Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.
Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!
Our representative will get in touch with you at the earliest.
A Non-Linked Participating Whole Life Plan
Life is all about enjoying the comforts and conveniences that you build for yourself. It also brings along the additional responsibility of securing your tomorrow and that of your family. Kotak Premier Life Plan is designed to protect your life right up to your 99thbirthday. It is a limited premium paying participating whole life plan, where you can choose to receive bonus payouts even after premium payment term expires. You can utilise these payouts to take care of your financial commitments, build a retirement corpus for a worry-free life or even create a legacy for your children and grandchildren to cherish.
Mr. Sharma decides to invest in the plan by selecting a Sum Assured on Maturity, Premium Payment Term and Premium Frequency as per his convenience.
He chooses the Bonus Option of “Paid-Up Additions” – that allows him utilize the bonuses under the policy to purchase Paid-Up Additions and accumulate corpus.
He continues to pay the Premium for the specified duration
At the end of the Premium Payment Term; accrued Simple Reversionary Bonuses till then will be utilized to purchase “Paid-Up Additions”; thereafter at the end of each policy year, the Cash Bonus declared will get utilized to purchase further Paid-Up additions
Mr. Sharma will have the option of en-cashing from the “Paid-Up Additions” to meet interim financial needs
At the end of the policy term, Mr. Sharma will receive the following
Sum Assured on Maturity PLUS
Accrued Paid-Up Additions (if any) PLUS
With protection up to the age of 99 years
Declared from 1st policy year till end of premium payment term and cash bonus after expiry of premium payment term
Or accumulate them under the policy
Through discount in premium for high Sum Assured on maturity and female lives
You can do this through a wide range of Riders
as per applicable tax laws
In case of death of the life insured, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of death of policyholder (if different from Life Insured), outstanding premiums are waived and paid by Kotak Life Insurance.Download
In case of life insured being permanently disabled due to accident, benefit is paid in instalments.Download
In case of accidental death of life insured, rider sum assured will be paid along with death benefit under base plan.Download
In case of accidental disability, outstanding premiums are waived and paid by Kotak Life Insurance.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 critical illnesses (subject to terms and conditions)Download
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Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
This is a non-linked participating whole life plan. For sub-standard lives, extra premium may be charged based on KLI’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For details on riders, please read the Rider Brochure.Please note that Bonuses are NOT guaranteed and may be as declared by the Company from time to time.
Kotak Premier Life Plan UIN: 107N096V03, Form No: N096, Kotak Term Benefit Rider – 107B003V03, Form No. B003, Kotak Accidental Death Benefit Rider – 107B001V03, Form No. B001, Kotak Permanent Disability Benefit Rider – 107B002V03, Form No. B002, Kotak Life Guardian Benefit Rider – 107B012V02, Form No. B012, Kotak Accidental Disability Guardian Benefit Rider – 107B011V02, Form No. B011. Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01, Form No.: B020 Ref. No.: KLI/19-20/E-WEB/288.
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
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