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Now you can buy life insurance plan online.

Kotak e-Invest

Insurance and Investment in one plan.

Kotak e-Term

Protect your family's financial future.

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan.

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family.

Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Kotak Lifetime Income Plan

Retirement years are the golden years of life.

Kotak Guaranteed Savings Plan

A plan that offers long term savings and life cover.


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Pay My Premium

Kotak Life Insurance simplifies your premium payment process to ensure that your payments are on time. Choose the most convenient payment option for you and pay with a few clicks.

Choose from the following options:

Electronic Clearing Service (ECS) is a convenient payment option that automatically debits your premium amount from your bank account on the due date.

Benefits of ECS

image No need to remember your premium due dates

image Ensures that your policy does not lapse due to non-payment

Please ensure that your policy is active (in force) at the time this facility is activated.

Standing Instruction on Kotak Bank Credit Card:

You can avail of the Standing Instruction facility on your Kotak Bank credit card by submitting the below documents at the nearest Kotak Life branch. To locate your nearest branch please click

1. Kotak Credit Card debit Authorization form

2. Policy holders credit card statement


Log into Net Banking of your bank account, select the option NEFT transfer and enter the below mentioned details:

Beneficiary account 99800KLIFExxxxxxxx
(The number after KLIFE would be your 8 digit Policy Number)
E.g.: If your Policy No. is 00921500, the beneficiary account would be 99800KLIFE00921500
If your Policy Number is less than 8 digits, please add requisite number of zeroes before the Policy No.
Account type Current Account
Beneficiary name Kotak Mahindra Life Insurance Company Limited
IFSC Code For Kotak Bank customers: KKBK000VRTL
(Note: Kotak bank customers should use IFSC code- KKBK000VRTL and select bank name as “OTHER BANKS” as it’s a virtual account)
For Other Bank customers: KKBK0000958
Bank Name Kotak Mahindra Bank
Branch Name MUMBAI NPT (Nariman point)
Amount Rs. xxxxx ( Your premium amount)

Please note: For every successful NEFT transaction, your bank will provide a UTR (Unique Transaction Reference) Number. Please mention the UTR for any future correspondence with Kotak Life Insurance regarding your NEFT transaction.

NEFT premium payments should preferably be made from the policyholder’s bank account. If you wish to make an NEFT payment via a third-party account, kindly ensure that the third party is registered with Kotak Life for premium payment. You can register a Third Party Premium Payer at your nearest Kotak Life branch, which can be located here. The Payer will be registered in 3 days after submitting the request, post which the premium payment can be made to the above mentioned bank account.


Phone Pe - Premium payment has never been so simple. Now we are available on Phone Pe. Simply log in to the app>>Go to recharge and bill pay and select Insurance>>Search and Select Kotak Life Insurance>> Enter policy details>>make payment

Google pay - Premium payment has never been so simple. Now we are available on Google Pay. Simply log in to the app>> Search and select kotak life Insurance>> Enter policy details>>Link Account >>make payment

Amazon Pay - Premium payment has never been so simple. Now we are available on Amazon Pay. Simply log in to the app>> Go to Insurance and select Insurance premium>>Select Kotak Life Insurance>> Enter policy details>>make payment

Paytm - Premium payment has never been so simple. Now we are available on Paytm. Simply log in to the app>> search Insurance>>Select Insurance premium>>Search and select kotak life Insurance company limited>> Enter policy details>>make payment

Net Banking/Debit Card/Credit Card/UPI/ e-Wallet

Click here to pay premium instantly via Net Banking/Debit Card/Credit Card/UPI /e-Wallet

(All Indian payment cards are accepted)

Payment at Kotak Life Branch-

Pay Premiums by cash/cheque/demand draft at your nearest Kotak Mahindra Life Insurance Company Ltd. branch.

To locate your nearest branch, please click here

Premium payments are accepted in cash only upto Rs. 49,999.

Cheque/DD should be drawn in favour of ‘Kotak Life Insurance Policy No XXXXXXXX. Kindly mention your name and contact number on the reverse side.

Please carry a copy of your PAN card for updation at Kotak Life end

Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third-party relationships include Spouse, HUF ,Parents, Grandparent, Partnership firm, Sole Proprietorship firm, Company and Creditor.

Pay Premium FAQs

Get answers to all your Premium Payment related questions right here.

Load more Pay premium FAQs

Need help for paying premium?

Call on toll free number 1800 209 8800(8:00 am to 10:00pm)

Call the toll free number for help regarding premium payments.

Get details of your policy on WhatsAp

Send a "Hi" to 93210 03007, from your registered mobile number.

Get in touch with our Customer Care team

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