Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
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Ref. No. KLI/22-23/E-BB/492
Generally, all the benefits of a health plan aren't widely known. Here are five secret health insurance benefits that you should be aware of for correct decision making.
The significance of health insurance coverage is becoming extremely important. To protect your family’s and your own future, it’s critical to invest in a health insurance cover that will serve as a pillar of strength through these trying times. Since a health problem can cause your loved ones to experience unprecedented emotional and financial stress, it is vital to obtain health insurance for your parents, yourself, or your entire family, to confront this battle without having to worry about depleting your savings.
While we are aware of the numerous health insurance benefits that motivate us to get it, it also comes with a number of other features that you may not be aware of when you buy health insurance. Therefore, to get the most out of your health plan, conduct thorough research for health insurance online and choose a policy that is most ideal.
Generally, all the benefits of a health plan aren’t widely known. Here are five secret health insurance benefits that will ensure that you made the correct decision of buying health insurance coverage.
At-home treatment,if recommended by a specialist, is covered as part of health insurance coverage. The grounds for residential care hospitalisation range from a lack of hospital wards for frail health conditions. The payment for such procedures is generally calculated as a percentage of the money covered or as a lump sum payment when you buy health insurance for parents, yourself or for your entire family.
The change was made in accordance with the Insurance Regulatory and Development Authority of India’s directives (IRDAI). It requested that mental ailments be included in all normal health plans. It also instructed companies to simply not refuse health insurance cover to policyholders who have previously taken opioids or antidepressants.
Insurance companies no longer consider weight reduction operations or bariatric surgeries to be cosmetic procedures because of the growing importance of being fit and healthy. For those policyholders who need to combat obesity in order to live a long and healthy life, many insurance providers see this operation as a life-saving procedure. If required, you can look into this option when you buy health insurance.
The constant back and forth travels for family members between home and hospitals can be a challenge. Thus,if you search for health insurance online, companies that provide health insurance coverage give a daily cash allocation to compensate for food expenditures, travel, etc. Such reimbursements, if included in a health plan, normally do not need the filing of bills to substantiate claims. The attendant’s daily monetary limit is typically restricted to a set number of days.
The sum covered is predetermined for the duration of the policy, but if you use it up before the end of the policy period, you may be able to get a top-up if your insurance policy allows it. It is therefore advisable to buy health insurance with a rechargeable sum insured that may be used to pay any future claims that are unconnected to those made earlier in the policy period.
Now that you are aware of these health insurance benefits, start making plans for a stress-free future with your family. A good life is a well-insured and well-protected one!
Ref. No. KLI/22-23/E-BB/2435
