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Kotak e-Invest

Insurance and Investment in one plan.

Kotak e-Term

Protect your family's financial future.

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan.

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family.

Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Kotak Lifetime Income Plan

Retirement years are the golden years of life.

Kotak Guaranteed Savings Plan

A plan that offers long term savings and life cover.


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  1. Life Insurance

Insurance Stories

Let's explore some life insurance stories witnessing the profound impact of protection and financial security, where Indian life insurance plans are the super heroes safeguarding the families.

Secure your family's financial future with Kotak e-Term

  • Life Cover till 85 years for Life & Life Secure Option
  • Option to exit the policy with premium refund at the age of 60*
  • 3 Plans & Payout Options
  • Special Rates for Non-Tobacco Users
  • Special Rates for Women
  • Free Medical Check Up every 5th year**

ARN No.: KLI/23-24/E-WB/2550


Secure Family

Customer Reviews

Faster Policy Issuance

My experience with Kotak e-Term from filling the proposal form to policy issuance has been smoother. Uploading document is generally challenging, but it was quite easier with Kotak Life. Their portal is responsive and intuitive. Keep up the good work!

Mukund Solanke

Star Star Star Star Star

Customer Reviews

Excellent experience

Buying a term was long due for me. I found Kotak Life, logged in on their website and I got a call from their agent. I checked my eligibility through their portal, got a quote for the premium and I was in. My family’s financial security was now in my hands. Now my life is stress-free.

Rahul Gupta

Star Star Star Star Star

Customer Reviews

Wonderful Journey

Buying a term plan online sounded like a challenge as I am not used to buying critical insurance plans online. I came across Kotak Life when someone at work recommended to buy their Kotak e-Term. The plan is very simple, offered me plan options and I knew exactly that this was the right plan for me.

Pranjal Gusain

Star Star Star Star Star

Customer Reviews

Excellent Assistance

I have a good financial portfolio but there was one thing missing, a term plan. I wanted to buy term plan was to ensure my spouse’s financial future and keep her ready for any financial liabilities in my absence. After considering different plans, I finalized Kotak e-Term since it aligned perfectly with what I was looking for.

Shehzan Merchant

Star Star Star Star Star

Customer Reviews

Smooth and hassle-free experience

Be it my family’s financial future or my little one’s happiness, Kotak e-Term helped me secure all of it in one insurance plan. They have affordable premiums, good life cover and some rider options that helped me manage many things at once. I strongly recommend you to buy a Kotak e-Term asap.

Apurva Amod Gadikar

Star Star Star Star Star

Customer Reviews

Excellent policy servicing

I was looking for a term plan when I came across Kotak e-Term and used their portal to calculate premium. They have a simple portal where you enter the information and get a quote. Beyond that, I just enjoyed the fact that their journey is easy to follow and their call centre team assists if you are stuck somewhere.

Anil Kumar G

Star Star Star Star Star

Customer Reviews

Fast and easy

Kotak e-Term was one of the recommended term plan while I was researching about the same. The service by the call centre agents was good. Also, their online portal is perfect. The Kotak e-Term helped me to become stress-free about any financial liability that might fall on my family, after me.

Apurva Amod Gadikar

Star Star Star Star Star

Customer Reviews

Good service

Kotak e-Term was a term plan I came across in an ad while surfing social media. I could not find a better term plan. It is affordable and they have good service centre agents who help you with everything kindly and patiently. Buy a term plan if you want to live a stress-free life, save taxes and ensure your family’s finance is in good hands.

Rajaganesh Rj

Star Star Star Star Star

Customer Reviews

Recommended to everyone

A term plan is one of the insurance policies everyone should have, as per me. I bought Kotak e-Term and paying premiums for a year or more. The best part is it offered me flexible premium payment options that aligned with my financial commitments. Plus, they have different plan options that makes it easier for choosing the right cover as per your needs.

Jayant Mohanrao Gaikwad

Star Star Star Star Star