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Recurring deposits (RD) Calculator

Recurring Deposits (RDs) offer you a simple, disciplined approach to saving and accumulate wealth over time, making them ideal for investors of all experience levels....However, maximizing the returns on your RD requires more than just setting up an account. Understanding recurring deposit interest rates, exploring available options, and calculating potential returns are crucial steps. This is where RD calculators become your invaluable alliesRead more

Monthly Investment

₹ 5 k
₹ 1 lakh

Interest Rate(P.A)


Investment Tenure(Years)

 1 Year
 10 Year

What is RD Calculator?

Financial calculators help you test the waters before actually jumping in and making an investment. These calculators are designed to help you realize the returns on your investment basis the information you supply. RD calculator is no different.

An RD calculator can help you understand how the calculation works basis the various factors mentioned below:

Monthly Investment:Your monthly contribution towards RD
Tenure:The time interval for which you will stay invested
Interest Rate:The rate of interest on your investment
Compounding Frequency:How often the interest earned joins the chorus, enriching the overall sound.
Maturity Amount:The final amount you receive after investing for a specific time period.
Total Interest Earned:The amount you actually earned on your principle.
Why Use RD

Leveraging RD Calculators for a Flawless Performance

Remember, an RD calculator is not just a number cruncher; it's your financial confidante, your trusted advisor in the investment portfolio. Use it to:

  • List

    Set Realistic Goals:Understand how much you need to invest regularly to achieve your desired financial crescendo.

  • List

    Compare and Choose Wisely:Analyse different RD options and select the one that offers the best returns based on your risk tolerance and investment horizon.

  • List

    Plan for Fiscal Harmony:Factor in potential tax implications to avoid taxes at maturity

  • List

    Track Your Progress:Regularly use the calculator to monitor your investment growth and stay motivated throughout your financial journey.

By embracing RD calculators and adopting a thoughtful approach, you can transform your RD into a powerful wealth-building instrument. Remember, knowledge is the key to unlocking the full potential of your investments, and informed decisions pave the path to financial success. So, start calculating, explore your options, and invest wisely for a financially fulfilling future!

Check Out Our Other Calculators

Financial well-being starts with a plan. You can check out more financial tools and calculators to get a head start in your financial journey.

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    You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant

    The calculation is generated on the basis of information provided and does not constitute an offer or solicitation for the purpose of purchase or sale of any product. Further customer is the advised to go through the sales brochure before conducting any sale.


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    Kotak Mahindra Life Insurance Company Ltd ; Regn. No.:107, CIN : U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051. Website:, |Whatsapp:9321003007 |Toll free No: 1800 209 8800., |Whatsapp:9321003007 |Toll free No: 1800 209 8800.

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