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(ULIF-034-17/12/09-FRLEQUFND-107)
If you had invested ₹10,000 for 10 years you would get ₹17 Lakhs @8%* ₹13.9 Lakhs @4%* +Life Cover Included
17.4%
(BenchMark)
20.3%
(Kotak Frontline Equity Fund Returns)
(5 year returns as on 29th August 2025)
Frontline Equity Fund by Kotak Life is a good option in case you need to increase your capital by purchasing shares of the most successful companies. It mainly invests in large-cap shares but also includes some mid-cap and small-cap shares, with the goal of providing long-term returns.
The Frontline Equity Fund allows you to invest in quality stocks under the advice of experienced fund managers. It provides consistent returns, a well-diversified portfolio, and the opportunity to earn good returns that suit your objectives.
Frontline Equity Fund has a primary focus on investing in equity and equity-related securities of large-cap companies, with select exposures to mid- and small-cap companies, to achieve long-term capital growth. It builds a diversified portfolio of high quality holdings of industry leaders with an objective to provide consistent performance and ensure market risk is contained.
(ULIF-034-17/12/09-FRLEQUFND-107)
20.3%
Fund Returns
17.4%
Benchmark
-6.5
Fund Returns
-4.4
Benchmark
12.9%
Fund Returns
10.6%
Benchmark
(As on 29th August 2025)
Aims for a high level of capital growth for you, by holding a significant portion in large-sized company equities.
In this policy, the investment risk in investment portfolio is borne by the policyholder
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
When you invest in the Frontline Equity Fund by Kotak Life, you get a lot of benefits that can enable you to achieve your long-term financial goals. The fund attempts to find a middle ground between stability and growth, and it allows you to own a well-selected blend of large-cap stocks, along with select mid- and small-cap stocks. Here is how it adds value to your investment journey:
This fund is primarily invested in equity to benefit from long-term growth potential of the stock market. It is an excellent option when you need to accumulate wealth gradually and steadily, particularly when you purchase it through ULIP plans. Equity exposure allows your investment to increase with the economy as time goes by.
The fund has been performing better than its benchmark indices over the years. This is made possible through disciplined stock selection, continuous portfolio rebalancing, and research-driven strategies. It aims to offer superior risk-adjusted returns while maintaining a balance between growth and stability.
The fund distributes its investments across a diverse range of sectors, including finance, IT, FMCG, and healthcare. This strategic diversification enables you to benefit from multiple market trends while minimizing the risk of overreliance on a single industry. It enhances return potential and cushions market volatility.
Led by experienced investment experts with strong market insight, the fund is guided by expertise and data-driven decisions. Their role becomes especially crucial when you are looking for market-linked returns within a life insurance plan. You benefit from a proactive approach to portfolio management and risk control.
Frontline Equity Fund is the right investment fund to consider when an investor wants to achieve growth opportunities coupled with professional management of funds. This fund fits the investor profile of various people who are either planning towards future goals or those who want to maximize their market exposure. Here is a look at who can benefit most:
If you are someone who prefers to stay invested over long durations and can tolerate market volatility, this fund may be the right fit for you. Its emphasis on large-cap equities, along with select mid- and small-cap investments, allows you to benefit from the long-term performance of stable and growth-oriented companies. With time, the impact of market fluctuations tends to smooth out, making it suitable for those with a high-risk appetite and long-term wealth creation mindset.
This fund is ideal if a person is interested in maximizing the capital growth with active equity allocation. In case you are looking for aggressive returns in your portfolio, its structured equity strategy can provide your capital with the correct impetus. The fund is also long-term oriented and provides a chance to take advantage of market uptrends. It can also supplement your larger investment plans by providing an equity element with a high growth component.
If you are keen on tapping into the potential of India's most successful and financially sound businesses, this fund is a strong contender. It invests in blue-chip companies across a diverse range of sectors, including banking, technology, FMCG, and others. This diversified exposure helps mitigate risk while building a foundation for consistent returns and portfolio strength over time.
When you are saving towards retirement, a child education, or any other life goal, this fund offers a disciplined route towards long-term wealth building. It will assist you to adjust your investment strategy in accordance with certain life-stage milestones. The goal-based investing is enhanced by the diversified and professionally managed portfolio of the fund, which allows you to attain your future financial objectives with confidence and clarity.
Frontline Equity Fund is a market-linked equity fund offered by Kotak Life, which invests primarily in large-cap companies with a good track record, while also taking select exposures to mid- and small-cap companies. It can be availed under ULIP plans, which provide the investors with the advantage of market growth and life cover. The fund aims at creating long-term growth in the long run by making disciplined investment in the best performing sectors.
This fund is managed by a group of experienced investment managers of Kotak Life investment team. These fund managers take advantage of the market research, data analytics, and industry expertise to select quality stocks. Their active management style helps maximize the performance of the portfolio and control risks as per the objectives of the fund.
Yes, Kotak Frontline Equity Fund is an option of investment that can be chosen in the ULIP plans of Kotak. Although the fund is aimed at increasing your wealth by investing in equity, the ULIP structure offers a life insurance aspect as well. This mix will enable you to secure the financial future of your family and at the same time target market-linked returns.
No, this fund is best suited for long-term investors with a high-risk appetite. Short-term market movements can be unpredictable, making equity investments less ideal for those with brief investment horizons. To maximize the fund's potential benefits, it is recommended to stay invested for a longer period, typically five years or beyond, allowing time for returns to stabilize and grow.
Unlike traditional savings or fixed-income instruments that offer fixed, often modest returns, this fund provides exposure to market-linked growth through equities. It has the potential to deliver higher long-term returns, especially when paired with a disciplined investment horizon. Plus, you also gain the added benefit of expert fund management and life cover when invested via ULIPs.
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Kotak e-Invest Plus; UIN - 107L137V02. This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
Kotak T.U.L.I.P UIN: 107L131V03; Kotak Accidental Death Protection Rider (Linked) UIN:107A021V02, Kotak Critical Illness Benefit Rider (Linked) UIN:107A022V02. This is a non-participating unit linked Life Insurance Individual Savings Product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Kotak Mahindra Life Insurance Company Limited. Regn. No.:107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051. Website: www.kotaklife.com | WhatsApp: 9321003007 |Toll Free No. – 1800 209 8800 | Ref. No.: KLI/25-26/E-WEB/1326.
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