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A Non-Linked, Non Participating, Health Plus Life Combi Insurance Plan
You work so hard to build a secured and stable life for you and your loved ones, but in present times, only working hard is not enough, it is important to have a financial plan in place. While you take adequate measures to take care of your health, you still need insurance to secure your health as well as life.
We understand this need of yours and present Kotak Health Maximiser – a specially designed solution that offers a combination of Life and Health cover under a single plan. This plan provides for regular hospitalization benefits under the health insurance policy provided by Kotak Mahindra General Insurance Company Limited. In the unfortunate event of death of the Proposer during the term, the beneficiary would receive Death Benefit as per plan option selected under the life insurance cover provided by Kotak Life Insurance Company Limited.
Offerings that add MORE benefits under One Plan.
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Entry Age (as on last birthday) | Minimum: 18 years Maximum: 55 years |
Minimum: 18 years (adult); 91 days (child) Maximum: 55 years (adult); 25 years (child) |
| Maturity Age (as on last birthday) Exit Age (Health Cover) |
Minimum: 23 years Maximum: 70 years |
There is no exit age. Lifelong Renewal shall be allowed under Health Cover |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Policy Term/ Policy Period | Minimum: 5 years Maximum: Up to 30 years |
1 year |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Premium Payment Term (PPT) | Regular Pay: Equal to Policy Term | 1 year |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Premium Payment Mode | Yearly | Yearly |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Premium | ased on Sum Insured, Policy Term, Gender & Premium Payment Option | Based on Sum Insured, Policy Term, Age, Zone, Policy Type. |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Sum Insured | Rs. 5,00,000 | Rs. 5,00,000 / Rs. 7,50,000 / Rs. 10,00,000 / Rs. 15,00,000 / Rs. 20,00,000 |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Policy Type | Individual | Individual / Family Floater Policy |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Relationships Covered | Individual | Individual Policy - Self Family Floater - Maximum of 2 Adults & 3 Children |
| Eligibility Criteria | Life Cover | Health Cover |
|---|---|---|
| Relationships covered: Self - Your Legally married spouse, -Natural or adopted dependent children |
Disclaimer
*You are eligible for 5% premium discount on the first year total premium. However, for Health Cover, the Combi Discount shall be applicable as long as the Life & Health cover is renewed together. There is no renewal discount on Life cover
**Data as on May 2023
# Tax laws are subject to amendments from time to time. The customer is advised to take an independent view from a tax consultant. Tax benefits are subject to conditions specified under Section 80C and Section 80D of the Income-tax Act, 1961. The tax benefit is applicable as per the Income Tax Act, of 1961
Terms & Conditions
Kotak Health Maximiser - UIN: KOTHLIP24026V012324 is a Combi Product with both protection & health benefits. It is a jointly offered product of Kotak Mahindra Life Insurance Company Limited and Kotak Mahindra General Insurance Company Limited, where protection benefits are being offered by Kotak Mahindra Life Insurance Company Ltd. under Kotak Term Plan - UIN 107N005V06, Form No. N005 and health benefits are being offered by Kotak Mahindra General Insurance Company Ltd under Kotak Health Premier – UIN KOTHLIP23109V042223; The risks of this product are distinct and are accepted by respective companies. Please refer to the Policy Document for specific details on all terms, conditions and exclusions. #For more options on plans, coverages, features, premium paying term, eligibility, etc. please get in touch with the Company Representative. Please know the associated risk and applicable charges from your insurance agent or the intermediary or the policy document of the insurer.
ARN: KGI/23-24/II/E-BN/2307
Kotak Mahindra General Insurance Company Ltd.: Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 4000051. Maharashtra, India. CIN: U66000MH2014PLC260291. IRDAI Reg. No. 152. Website: www.kotakgeneral.com I Email: [email protected] I Toll-Free No: 1800 266 4545
Kotak Mahindra Life Insurance Company Ltd.: Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll-Free No: 1800 209 8800
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited and Kotak Mahindra General Insurance Company Limited under license.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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