Close

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Invest

Insurance and Investment in one plan.

Kotak e-Term

Protect your family's financial future.

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan.

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family.

Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Kotak Lifetime Income Plan

Retirement years are the golden years of life.

Kotak Guaranteed Savings Plan

A plan that offers long term savings and life cover.

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak Group Secure Capital Plan

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

A Non-Participating, Unit Linked, Group Savings Product

Kotak Group Secure Capital Plan is a Non-Participating, Guaranteed Unit Linked Group Savings Product. It enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Schemes (PRMS) in an efficient manner. As an employer, this plan will help you to design an optimal retirement benefit for your employees and in turn increase employee retention.

Key Features

  • Gives boost to your investment

    Gives boost to your investment

    Market-linked returns and long-term investment growth

  • Guaranteed Benefits

    Guaranteed Benefits

    Offers guarantee in the form of ‘return of all contributions made (Net of benefit payments, if any)’ at the point of exit

  • Loyalty Additions

    Loyalty Additions

    Add value to your contribution with Loyalty Additions which is credited in the form of additional units every financial year

  • Life cover for employees

    Life cover for employees

    This plan offers life insurance coverage for employees

  • Tax benefits

    Tax benefits

    Employer / Trust and employees can avail tax benefit as applicable under the Income Tax law.

Eligibility

  • Eligibility

    Age criteria

    Group: Employer - Employee groups

    Entry Age (as on last birthday)

    • Minimum: 18 Years or as per scheme rules whichever is higher
    • Maximum: 85 years or retirement age as specified in scheme rules whichever is lower

    Maximum Maturity Age (as on last birthday): Retirement age as specified in scheme rules or 86 years whichever is lower

  • Eligibility

    Policy Term: 1 year (Yearly renewable)

  • Eligibility

    Sum Assured: Rs. 10,000 per member (Not applicable for Superannuation Schemes)

  • Eligibility

    Contribution/Premium at inception*

    Minimum:

    • Superannuation Defined Contribution Schemes: Rs. 500 per member
    • Other Schemes: Rs. 2,00,000 at scheme level

    Maximum:

    • No limit
  • Eligibility

    Contribution Frequency:

    Depending on funding requirements of the Scheme

    *Contribution and Premium have the same meaning, i.e. the amount paid by the trustee / Company /Member towards their employee’s liability.

Downloads

Download the brochure to know more about the plan and how it can benefit you.

Need help buying a plan?

Request a Relationship Manager

Select City
Select Member Count
Select Plan
Submit Clear

Mail us on corporate.solutions@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

Risk Factors

-The Investment risk in the Unit Linked product is borne by the policyholder.

-Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors.

-The premium paid in Linked Insurance policies are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/ her decisions.

-Kotak Mahindra Life Insurance Company Ltd. is only the name of the company and Kotak Group Secure Capital Plan is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns

-The funds offered under this contract are the name of the funds and do not in any way indicate the quality of these funds, their future prospects and returns

-The past performance of other Funds of the Company is not necessarily indicative of the future performance of the funds

-Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. All benefits payable under the policy are subject to the tax laws and other financial enactments, in force from time to time.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Group Secure Capital Plan: UIN:107L122V01. This is a non-participating, Unit Linked, Group Savings Product. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

Kotak Mahindra Life Insurance Company Ltd; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office:8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Toll Free: 1800 120 7856 | Website: www.kotaklife.com | Email: kli.groupoperations@kotak.com | Ref. No. KLI/24-25/E-WEB/1075

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Similar plans

  • Icon for employee benefit

    Kotak Corporate Benefit Plan

    Tax benefits under the policy may be as per the prevailing Income Tax laws. Tax laws are subject to amendments from time to time and interpretations. Employers are advised to consult their tax consultant.

    Know more
  • Icon for employee benefit

    Kotak Assured Return Employee Benefit Plan

    Kotak Assured Return Employee Benefit Plan is an insurance plan designed for Employers /Trusts, Employer – Employee groups who wants experts to manage their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Benefit Schemes (PRMBS).

    Know more
  • Icon for employee benefit

    Kotak Superannuation Group Plan – II

    Kotak Superannuation Group Plan – II lets you help your employees in their retirement planning while they are earning sufficiently.

    Know more
  • Icon for employee benefit

    Kotak Secure Return Superannuation Plan

    Kotak Superannuation Group Plan – II lets you help your employees in their retirement planning while they are earning sufficiently.

    Know more
,