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Kotak Life Insurance simplifies your premium payment process to ensure that your payments are on time. Choose the most convenient payment option for you and pay with a few clicks.
Choose from the following options:
BackLog into Net Banking of your bank account, select the option NEFT transfer and enter the below mentioned details:
Beneficiary account | 99800KLIFExxxxxxxx (The number after KLIFE would be your 8 digit Policy Number) E.g.: If your Policy No. is 00921500, the beneficiary account would be 99800KLIFE00921500 If your Policy Number is less than 8 digits, please add requisite number of zeroes before the Policy No. |
Account type | Current Account |
Beneficiary name | Kotak Mahindra Life Insurance Company Limited |
IFSC Code | For Kotak Bank customers: KKBK000VRTL (Note: Kotak back customers should use IFSC code- KKBK000VRTL and select bank name as “OTHER BANKS” as it’s a virtual account) For Other Bank customers: KKBK0000958 |
Bank Name | Kotak Mahindra Bank |
Branch Name | MUMBAI NPT (Nariman point) |
Amount | Rs. xxxxx ( Your premium amount) |
Please note: For every successful NEFT transaction, your bank will provide a UTR (Unique Transaction Reference) Number. Please mention the UTR for any future correspondence with Kotak Life Insurance regarding your NEFT transaction.
NEFT premium payments should preferably be made from the policyholder’s bank account. If you wish to make an NEFT payment via a third-party account, kindly ensure that the third party is registered with Kotak Life for premium payment. You can register a Third Party Premium Payer at your nearest Kotak Life branch, which can be located here. The Payer will be registered in 3 days after submitting the request, post which the premium payment can be made to the above mentioned bank account.
It is a convenient option, that debits your premium from bank account on your premium due date automatically.
Benefits of ECS:
Click here to Register for ECS
ECS facility is currently available in 81 convenient locations. Just submit the ECS Mandate Form along with a cancelled cheque at any of our branch offices or mail it to our address below:
Head Office Add :
Kotak Mahindra Life Insurance Company Ltd.
7th Floor, Zone 4, Kotak Infiniti,
Building No. 21, Infinity Park
Off Western Express Highway,
General A K Vaidya Marg
Malad (E), Mumbai - 400 097
You can give Standing Instructions to auto debit the premium from your bank account on the due date. It is available to all account holders of Kotak Mahindra Bank and HDFC Bank.
Just submit the duly-filled Standing Instruction form. Once your bank verifies this form, you may start using this facility.
Click here to download Kotak Mahindra Bank Standing Instruction Form
Click here to download HDFC Bank Standing Instruction Form
Submit the form at any of our branch offices or mail it to our address:
Head Office Add :
Kotak Mahindra Life Insurance Company Ltd.
7th Floor, Zone 4, Kotak Infiniti,
Building No. 21, Infinity Park
Off Western Express Highway,
General A K Vaidya Marg
Malad (E), Mumbai - 400 097
Authorise your insurance premium payments online through Bill Desk. Follow the simple steps:
Your registration request for renewal premium payment should reach Kotak Life Insurance at least 7 days prior to renewal due date.
In case the registration request is received, less than 7 days prior to the date on which premium is due or after this date, then for the current renewal cycle payment date will be adjusted by 7 days after receipt of registration request.
From the next cycle onwards, your renewal due date will be as per the original schedule. Renewal payment can be paid through this mode of payment only for policies where all the premiums have been paid on time.
Register yourself for the Bill Payment service with your bank and choose Kotak Mahindra Life Insurance Company Ltd. as your Biller in your Net Banking account of the following banks:
ABN AMRO Bank | IndusInd Bank |
Ahmedabad Municipal Coop Bank | ING Vysya Bank |
American Express | Jan Kalyan Sahakari Bank |
Bank of Baroda | Janata Sahakari Bank |
Bank of India | Kotak Mahindra Bank |
Bank of Maharashtra | Punjab and Maharashtra Coop Bank |
Barclays Bank | Punjab National Bank |
Central Bank of India | Shamrao Vithal Cooperative Bank |
Centurion Bank of Punjab | State Bank of Bikaner and Jaipur |
Citibank | State Bank of Hyderabad |
CKP Cooperative Bank | State Bank of India |
Corporation Bank | State Bank of Indore |
Cosmos Bank | State Bank of Mysore |
Dena Bank | State Bank of Patiala |
Deutsche Bank | State Bank of Saurashtra |
HDFC Bank | State Bank of Travancore |
IDBI Bank | UCO Bank |
Indian Bank | Union Bank of India |
Yes Bank | Vijay Cooperative Bank |
ICICI Bank |
Your registration request for renewal premium payment should reach Kotak Life Insurance at least 7 days prior to renewal due date.
In case the registration request is received, less than 7 days prior to the date on which premium is due or after this date, then for the current renewal cycle payment date will be adjusted by 7 days after receipt of registration request.
From the next cycle onwards your renewal due date will be as per the original schedule. Renewal payment can be paid through this mode of payment only for policies where all the premiums have been paid on time.
Drop your premium cheques at any of the Kotak Mahindra Bank ATM drop boxes. Draw the cheque in favour of “Kotak Life Insurance Policy Number XXXXXXX”. Do mention your name and contact number on the reverse of the cheque.
Click here to know your nearest Kotak Mahindra Bank ATM Drop Box
Pay Premiums by cash/cheque/demand draft at your nearest Kotak Mahindra Life Insurance Company Ltd. branch.
A money order is an order issued by the Post Office for the payment of a sum of money to the ‘Payee’ in whose name the money order is sent through the agency of the Post Office.
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Get answers to all your Premium Payment related questions right here.
Call the toll free number for help regarding premium payments.
Send a "Hi" to 93210 03007, from your registered mobile number.