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Protect your family's financial future.
Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
A plan that works like a term plan, and Earns like ULIP Plan.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Assured Pension
A plan that offers immediate or deferred stream of income
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and life cover.
Our representative will get in touch with you at the earliest.
A Non-Participating Endowment Assurance Plan
Take confident steps towards your financial goals. Life insurance policies are more than just modes of protection. They can also play an active role in helping you reach your financial goals. The Kotak Assured Savings Plan enables you to accumulate wealth and strengthens your finances for the future. It not only offers you affordable protection but also helps accumulate enough wealth to help achieve your financial goals through guaranteed@ benefits.
Mr. Shetty is a 35 year old family man who buys Kotak Assured Savings Plan, he chooses a premium payment term of 10 years for a policy term of 15 years
He pays an annual premium of Rs. 1,00,000/-*
He determines the Basic Sum Assured as per Premium, Policy Term, Premium Payment Term and his age
Premium payment term expires and the policy continues till maturity
At maturity, Mr. Shetty receives Guaranteed Maturity Benefit of Rs. 17,60,835 which is Sum of Basic Sum Assured of Rs. 10,09,029 + Accrued Guaranteed@ Yearly Additions of Rs. 5,50,000 + Guaranteed@ Loyalty Addition of Rs. 2,01,806
Mr. Shetty nominates his wife. In case of an unfortunate event of Mr. Shetty’s death during the term of the plan, she would receive Basic Death Benefit + Guaranteed Yearly Additions accrued as on the date of death.
* The above Premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.
Get Basic Sum Assured PLUS Accrued Guaranteed@ Yearly Additions PLUS Enjoy Guaranteed@ Loyalty Addition
Enjoy Guaranteed@ Yearly Additions added every time you pay the premium - payable at maturity or death, whichever is earlier.
Get increased Guaranteed@ Yearly Additions and Guaranteed@ Loyalty Addition with increase in Premium Payment Term (PPT)
Through high premium benefit leading to higher Basic Sum Assured
Through a wide range of Riders
Note: Riders shall not be available for policies purchased through POS distribution channel.
as per applicable tax laws
|Eligibility Entry Age (as on last birthday) Maximum Maturity Age (as on last birthday) Policy Term & Premium Payment Term (PPT)
|For All Channels (except POS)
|For POS Channel
|Min: 3 years Max: 60 years
|Min: 3 years Max: 65 years less Policy Term
|Min: 18 years Max: 75 years
|Min: 18 years Max: 65 years
10 | 15 years
| 6 Pay
12 | 18 years
| 7 Pay
14 | 20 years
| 10 Pay
15 | 20 years
Determined on the basis of minimum premium amount, entry age, policy term and PPT
Example: For Rs. 20,000 annual premium, following shall be the Basic Sum Assured for entry ages 3 & 50 years:
|Minimum Basic Sum Assured
|Premium Payment Term
|Basic Sum Assured (Rs.)
Basic Sum Assured is calculated considering channel as Individual Agents
For details, please refer to the premium calculator on the website.
|Maximum Basic Sum Assured
|Determined on the basis of minimum premium amount, entry age, policy term and PPT subject to UW Rules
|Annualized Premium Premium Payment Mode Premium Payment Option Premium Modal Factor (% of annualized premium)
|Min: Rs. 20,000 Max: No limit, subject to underwriting
|Min: Rs. 20,000 Max: Rs. 1,50,000
|Yearly, Half-yearly, Quarterly, Monthly
|Yearly - 100% , Half yearly - 51% , Quarterly - 26% , Monthly - 8.8%
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
In case of death of the policyholder (if different from Life Insured), outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
In case of accidental disability, outstanding premiums are waived and will be paid by Kotak Life Insurance.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)Download
Enter a few details to calculate your premium instantly.Calculate premium
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representatives will assist you with all your queries.
Tax benefits are subject to conditions specified as per Income-Tax Act, 1961.Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure. This product is available for sale through online mode. POS variant of this product will be available without medical examination of Life Insured.
Kotak Assured Savings Plan UIN: 107N081V05, Form No: N081. Kotak Term Benefit Rider - 107B003V03, Form No. B003, Kotak Accidental Death Benefit Rider UIN:107B001V03, Form No.: B001, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Form No.: B002, Kotak Life Guardian Benefit Rider - 107B012V02, Kotak Accidental Disability Guardian Benefit Rider - 107B011V02, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01, Form No.: B020, This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure. This product is available for sale through online mode. POS variant of this product will be available without medical examination of Life Insured. @Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Ref. No.:KLI/23-24/E-WEB/704
Reg No. 107
CIN : U66030MH2000PLC128503
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
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