Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term

Protect Your family’s financial future with Kotak e-Term. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Insurance Changes You Need to Make Post Marriage

Look at some modifications you need to make to your health & life insurance details once you are married. Changes you should make to your insurance post marriage.Isn't it wonderful to share a life full of laughter, delight, joy, and love with your better h

  • Oct 08, 2021

Isn’t it wonderful to share a life full of laughter, delight, joy, and love with your better half? It’s tough to let the negative thought pull you down when the treasured tie of marriage comes with such optimism. While this big transformation in your life has tremendous worth, it also brings with it some significant adjustments. Not only are you now sharing your space, life, memories, and future with someone, but there is the added duty of responsibly managing and sharing funds.

It’s no secret that navigating the unfamiliar area of sharing money may be daunting, however, the best place to start is by making some much-needed changes to your life insurance scheme post marriage.

We’ll now have a look at some additions and modifications you can make to your health and life insurance details once you are married.

Re-Evaluate Your Healthcare Needs

Change is the only constant, and your health is no exception to it. There is a high chance that your health is not the same as it was when you bought your first Mediclaim. Since then, your well-being would have gone through numerous changes. First of all, and most importantly, you must assess your present healthcare coverage. If you’re still dependent entirely on the group insurance coverage offered by your employer, it’s time to make a change. Begin by buying health insurance coverage for yourself and your spouse. Take a look at your spouse’s current plan (if any) and make any necessary modifications, such as raising or lowering the coverage to meet both of your requirements.

Add A Maternity Cover

Almost all term insurance plans in India provide the option to add maternity cover as a rider benefit. Having children is a wonderful and fulfilling experience, and if you’re planning to have children in the future, maternity insurance is a must. This add-on benefit comes with a waiting time in some cases. According to your insurer’s terms and conditions, the waiting period might last anywhere between 0 to 4 years. It’s crucial to remember that this coverage would only become operational after the processing period has ended successfully. If you request a claim before the waiting period has elapsed, the insurance company will not be able to settle it on your behalf.

Look Out for Family Health Insurance Plans

With new members joining your family, you should consider getting family health insurance coverage as part of your term insurance policy. You can easily include your partner in a family floater plan. Family floater plans, for example, will include loved ones of the household as part of one shared plan. This also comes with tax savings under Section 80 D of the Income Tax Act, in addition to lower insurance premiums.

Marriage brings many new changes into your life - be it in terms of lifestyle or financial planning. It is imperative that you manage these changes as soon as possible so as to have a comfortable future with your spouse and kids.

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Choosing Between Short-Term & Long-Term Insurance Plans

How Much Life Insurance Costs and How Much Insurance Cover You Need?

Nominee in insurance - A Complete Guide on nomination in insurance

5 Common Life Insurance FAQs and Answers

Is it Worth Buying Disability Rider on Term Insurance?

Role of Life Insurance in Your Financial Portfolio

Choosing a Life Insurance Beneficiary

When are Millennials required to take out a life insurance policy?

What Is The Life Insurance Penetration In India And How Does It Compare Globally?

Is It Advisable To Have Multiple Life Insurance Policies?

How to Customize Your Life Insurance Policy with Riders

Do Life Insurance Premiums Increase Every Year?

Choose the Nominee of a Term Life Insurance Plan Wisely

Various Term Insurance Premium Payment Options Available in India

Can You Apply For A Life Insurance After Getting Heart Attack? Here is Everything You Need To Know

Different Types Of Life Insurance In India

5 Benefits of Gifting Life Insurance Cover to Your Spouse

What Should One Consider Buying: Term Insurance or Traditional Life Insurance

Why Should You Buy Term Insurance under the MWP Act (Married Women’s Property Act)?

What is Human Life value and a Human Life Value Calculator?

First Job? Here’s Some Tips on How to Manage Finances

Why One Must Buy Term Insurance before 25 Years

“Life” Insurance or “Death” Insurance?

Important Life Insurance Terms You Must Know

Why Buying a Term Insurance is Important for all Parents

Who Is A Nominee In A Life Insurance Plan?

What Should One Expect During the Medical Evaluation for Life Insurance?

Process of Filing A Claim For Life Insurance

Life Insurance for Millennials

How to Buy a Term Life Insurance Online

Do Your Financial Planning with Life Insurance!

Customer Awareness on Information Security

What are the Benefits of Endowment Policy?

वरिष्ठ नागरिकों के लिए ऑनलाइन टर्म इंश्योरेंस प्लान खरीदने के लिए गाइड

Why Term Insurance for Women is Important?

How to Use Different Types of Life Insurance for Retirement Planning?

7 Superficial Reasons People Avoid Buying Insurance Online

Benefits of Term Insurance with Critical Illness Rider

Term Insurance Tips for NRIs in India

Types of Life Insurance Or One Investment, Many Options

Digital Life Certificate for Pensioners Seeking Pension

All You Need to Know About KYC

6 Different Types of Insurance Policies

1 CR Term Insurance Plan: How to Pick the Best 1 CR Term Plan

Does Life Insurance Pay for Suicidal Death?

Role of IRDAI in the Insurance Sector

Different Kind of Deaths that are Not Covered in a Term Insurance Plan

Life Insurance with Money Back vs Without Money Back

How To Choose The Right Life Insurance

Always keep your Nominee informed

All about Your Rights and Duties While Buying Life Insurance Policy

What is Sum Assured in Endowment Policy?

Adding A Child to Your Life Insurance Policy?

Health Insurance VS Life Insurance

What is Life Insurance?

Life Insurance Beneficiary

Beware of Phishing & Fraud Insurance Calls

Loan Against Life Insurance Policy

Reasons Why Term Insurance Claims Get Rejected

Does Family History Affects your Term Life Insurance Rates?

Important Terminologies of Life Insurance

5 Advantages of Life Insurance Going Digital

Life Insurance and Millennials

Different Types of Insurance Policies in India

Staying Insured While Investing

How Many Insurances Should I Have?

Life Insurance Nominees: 5 Must-Know Facts for Beneficiaries

How Often You Must Review Your Life Insurance Policy?

All You Need to Know About Life Insurance - Its Benefits, Features, and Types of Life Insurance

क्रिटिकल इलनेस राइडर के साथ टर्म इंश्योरेंस के लाभ

Best Insurance Plans in India

What Is the Procedure to choose a nomination in life insurance policy?

Why Renewal of Term Insurance Plan is Important

Biggest Life Insurance Myths

Is it Possible to Reduce Life Insurance Premium without Affecting Sum Assured?

How to Select a Perfect Life Insurance Policy in India to Protect Your Future?

FAQs on Life Insurance

Life Insurance Policy Closure

A Term Insurance Guide for Disabled People

5 Things to Keep in Mind While Buying Life Insurance Policy

Voluntary Life Insurance Policy Vs Group Life Insurance

What Is Insurance Rider and It’s Benefits?

How Does Life Insurance Work?

Life Insurance for Overweight Applicants

What Is Investment Insurance?

Is Life Insurance an Investment?

Can a Term Plan be the Substitute for a Retirement Plan?

Health Insurance VS Life Insurance

What Is a Whole Life Insurance Plan?

Can You Transfer Life Insurance Policies to Another Company in India?

Important Factors to Consider While Choosing the Right Term Period for Your Term Insurance Plan

Difference Between Money Back and Endowment Policy

Can An Individual Buy Multiple Term Insurance Plans?

Why is Medical Test Important While Buying a Term Insurance?

5 Reasons Why You Need Life Insurance in College

NRI Premium Payment Options

Term Insurance for Home Loan: How Term Plan Helps in Paying Off Home Loan?

When Should You Review Term Life Insurance of Yours?

Most Common Life Insurance Riders to Enhance Your Existing Policy

Is it Possible to Make Changes in a Term Plan’s Specification Post Purchase?

जीवन बीमा क्या है?

What is the Current Trend in Term Insurance?

Life Insurance and Retirement Planning

Why Life Insurance Is Always a Smart Decision

Term Life Insurance vs Accidental Death Insurance

What is Underinsurance & The Dangers of Being Underinsured

Difference Between Insurance and Assurance?

Types of Life Insurance Policies in India

What Is Surrender Value (Cash Surrender Value) in Insurance and how is it calculated?

How to Make Death Claims on Life Insurance?

What is Minimum Life Insurance Policy?

8 Things to Consider Before You Buy Life Insurance

Think About Life Insurance Sooner than Later

Term Insurance Claim Process

भारत में जीवन बीमा पॉलिसियों के प्रकार

All About Backdating in Life Insurance

Does Life Insurance Cover Terminal Illness?

How to Choose the Right Life Insurance Policy for Your Age?

Is It Time to Review Life Insurance Policy of Yours?

Sabse Pehle Life Insurance

Comparing low premium term insurance Is Not the Only Factor While Buying Life Insurance

Types of Insurance You Must Invest in for Secure Future

Is Voluntary Life Insurance the Same as Basic Life Insurance?

How Much Life Insurance Cover Do I Need?

How to Calculate Human Life Value(HLV)?

All about IRDAI

Are Deaths Due To Coronavirus Covered by Kotak E-Term Plan?

क्या जीवन बीमा एक निवेश है?

What is the Difference Between Insurance and Reinsurance?

Why Online Term Insurance Plans Cheap?

Life Insurance Plans for Women

How Much Life Insurance Do You Need?

How to Buy a Life Insurance Plan?

Life Insurance Vs. Mutual Funds Investment

Life Insurance for Overweight Applicants

Term Plan with Return of Premium (TROP)

जीवन बीमा पर ऋण

Is Life Insurance For Millennials Really Needed?

Can NRI Buy Life Insurance in India?

5 Smart Steps to keep in mind while buying term policies

Details Required To Be Filled In A Life Insurance Form

भारत में सर्वश्रेष्ठ टर्म प्लान कैसे चुनें?

What Is Staggered Payment Option Under Term Insurance Policy?

बीमा क्षेत्र में IRDAI की भूमिका

5 Easy Steps to Buying A Policy

6 Things You May Not Know about Life Insurance

What is a Single Premium Term Plan and its Tax Benefit?

In India, should NRIs purchase life insurance?

5 Reasons Why a Women Should Buy a Life Insurance

How to Find the Best Term Insurance Plan in Seven Steps

Key Things to Review in Your Life Insurance Policy Document

5 Ways to ensure faster settlement of claims

What are robo-advisors in insurance?

Take 100% Responsibility of Your Family with Term Life Insurance

Should You Buy Life Insurance After Getting Married?

Why do most Indians choose the wrong way to buy life insurance?

Guidelines for Linking Aadhar and PAN to Insurance Policies

What happens to joint life insurance after divorce?

How do life insurance payouts work?

Terms and Conditions of Term Insurance Plans

Kotak Life Claim Settlement Ratio

Importance of Checking Claim Settlement Ratio before Buying Life Insurance

Top 5 Common Life Insurance Myths and Facts

How to Choose Life Insurance for All Ages?

Important Features of a Term Insurance Plan

Why do I Need Life Insurance?

Benefits of Buying Term Insurance Plan for Senior Citizens in India

9 Most Important Things You Must Learn About Paying Life Insurance Premium

Guide for Buying Online Term Insurance Plans for Senior Citizens

How to Revive the Lapsed Life Insurance Policy?

How Do Term Insurance Plans Differ for Smokers?

How to Choose a Life Insurance Policy

Compare Different Life Insurance Products Offered By Kotak Life

What Happens If I Stop Paying My Life Insurance Premium?

All About Life Insurance and How It Works?

Life Insurance vs Mutual Funds

What Is Social Impact Investing and How Does It Benefit Society?

Why Your Family Should Know About Your Life Insurance Policy?

Does Life Insurance Policy Cover Covid Death?

What is Group Insurance?

Why Do Life Insurance Agents Avoid Selling Term Plans?

Term Insurance Vs Life insurance: Small Details, Big Differences

What is the Difference Between Limited and Regular Pay Insurance Plan?

All about Life Insurance Calculators

Savings cum Protection Plans Secures Your Family from Unforeseen Events

What is Insurance Coverage? Overview, Types, and Examples

Why You Should Never Cancel Life Insurance Policy

Insurance Vs Investment - A Guide to Your Financial Goals