Kotak e-Term Plan
Kotak e-Term Plan provides a high level of protection to your loved ones in your absence.
Kotak Guaranteed Savings Plan
Kotak Guaranteed Savings Plan is a savings and protection plan that helps you achieve long-term financial goals and provides an insurance cover against any eventuality.
Kotak e-Invest plan is a complete Unit-Linked Insurance Plan that can be customized as per your goals and needs.
Kotak Health Shield
Kotak Health Shield Plan helps secure your finances in sudden medical expenses such as Cardiac, Liver, Neuro, and Cancer (all early and significant illness stages/conditions of cancer), along with offering protection for personal accidents - in case of accidental death or disability.
Kotak Lifetime Income Plan
Kotak Lifetime Income Plan gives you the security of your income continuing throughout your life and in your absence throughout your spouse's lifetime!
At Kotak Life Insurance, we believe filing a claim should simple and hassle-free. We also believe the policyholder should also do their part to simplify matters. Here are 5 ways to make claim settlement easy:
Be true and always disclose all medical history:
Be upfront about health conditions, smoking and drinking habits, etc. Never withhold details and always fill the form yourself.
Don’t avoid medical tests
Medical tests ascertain the present medical condition when you are buying a life insurance policy. By undergoing all medical examination, the chance for rejection due to medical condition reduces.
Read the policy contract carefully before signing:
Understand the exclusions, features and clauses so you become aware of the pre-requisites for claims.
Always pay your premiums on time:
Insurance companies only pay claims amount for policies that are active. If the policy has lapsed, the benefit under the policy becomes void.
Keep your contact details and nominee information updated:
Review & update your policy periodically. Incorporate any changes in names, addresses, contact numbers, etc. Notify the insurance company if there is a change in beneficiary.
Read more on: How to file a claim
Stay Protected, Stay Secure. Jano Hamesha.