Kotak e-Invest
Buy OnlineIN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
A Non-Participating Unit-Linked Life Insurance Individual Savings Product
“The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year”.
You have your goals set in your life. In this journey, it is important that your hard earn money is invested in the right funds at minimal cost. Kotak Life Insurance presents you Kotak e Invest - a comprehensive Unit Linked Life Insurance Plan, which can be customized as per your goals and requirements whether it is protection, investment, financial security for child, retirement planning, with its multiple plan options to fit right to take care of various life stage needs.
Key Features
![100% allocation of your premiums,]()
100% allocation of your premiums,
the premiums you pay is fully invested into the funds.
![Yearly Additions]()
Yearly Additions
to enhance your fund value, starting from end of 6th policy year onwards till maturity or death whichever is earlier based on the plan options.
![Return of Mortality Charges]()
Return of Mortality Charges
- 25% to 200% of Life Cover charges deducted will be added to your fund value (if applicable).
![Multiple plan options –]()
Multiple plan options –
Maximiser – This option is aimed at maximizing your returns for the money invested. Rising Star option offers Triple Protection Benefit on parent’s death through lump sum payout, monthly income and policy continuation till maturity Retire Rich Option cover till the age of 99 years
![Boost Long Term Savings Through Retirement Income along with Income Booster]()
Boost Long Term Savings Through Retirement Income along with Income Booster
ensuring your expenses after Retirement are taken care of.
![Provides flexibility to choose from two Investment Strategies]()
Provides flexibility to choose from two Investment Strategies
This plan enables you to choose the funds that suits your risk profile. It offers you the flexibility to choose from 2 Investment Strategies: (1) Self - Managed Strategy and (2) Age Based Strategy
Eligibility
![Eligibility]()
Parameter Plan Option Eligibility Criteria Minimum Maximum Entry Age# Maximizer 3 years 55 years Rising Star 18 years 45 years Retire Rich 3 years 50 years Maturity Age# Maximizer 18 years 75 years Rising Star 28 years 60 years Retire Rich Fixed at 99 years age of Life Insured ![Eligibility]()
Policy Term Plan Option Policy Term Policy Term Maximizer 10 years / 12 years / 15 years / 20 years Rising Star Retire Rich 99 minus Entry Age of Life Insured Note:
- For Maximizer and Retire Rich, the minimum policy term will be equal to the smallest available term to ensure that the Life Insured is a Major at the time of maturity. For example, if the Life Insured’s age is 7, the minimum policy term available would be 12 years.
- For Rising Star option, the minimum policy term will be greater of 10 years and 18 minus the age last birthday of the Beneficiary on the date of commencement, to ensure that the policy matures when the beneficiary has attained the age of majority. In cases where 18 minus age last birthday on the date of commencement lies between two available policy terms, the next higher policy term will be offered.
![Eligibility]()
Premium Payment Term Options (PPT) Category Premium Payment Term Option (PPT) Policy Term Maximizer Regular Regular 10 / 12 / 15 / 20 years Limited 5, 7 years 10 / 12 / 15 / 20 years 10 years 12 / 15 / 20 years Rising Star Regular Regular 10 / 12 / 15 / 20 years Limited 5 years 10 / 12 / 15 years 7 years 10 / 12 / 15 / 20 years 10 years 12 / 15 / 20 years Retire Rich Limited 10 to 60 minus Age at Entry of Life Insured 99 minus Entry Age of Life Insured ![Eligibility]()
Premium Level Maximizer Rising Star Retire Rich Minimum Yearly Rs. 9,000/-
For 5 & 7 PPT
Yearly: Rs. 18,000/-Half-Yearly: Rs. 9,000/-
Quarterly: Rs 4,500/-
Monthly: Rs. 1,500/-
For 10 PPT & Regular Pay Yearly: Rs. 9,000/- Half-Yearly: Rs. 4,500/- Quarterly: Rs. 2,250/-
Monthly: Rs. 750/-Rs. 9,000/- Half Yearly Rs. 4,500/- Rs. 4,500/- Quarterly Rs 2,250/- Rs 2,250/- Monthly Rs. 750/- Rs. 750/- Maximum Yearly No Limit No Limit No Limit Half Yearly Quarterly Monthly ![Eligibility]()
Sum Assured Maximizer Rising Star Retire Rich Basic Sum Assured (Min & Max) 10 times AP 10 times AP 10 times AP ![Eligibility]()
(Annualized Premium = AP)
Mode Maximizer Rising Star Retire Rich Yearly, Half-Yearly, Quarterly, Monthly #Age above will be Age as on the last birthday
Downloads
Know more about the plan and how it can benefit you.
Need help for paying premium?
Call on toll free number 1800 209 8800(8:00 am to 10:00pm)
Call our toll free number and our representative will help you buy the most suitable term insurance plan.
Get details of your policy on our WhatsApp
Say "Hi" to 93210 03007
Get in touch with our Customer Care team
Read about Tax benefits & Plan Disclaimer
The tax benefit is applicable as per Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
Terms & Conditions
Risk Factors
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak e-Invest Plan is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
The past performance of other Funds of the Company is not necessarily indicative of the future performance of the funds.
Please know the associated risks and the applicable charges (along with the possibility of increase in charges), from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of the insurer.
All benefits payable under the Policy are subject to the Tax Laws and other financial enactments, as they exist from time to time.
Kotak e-Invest; UIN – 107L121V02, This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Ref No. – KLI/24-25/E-WEB/923
Kotak Mahindra Life Insurance Company Ltd.
Reg No. 107
CIN : U66030MH2000PLC128503
Regd. Office:
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Website: https://www.kotaklife.com
WhatsApp: 9321003007
Toll Free: 1800 209 8800
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.