*T&C apply. Ref. No. KLI/22-23/E-BB/814.

Guaranteed @

Dual Benefit
(Life cover + Returns)


Enhanced protection
through optional riders

How does Kotak Assured Savings Plan work?

Basic Sum





Investment amount

5,000 / Monthly

Pay for

Policy term

Guaranteed @ returns

Achieve your Long-Term Financial Goals with Kotak Assured Savings Plan

What is Kotak Assured Savings Plan?

Kotak Assured Savings Plan is an insurance plan that offers you the dual benefit of returns and life cover. This policy will help you ensure that your long-term plans and goals are sorted, while safeguarding your family’s financial future in case of unforeseen incidents.

Are the returns really guaranteed?

Kotak Assured Savings Plan delivers on the promise of guaranteed returns. Despite continued market fluctuations, the benefits promised under this plan is guaranteed. This plan acts like a safe proposition for people who want assured return on their investment.

Enhance Your Savings Plan with Rider Policies

Insurance riders are optional, pocket-sized additional cover that enhances your base plan. It is an additional layer of protection over your current plan. These riders come at an added, affordable premium amount.

Take a look at the insurance riders that are recommended to add alongside Kotak Assured Savings Plan.

Kotak Accidental Death Benefit Rider

Sum assured is paid in addition to the death benefit under base plan in case of accidental death of policyholder.

Kotak Term Benefit Rider

Rider sum assured is paid to the nominee of the policyholder in case of policyholder’s unfortunate demise.

Kotak Permanent Disability Benefit Rider

Policyholder receives the benefit in instalments in case of permanent disability.

Kotak Assured Savings Plan; UIN: 107N081V04, Form No: N081. Kotak Term Benefit Rider UIN: 107B003V03, Form No.: B003, Kotak Accidental Death Benefit Rider UIN: 107B001V03, Form No.: B001, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Form No.: B002. This is a savings-cum-protection oriented non-participating endowment assurance plan. For details on riders, please refer to the Rider Brochure. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale

@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit is inclusive of Basic Sum Assured, Accrued Guaranteed Yearly Additions and Guaranteed Loyalty Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium paid every year and the rate of such additions is based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and will be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. Annualized Premium refers to the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. The premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. #Tax benefits are subject to conditions specified as per Income-Tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Mahindra Life Insurance Company Ltd. Regd. Office: 8th Floor, Plot # C-12, G-Block, BKC, Bandra (E), Mumbai - 400 051, India, Regn. No. 107. CIN : U66030MH2000PLC128503 | Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No:1800-209-8800 | Ref. No. KLI/22-23/E-WEB/775. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.