals

    Enjoy liquidity through partial withdrawals

  • Flexibility to pay premiums

    Flexibility to pay premiums

    Limited / Regular Pay

  • Unlimited free switches & premium redirection

    Unlimited free switches & premium redirection

Eligibility

  • Eligibility
    Parameters Minimum Maximum
    Age* at Entry 25 Years 60 Years
    Age* at Maturity 45 Years 80 Years
    Annualized Premium Limited & Regular Pay: ₹30,000 No Limit, as per board approved underwriting
    Premium Paying Term Regular Pay | 5 | 7 | 10 Years
    Policy Term 10 to 40 Years
    Premium Payment Frequency Yearly | Half-Yearly | Quarterly | Monthly

Downloads

Need help with life insurance?

Request a Life Advisor

Select Plan
Select City
New
Submit Clear

Get details of your policy on WhatsApp

Send a 'Hi' to 93210 03007 from your registered mobile number.

Get in touch with our Customer Care team for assistance

Click Here

Call our toll-free number 1800 209 8800
(for retail or individual customers only). Timings : 08:00 AM to 10:00 PM (Monday to Saturday, excluding public holidays)

Our representatives are available to assist you with all your queries.

For NRI Customers

Contact No: +912267775000


Important Information:

*Call Charges Apply

Call Center Timings- 8am to 10pm(Monday to Saturday as per IST)

Get answers to the frequently asked questions.

Policy FAQs

Read about Tax benefits & Plan Disclaimer

Tax Benefits:

Tax benefits as under the Income-tax Act, 1961 would be applicable. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant

Risk Factors:

  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak Confident Retirement Builder is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • The past performance of other Funds of the Company is not necessarily indicative of the future performance of the funds
  • Please know the associated risks and the applicable charges (along with the possibility of increase in charges), from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of the insurer
  • All benefits payable under the Policy are subject to the Tax Laws and other financial enactments, as they exist from time to time.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Confident Retirement Builder, UIN: 107L136V01

This is a non-participating unit-linked pension individual savings product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. This product is available for sale through online mode.

Kotak Mahindra Life Insurance Company Ltd; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website:www.kotaklife.com; WhatsApp: 9321003007; Toll Free No: 1800 209 8800; Ref. No.: KLI/24-25/E-WEB/1921

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Similar plans

  • Icon for disability rider on Kotak Insurance Plans

    Kotak Assured Pension

    Kotak Assured Pension is an annuity plan that promises to pay a regular stream of income on immediate basis or post deferment period for life, ensuring a worry-free retirement.

    Know more

  • Kotak Confident Retirement Savings Plan

    Today you are an earning, self-reliant individual, working hard to realize yours’ and your loved one’s dreams. However, tomorrow when you retire, a new phase of your life will start as Retirement.

    Know more
popular searches