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Why do I Need Life Insurance?

Do you really need Life Insurance?

  • Sep 14, 2016

Do you really need Life Insurance?

Risks and uncertainties are an unavoidable part of life - death, accident and illnesses are built into the basics of life itself. When these uncertainties strike, they may leave behind a trail of struggles, worries and insecurities for those who matter the most to you. Apart from the emotional aspects, a lot of these insecurities may stem from the financial burden and similar commitments.

Life insurance can help you stand strong at such moments. With life insurance, an event like death can financially empower your family, in your absence. Not only does it financially secure your family in the event something unfortunate happening to you, but it also helps:

Earn returns on your investments

Plan your retirement

Save for a specific goal in life

Plan for your children’s education

It is not just death that can throw your family into a whirlwind of financial troubles but also any reason that affects your ability to earn and provide for them financially. In these cases, Riders can provide security in the event of mishaps like disability and critical illnesses. Thus, you can enhance your life insurance plan by adding riders to it.

Hence, life insurance can be a good solution to provide you and your family a prosperous and financially secure life.

Kotak e-Term

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  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

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