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Kotak e-Term

Protect your family's financial future.

Kotak e-Invest Plus

Insurance and Investment in one plan.

Kotak Signature Term Plan

A plan that offers high cover with affordable premiums

Kotak Fortune Maximiser

Create wealth through bonus payout from 1st policy year

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family.

Kotak Gen2Gen Protect

Insurance and Investment in one plan.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals.

Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Kotak Confident Retirement Builder

A plan that offers immediate or deferred stream of income

Kotak Corporate Benefit Plan for Employees

“IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER”

Kotak Corporate Benefit Plan

A Non-Participating, Unit Linked, Life Insurance, Group Savings Product

Kotak Corporate Benefit Plan enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Benefit Schemes (PRMBS) in an efficient manner. As an employer of choice, this plan will help you to design an optimal retirement benefits for your employees and in turn increase employee retention.

Key Features

  • <b>Gives boost to your investment </b>

    Gives boost to your investment

    Market-linked returns and long-term investment growth

  • <b> Choice of Fund Options </b>

    Choice of Fund Options

    This plan offers you the flexibility to choose from multiple fund options from a wide range of fund options

  • <b> Investment Strategy </b>

    Investment Strategy

    Employer / Trust can manage their investment as per their risk - return strategy to maximize the earnings potential. It also offers Life Stage based investment strategy under Superannuation (Defined Contribution) Schemes

  • <b> Loyalty Additions </b>

    Loyalty Additions

    Add value to your contribution with Loyalty Additions which is credited in the form of additional units every financial year

  • <b>Life cover for employees </b>

    Life cover for employees

    This plan offers life insurance coverage for employees, except under Superannuation scheme

  • <b>Tax benefits </b>

    Tax benefits

    Employer / Trust and employees can avail tax benefit as applicable under the Income Tax law.

Eligibility

  • Eligibility

    Group: Employer - Employee

    • Minimum Group Size: 10 employees
    • Maximum Group Size: No Limit

    Entry Age (as on last birthday)

    • Minimum: 18 Years or as per scheme rules whichever is higher
    • Maximum: 85 years or Admissible age as specified in scheme rules whichever is lower

    Maximum Maturity Age (as on last birthday): Admissible age as specified in scheme rules or 86 years whichever is lower

  • Eligibility

    Policy Term: 1 year (Yearly renewable)

  • Eligibility

    Sum Assured:Minimum and Maximum: ₹ 10,000 per member (Not applicable for Superannuation Schemes)

  • Eligibility

    Contribution/Premium at inception*

    Minimum:

    • Superannuation Defined Contribution Schemes: ₹ 500 per member

    • Other Schemes: ₹ 2,00,000 at scheme level
    • Maximum: No limit

      *Contribution and Premium have the same meaning, i.e. the amount paid by the trustee / Company /Member towards their employee’s liability.

  • Eligibility

    Contribution Frequency: Depending on funding requirements of the Scheme

Downloads

Download the brochure to know more about the plan and how it can benefit you.

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Mail us on corporate.solutions@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors.

The premium paid in Linked Insurance policies are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/ her decisions.

Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak Corporate Benefit Plan is only the name of the unit linked life insurance contract and do not in any way indicate the quality of the contract, its future prospects or returns

The funds offered under this contract are the name of the funds and do not in any way indicate the quality of these funds, their future prospects and returns

The past performance of other Funds of the Company is not necessarily indicative of the future performance of the funds

Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer.

All benefits payable under the policy are subject to the tax laws and other financial enactments, in force from time to time.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Corporate Benefit Plan; UIN No.:107L127V02.

This is a Non-Participating, Unit Linked, Life Insurance, Group Savings Product. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

Tax benefits under the policy may be as per the prevailing Income Tax laws. Tax laws are subject to amendments from time to time and interpretations. Employers are advised to consult their tax consultant.

Kotak Mahindra Life Insurance Company Ltd. Reg No. 107; CIN: U66030MH2000PLC128503; 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website: www.kotaklife.com | Email: kli.groupoperations@kotak.com | Toll Free No. - 1800 120 7856 | Ref. No: KLI/25-26/E-WEB/2256.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

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