Why do Patients with Hypertension Need Health Insurance?

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak e-Term Plan

Why do Patients with Hypertension Need Health Insurance?

Hypertension is a common medical condition where the person’s blood pressure increases abnormally. Read to know about health insurance for hypertension in India.

  • Oct 28, 2021

The modern, fast-paced lifestyle, lack of physical activities, unhealthy eating habits, erratic sleeping patterns, and high-pressure jobs have resulted in the rise of various lifestyle diseases such as cancer, hypertension, etc. What is even more alarming is that youngsters in their 20s and 30s are suffering from such illnesses.

What is Hypertension?

Hypertension is a common medical condition where the person’s blood pressure increases abnormally. The condition is prevalent among both men and women. The normal blood pressure range is 120 mm Hg over 80 mm Hg. However, if the person has hypertension, the reading could cross well over 120 mm Hg.

Although you can control your blood pressure levels with medication and lifestyle changes, you must not take the condition lightly. If left untreated for long, it can lead to severe consequences like heart attack, stroke, etc.

Hypertension and Health Insurance

Sometimes, even if you maintain a healthy lifestyle, you may not be invincible to hypertension. You can be prone to high blood pressure due to family medical history and genetics. Hence, you must be adequately prepared for such instances. And one of the best ways to be ready for any medical contingency is to have a health insurance cover.

Health insurance is a necessity for all. But it is critical if you are diagnosed with or at high risk of hypertension. Here are a few reasons why a health insurance policy is a must-have for hypertension patients.

  • Cover the high medical costs
  • If hypertension is not managed efficiently early, it can affect other organs like the heart, brain, liver, and eyes. It also increases the risk of heart attack and a host of other critical illnesses that can have fatal consequences.

    The treatment for such illnesses can be costly, and you may need hospitalisation for a prolonged period. In the purview of medical inflation, you may end up depleting your years of hard-earned savings without health insurance.

  • Helps in early detection
  • Medical experts suggest that hypertension is one of the biggest causes of premature death worldwide. Early detection of hypertension can reduce the risk of severe consequences.

    This is where a health insurance policy is beneficial.

    Most health insurance companies require the policyholders to take annual health check-ups. This can be beneficial for you as you can diagnose hypertension at an early stage and take necessary precautions immediately.

  • Waiting period
  • Almost all health insurance plans have a waiting period clause for hypertension. The waiting period can range from 12 to 48 months. Hence, it is vital to purchase health insurance at a young age when you are healthy. This will ensure that you have the necessary financial cushion if you get diagnosed with hypertension in the future as you grow old.

Be ready for medical emergencies with health insurance

Life can be unpredictable. A medical emergency can occur at any time without any warning. While you may not be able to prevent such incidents, the best you can do is be prepared for all the possible adversities. Buying a health insurance policy at an early age will give you peace of mind knowing that you have financial protection. You need not feel the stress of paying medical bills while you are suffering from hypertension already.

Kotak e-Term Plan

Download Brochure


  • Nominal Cost
  • Multiple Plan Options
  • Flexible Payout Options
  • Critical Illness Rider
  • Tax Savings
  • Long term Coverage

Ref. No. KLI/22-23/E-BB/492


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Health Insurance with or Without Medical Tests? Which is Better

What is the Difference Between a Mediclaim Policy, Health Insurance and Term Insurance?

10 Preventative Measures for Diabetes

Key Factors that Decide Your Eligibility for Buying Health Insurance Plans

Section 80D: Everything You Need to About Income Tax Deduction for Medical Expenditure

Are You Covered for the Home Treatment Cost Under Your Health Insurance Policy?

What Medical Expenses Can You Claim in Health Insurance Plans?

7 Things to Audit in Your Health Insurance Plan

Why is Cardiac Care Plan a boon for Heart Patients?

Which One is Better: Mediclaim or Health Insurance?

A Millennial’s Guide to Buying Health Insurance

How Is Your Health Insurance Premium Affected By Age?

Health Insurance Plan for Cancer: What You Should Know on Symptoms and Diagnosis of Cancer

Everything You Need to Know About the Ayushman Bharat Health Insurance Scheme

Does Critical Illness Insurance Cover Stroke?

How to Switch to A Different Health Insurance Company?

Difference Between Open Heart and Bypass Surgery

Critical Illness Can Disrupt Family's Financial Goals and How Health Insurance Can be Useful

What is OPD Cover in Health Insurance?

Tips to Reduce Your Health Insurance Premium

7 Reason Why Should You Buy a Health Insurance Plan in Your 20s?

How to Buy ₹1 Crore Life Insurance Policy Without Medical Test?

5 Reasons to Own Both Health Insurance and Term Insurance

Health Insurance Coverage: Day Care Treatment Vs OPD Treatment

Is Health Insurance the Same as Medical Insurance?

What are the Documents Required for Buying a Health Insurance Plan?

List of Critical Illnesses Covered in Health and Life Insurance Plans

What is the Persistency Ratio and Why Does it Matter to the Health Insurance Sector?

How To Choose A Good Health Insurance Plan?

What Is the Restoration Benefit in Health Insurance?

How Your Eating Habits Affect Your Health & How to Change Them

Why You Must Disclose Your Pre-Existing Conditions While Buying Health Insurance?

Steps to Appeal A Health Insurance Claim Denial

How to Transfer Your Health Insurance Cover Without Losing Benefits?

All You Need To Know About No-Claim Bonus In Health Insurance

How Much Health Insurance Cover Should You Opt For?

Top Five Institutes for Free Cancer Treatments in India

Rashtriya Swasthya Bima Yojana: Eligibility, Coverage, Benefits

Which Health Insurance Plans Cover Your Family Members?

Factors to Consider While Choosing a Health Insurance Plan for Your Parents

5 Reasons to Consider Investing in Health Care

Buying Health Insurance with A Pre-Existing Illness? Things You Should Know

Why Should You Opt for Cancer Insurance?

Health Insurance for Liver: What You Should Know About the Symptoms and Diagnosis of Liver Problems

What is International Health Insurance? Meaning, Importance and Benefits

What is Health Insurance and Why do You Need it?

How wellness benefits can help reduce your health insurance premium

What are Health Insurance Premiums? How are they Calculated?

How to Claim Tax Benefits on Medical Insurance Premium?

Protect Your Family with Health Insurance Today

How is Health Insurance Cost Calculated?

Healthy Habits to Avoid Falling Sick During Monsoon

Health Insurance Plans for a Pre Existing Condition

Critical Illness Insurance for Alzheimer's Disease

Why Your Health Insurance Cover Could be Insufficient?

Guide on Fraudulent Health Insurance Claims in India

How to File Health Insurance Claims?

6 Common Myths about Health Insurance

Heart and Cancer Insurance

Things to keep in mind before buying a health insurance plan for diabetics

5 things to consider while renewing a health insurance policy

What is the Right Age to Buy Health Insurance Policy?

Choosing Health Insurance for Senior Citizens

Stress and Heart Health: 4 Things You Should Know

Health Insurance for Students Who Study Abroad

Is Cataract Surgery Covered under Health Insurance in India?

What Is the Restoration Benefit in Health Insurance Plan?

Health Insurance Coverage for HIV Patients

What is Telemedicine? How to Seek Medical Treatment Remotely?

How do I Choose a good Health Insurance Plan?

Seven Preventive Measures for Heart Related Illness

Health Insurance Plan for Heart – What you Should Know on Symptoms and Diagnosis of Heart-Related Disease?

Why You Must Review Your Health Insurance Plan Every Year

Why You Must Review Your Health Insurance Policy/ Plan Every Year?

What Does Health Insurance Not Cover?

What do Health Insurance Plans Cover?

How Much Should I be Paying for Health Insurance?

Basics of Health Insurance

Is Health Insurance Non-taxable?

Benefits of Health Insurance You May Not Know About

Key Difference between Health Insurance and Mediclaim Policy

Everything You Need to Know About Accidental Insurance Policy

Health Insurance Plan for Family

The Importance of a Health Insurance Claim Ratio

Saving Tax on Your Health Insurance

What is Disability Insurance?

Health Insurance for Brain Tumour: What You Should Know on Symptoms & Diagnosis of Brain Tumour

Types of Health Insurance You Must Know About

Why Opting for Short Term Health Insurance Plans is a Wise Idea?

What is Single Premium in Health Insurance?

How Much Of Health Insurance Is Tax Deductible?

5 Reasons to Buy Health Insurance in 2021

Why You Must Disclose Your Pre-Existing Conditions When You Buy Health Insurance

How to Choose a Right Health Insurance Plan?

Tax Benefits on Health Insurance Plans

Do Add-On For Health Insurance Policies Really Add Value?

10 Effects of Fast Food on Your Body

Why You Need to Know About the Critical Illness Plan?

Health Insurance for Personal Accidents