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In ULIP, the investment risk in the investment portfolio is borne by the policyholder

SIP (Systematic Investment Plan) Calculator

Systematic Investment Plan or SIP is a method of disciplined investment. The SIP calculator will help you relook at the investment strategy and aid you in making better financial returns. Check out the use of SIP calculator and everything you wanted to know about it. ... SIPs or Systematic Investment Plans is a method of investing in mutual funds. Mutual funds are instruments that can help grow your investments multi-fold over long-term. But what about understanding the returns on these instruments? For that, you can use various financial tools like SIP calculator. Read more

Investment Amount (Monthly)

₹ 
|
|
|
|
|
25000
₹ 1 k
₹ 1 lakh

Interest Rate (P.A)

  %
|
|
|
|
|
4
 1%
 30%

Investment Tenure (Years)

Years
|
|
|
|
|
10
 1 Year
 30 Year
Invested Amount
1,20,000
Total returns
1,20,000
Total Value
1,20,000
Invest Now
SIP Calculator

What is a SIP Calculator?

A SIP calculator, short for Systematic Investment Plan calculator, is an online financial tool that aids investors in estimating the potential returns on their SIP investments. SIP, a popular investment strategy, allows individuals to invest small, regular amounts at fixed intervals in mutual funds, ULIPs and similar financial instruments. The calculator takes into account various parameters such as the investment amount, duration, and expected returns to provide a projection of your wealth accumulation over time.

How can a SIP Return Calculator help you?

Investors often want to know the potential returns on their SIP investments before committing to a particular plan. This is where a SIP return calculator comes into play. By using this calculator, you can::

Set Realistic Financial Goals:

A SIP return calculator helps you set achievable financial goals by estimating the returns you can expect from your investments. Whether it's planning for your child's education, buying a house, or building a retirement corpus, having a clear financial target is crucial.

Compare Investment Options:

With SIP return calculator, you can compare the potential returns of different SIP schemes like ULIPs or mutual funds. This allows you to make an informed choice and select the investment plan that aligns with your objectives and risk tolerance.

Monitor Progress:

Once you start your SIP, you can periodically use the calculator to track your investment's performance. This helps you stay on course and make necessary adjustments to meet your goals.Take a step ahead for building your wealth!

How do SIP Calculators work?

SIP calculators use a simple yet powerful formula to estimate returns. The formula takes into account the following parameters:

Investment Amount: The monthly or yearly amount you plan to invest.

Investment Tenure: The duration for which you intend to invest.

Expected Rate of Return: The anticipated annual return on your investment.

Using these inputs, the calculator calculates the future value of your investment, factoring in the power of compounding. The compounding effect is what makes SIP investments particularly lucrative over the long term


You can now calculate returns on SIP investment that you make in various funds using SIP calculator. Also, SIP investments should be made with 100% individual research or through financial advisors so you don’t invest in wrong funds or play your own losses. In such cases, if you calculate returns on SIP and then make one, it helps making informed, data-led decisions.

SIP Working

How to use Kotak Life’s SIP Calculator?

Using Kotak Life's SIP calculator is a straightforward process:

Enter Your Details: Input the necessary information, including your monthly or yearly SIP investment amount, the investment tenure (in years), and your expected rate of return.

Get Your Estimate: Once you've filled in the details, the calculator will provide you with an estimated future value of your investment. This projection can be a powerful motivator to stay committed to your investment plan.

Advantages of using Kotak Life SIP Calculator

Kotak Life's SIP calculator offers several advantages:

1.Accuracy:

The calculator employs a robust algorithm to provide precise estimates, helping you make well-informed investment decisions.

2.User-Friendly:

The tool is designed to be user-friendly, making it accessible to both novice and experienced investors.

3.Speed and Convenience:

You can get instant results, allowing you to quickly assess different investment scenarios.

4.Goal-Based Planning:

Kotak Life's SIP calculator can help you set specific financial goals and determine the SIP amount required to achieve them.

5.Realistic Expectations:

By providing a realistic estimate of your future wealth, the calculator helps you set achievable financial goals and manage your expectations.

Sip Working

Frequently Asked Questions

Wealth Creation Related Blogs

Disclaimers-

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant


The calculation is generated on the basis of information provided and does not constitute an offer or solicitation for the purpose of purchase or sale of any product. Further customer is the advised to go through the sales brochure before conducting any sale. ARN No.: KLI/23-24/Comp/E-WEB/235.


The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year


Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.


The premiums paid in Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges (along with the possibility of increase in charges), from your Insurance agent or the Intermediary or policy document of the insurer.



BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Mahindra Life Insurance Company Ltd ; Regn. No.:107, CIN : U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051. Website: https://www.kotaklife.com, |Whatsapp:9321003007 |Toll free No: 1800 209 8800. https://www.kotaklife.com, |Whatsapp:9321003007 |Toll free No: 1800 209 8800.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license