Close
Close

Buy a life insurance plan in a few clicks

Now you can buy life insurance plans completely online right here.

  • Kotak e-Term Plan

    Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.

  • Kotak Health Shield

    The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.

  • Kotak Lifetime Income Plan

    Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak Secure Return Employee Benefit Plan

A Group Life Insurance Gratuity / Leave Encashment Plan

Let your employees enjoy dual benefits. As an employer, we know you want to offer your employees the best you can, without any hassles to you or your employees. That is why Kotak Secure Return Employee Benefit Plan caters to the needs of employers, trustees, state governments, central government, PSUs to plan for funding group members’ benefit schemes. It is designed as a comprehensive employee benefit solution to manage the gratuity and leave encashment schemes in the most efficient manner.

Key features

  • Composite employee benefit solution to cater to the requirements of gratuity and leave encashment benefit schemes

    Depending on the scheme rules, the benefits in the event of death,retirement, resignation, withdrawal or any other exit of the members as per scheme rules will be payable.

  • Competitive interest rate declared at the beginning of every quarter

    At the beginning of each calendar quarter KLI will declare a non negative return applicable for that quarter.

  • Additional protection

    Option to provide additional life cover at additional cost through Kotak Term Group Plan

  • Convenient renewal process

    This is an annually renewable policy, which will be auto renewed subject to availability of sufficient premiums.

Eligibility

  • Age criteria

    • Minimum Group Size: 50 members
    • Age at entry (as on last birthday) Minimum: 18 Years | Maximum: 85Years
    • Max Maturity Age (as on last birthday): 86years
  • Cover Term

    • 1 year renewable
  • Contribution

    • Minimum: Rs. 2,00,000/- | Maximum: No Limit

Downloads

Download the brochure to know more about the plan and how it can benefit you.

Need help buying a plan?

Request a Relationship Manager

Select City
Select Member Count
Select Plan

Call on toll free number 1800 120 7856(10:00 am  and  06:00 pm)

Call our toll free number and our representative will help you buy the most suitable plan.

Mail us on kli.corporate-solutions@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

  • Contributions to an approved Gratuity fund is deductible under section 36 (1)(v) of the Income Tax Act, 1961, subject to the conditions contained therein
  • Income earned from investments received by an approved Gratuity fund is tax-exempt under Section 10(25)(iv) of the Income Tax Act, 1961
  • For Government employees, Gratuity receipts at the time of retirement are completely tax free
  • For Non-government employees, Gratuity receipts are tax-exempt up to the limit of 10 lakhs under Section 10(10) of the Income Tax Act, 1961

Tax laws are subject to amendments from time to time. You are advised to take an independent view from tax consultant.

Kotak Secure Return Employee Benefit Plan Plan – UIN No.: 107N087V03 Form No: N087 Ref No:KLI/19-20/E-WEB/419

Regd. Office:

Kotak Mahindra Life Insurance Company Ltd.(Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.)

Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
Website: https://insurance.kotak.com
Email: clientservicedesk@kotak.com

This is a non-participating non unit-linked traditional insurance group plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Similar plans

  • Kotak Gratuity Plus Group Plan

    Kotak Gratuity Plus Group Plan is a unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.

    Know more
  • Kotak Gratuity Group Plan

    Kotak Gratuity Group Plan is a Unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.

    Know more
  • Kotak Leave Encashment Group Plan

    Kotak Leave Encashment Group Plan is designed to cater to the needs of employees’ leave encashment liabilities increasing over a period of time.

    Know more
  • Kotak Assured Return Employee Benefit Plan

    Kotak Assured Return Employee Benefit Plan is an insurance plan designed for Employers /Trusts, Employer – Employee groups who wants experts to manage their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Benefit Schemes (PRMBS).

    Know more
  • Kotak Group Secure Capital Plan

    Kotak Group Secure Capital Plan is a Non-Participating, Guaranteed Unit Linked Fund Based Group Life Insurance Plan. It enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Schemes (PRMS) in an efficient manner. As an employer, this plan will help you to design an optimal retirement benefits for your employees and in turn increase employee retention.

    Know more