Kotak e-Term Plan
Kotak e-Term Plan provides a high level of protection to your loved ones in your absence.
Kotak Guaranteed Savings Plan
Kotak Guaranteed Savings Plan is a savings and protection plan that helps you achieve long-term financial goals and provides an insurance cover against any eventuality.
Kotak e-Invest plan is a complete Unit-Linked Insurance Plan that can be customized as per your goals and needs.
Kotak Health Shield
Kotak Health Shield Plan helps secure your finances in sudden medical expenses such as Cardiac, Liver, Neuro, and Cancer (all early and significant illness stages/conditions of cancer), along with offering protection for personal accidents - in case of accidental death or disability.
Kotak Lifetime Income Plan
Kotak Lifetime Income Plan gives you the security of your income continuing throughout your life and in your absence throughout your spouse's lifetime!
A Non-linked, Non-participating, Life Insurance Annuity Plan
Retirement years are the golden years of life where you would wish to do things that you have only been planning till now or are deferring by giving them lesser priority. It’s a phase where you would want to enjoy doing what you wish without worrying about finances.
Kotak Assured Pension is an annuity plan that promises to pay a regular stream of income on immediate basis or post deferment period for life, ensuring a worry-free retirement.
The plan will be offered to Individual Customers (Including customers transferring UK tax relieved assets through Qualifying Recognised Overseas Pension Scheme i.e. QROPS), Reverse Mortgage Schemes.
Choose between Immediate/Deferred Annuity basis your requirement
Choose the Annuity Option as per your requirement
In case of Deferred Annuity, choose Deferment Period
Choose the Annuity Payout Frequency
Provide your Age and Pay the Initial Purchase Price
|Primary & Secondary Annuitant Minimum|
|Entry Age||Immediate Annuity Options||Deferred Annuity Options|
|New / Existing Individual Customers / New Group Customers||45 years||45 years|
|Policy purchased as QROPS||55 years||55 years – Deferment Period (in years)|
|Existing Individual KLI Pension Plan Policyholders / Member of Superannuation Fund / Existing Group Customers||18 years||18 years|
|Annuity Options||Maximum Age at Entry|
|All Immediate Annuity Options except Option 6b||85 years|
|Immediate Annuity Option 6b||80 years|
|Deferred Annuity Options (Option 7 & 10)||70 years|
Min: 0 years; Max: 99 years (70 years for Deferred Annuity Option 7 & 10) For nominees of existing pension policyholders,
• “Lifetime Income with Cash-Back on Death or Critical Illness” shall not be allowed if the Nominee is less than 18 years or is above 80 years
• Joint Life Annuity Options shall not be allowed if the Nominee is less than 18 years
Min: Any amount that ensures minimum monthly annuity of ₹1000 for the chosen annuity option to an annuitant.
Max: No Limit.
Monthly : ₹1,000 || Quarterly : ₹3,000
Half-Yearly : ₹6,000 || Yearly : ₹12,000
Yearly, Half-yearly, Quarterly, Monthly
Annuity Installment(per frequency)
|Mode||Annuity Installment (per frequency)|
|Yearly||100% of Yearly Annuity|
|Half-yearly||98% of Yearly Annuity x 1/2|
|Quarterly||97% of Yearly Annuity x 1/4|
|Monthly||96% of Yearly Annuity x 1/12|
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representative will help you buy the most suitable plan.
Tax Benefits & Disclaimers
You may avail of tax benefits as defined under the Income Tax Act, 1961 subject to conditions as specified in those sections. Payment of Annuities, Surrender Value (if any), Benefit Payout due to Death or due to Critical Illness may be subject to taxes as per the prevailing tax laws on the date of payment and as per the Annuitant’s / Nominee / Legal Heir’s taxable income slabs. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant. Goods and Services Tax and Cess as applicable shall be levied over and above Total Purchase Price shown here as per applicable tax laws. @Guaranteed if the policy is in force and all premiums are paid in full.
Terms & Conditions:
Kotak Assured Pension UIN: 107N123V03, Form No: N123. This is a non-linked, non-participating annuity plan.This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. Ref. No.: KLI/22-23/E-WEB/568 Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107, CIN: U66030MH2000PLC128503; Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website:https://www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No: 1800-209-8800
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
A single premium non-linked and nonparticipating individual immediate annuity plan that gives you the assurance of regular stream of income throughout your lifetime.Know more
Kotak Premier Pension Plan helps you accumulate enough wealth for your retirement, while you are earning sufficiently and also offers assured benefits on death and vesting.Know more
Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!Know more