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Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
Protect your family's financial future.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and life cover.
Insurance and Investment in one plan.
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
Our representative will get in touch with you at the earliest.
A Non-Linked Non-Par Individual Pure Protection Life Insurance Plan
Life is uncertain. Unfortunate events like an untimely death of the breadwinner can put a family at a great risk of being financially insecure. Kotak Term Plan is a pure risk cover plan and an economical means of providing high level of financial protection. In this plan, the Sum Assured is paid to the beneficiary as a lump sum in case of the unfortunate death of the life insured. As a result, the family of life insured is financially well cushioned even if the life insured is no longer around to provide.
Get a high level of protection at a nominal cost. The plan further provides preferential rates for female lives.
Whether you prefer a single premium payment mode or wish to pay regularly over years, we have the right solution for you. If you opt for the regular mode, you still have the choice of paying yearly, half yearly, quarterly or monthly. You get a high level of flexibility in paying premiums.
Flexibility to convert Kotak Term Plan to a policy of any other plan* offered by Kotak Life Insurance (except for another term plan) before the last 5 years of the policy term to suit your needs. *Subject to the product specific conditions.
Enhanced protection further with optional riders. ∙ Kotak Critical Illness Plus Benefit Rider (CIP): The Rider Sum Assured shall be payable on the admission of a claim on any one of the 37 covered critical illness, subject to terms and conditions. Kotak Accidental Death Benefit Rider (ADB): Lump sum benefit paid upon accidental death. Kotak Permanent Disability Benefit Rider (PDB): Payout in installments upon admission on becoming disabled due to accident.
Min: Regular Pay: Rs. 1,068
Single Pay: Rs. 3,060
Max: Based on Sum Assured, Policy Term, Gender & Premium Payment Option
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representatives will assist you with all your queries.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
Terms & Conditions:
Kotak Term Plan UIN No.: 107N005V06, Form No. N005, Kotak Accidental Death Benefit Rider - UIN: 107B001V03, Form No: B001, Kotak Permanent Disability Benefit Rider - UIN: 107B002V03, Form No: B002, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V01, Form No. B020. Ref. No.: KLI/23-24/E-EM/465.
This is a non-linked non-par individual pure protection life insurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Reg No. 107
CIN : U66030MH2000PLC128503
8th Floor, Plot # C- 12, G- Block, BKC,Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
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Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant.Know more
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