Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals. Know more

Kotak e-Term

Protect your family's financial future. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and life cover. Know more

Kotak e-Invest

Insurance and Investment in one plan. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

What are the Documents Required for Buying a Health Insurance Plan?

Learn more about the important Documents Required for Buying a Health Insurance Plan to help you get the policy you need. To know more about health insurance policies, Visit Now!

  • Jan 13, 2021

Health insurance is a contract between you and the insurance company. You will have to pay premiums towards the policy, and in exchange, you will get a sum assured in case of medical expenditure. It can provide you with financial coverage to handle any medical emergencies. You can either get full reimbursement of your medical expenses or a cashless treatment at a network hospital. To get a health insurance policy seamlessly, you will need to follow the guidelines provided by the insurance company and provide all the relevant documents. Once all the documents are provided to the company, the process of getting the policy will become smooth for you.​

The documents required for getting a health insurance plan

1. Age ProofGenerally, a lot of insurance companies have a fixed entry age. The documents required as proof of age are:

  • PAN Card
  • Aadhar Card
  • Driving License
  • Passport
  • Birth Certificate

2. Address ProofInsurance companies may want to reach out to you to send physical documentation. Also, knowing the identity and address of the applicant allows the company to prevent any fraud, identity theft or false application.

  • Ration Card
  • Passport
  • Driving License
  • PAN Card
  • Aadhar Card

3. Identity ProofThe company will need it to confirm your identity to prevent fraud and identity theft. The documents required are:

  • Voter ID Card
  • Aadhar Card
  • Passport
  • Driving License

4. Passport-size photographs (depends on company requirements)

5. Medical reports (if required by the company)

6. Proposal form filled and signed

Gone are the days when you would have to physically fill up documents to get an insurance policy. You can now get health insurance online by simply visiting the website of the insurance company and filling out a few details.

The steps to get an online insurance policy are:

1. Select a policy from the different options available: Read up on the different plans that a company provides and select the policy that best suits your requirements. You can select from options like personal, family, group etc. This is an important step, as your entire coverage will depend on the policy you choose.

2. Select the members to be covered: Here, you will need to select the members that you wish to insure. This can include your husband/wife, children or your parents.

3. Date of birth of the members: : You will have to provide your date of birth and the individuals you have included in the plan.

4. Select the insurance amount (sum insured): Then you may select the amount of insurance coverage that you wish to get. It would bode well for you if you used a health insurance premium calculator to select an amount that will be affordable for you.

5. Contact details of the insured: When you provide your contact details like your phone number, email-d and address, the insurance company can easily contact you. This will be beneficial for them to get in touch with you in case they have any queries regarding your health insurance policy.

6. Get a quote: After you have provided all of the above information, the insurance company will calculate and provide you with a quote that is suitable for you. Once you have gotten the quote that you are comfortable with, you can go ahead and buy the health plan online.

Summing Up

A health insurance policy can provide you with financial assistance in the event of a medical emergency. To get the policy, you will need to provide the insurance company with certain documents. Possessing all the relevant documents will help you get the policy quickly. You can also get the health policy from the comfort of your home by visiting the company’s website online and following a few easy steps.

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Why Should You Opt for Cancer Insurance?

Critical Illness Can Disrupt Family's Financial Goals and How Health Insurance Can be Useful

Health Insurance Plans for Family

How to File Health Insurance Claims?

The Importance of a Health Insurance Claim Ratio

How do I Choose a good Health Insurance Plan?

What Is the Restoration Benefit in Health Insurance Plan?

Tips to Reduce Your Health Insurance Premium

Seven Preventive Measures for Heart Related Illness

Different Ways to Mentally Refresh After a Stressful Day

Critical Illness Insurance: What Is It? Who Needs It?

How Important Is Health Insurance for Your Family?

How Is Your Health Insurance Premium Affected By Age?

Here's Common Myths about Health Insurance

Here's how to transfer your health insurance online to different company

Section 80D: Everything You Need to About Income Tax Deduction for Medical Expenditure

All You Need To Know About No-Claim Bonus In Health Insurance

Side Effects of Covid-19 Booster Doses

Which health insurance is good for family?

Health Insurance Wellness Programs and Benefits

Why Spending Time with Friends is Essential for Your Mental Health?

Health Insurance Plan for Cancer: What You Should Know on Symptoms and Diagnosis of Cancer

Which One is Better: Mediclaim or Health Insurance?

What is the Right Age to Buy Health Insurance Policy?

Does Cataract Surgery Come Under Health Insurance And The Cost Of Surgery In India?

Insuring Against Disability With Disability Insurance Rider

Healthy Habits to Avoid Falling Sick During Monsoon

5 Reasons to Own Both Health Insurance and Term Insurance

Important Things You Must Know About Accidental Insurance

What Does Health Insurance Not Cover?

Why do Patients with Hypertension Need Health Insurance?

Choosing Health Insurance for Senior Citizens

Health Insurance Plan for Heart – What you Should Know on Symptoms and Diagnosis of Heart-Related Disease?

What Is the Restoration Benefit in Health Insurance?

How is Health Insurance Cost Calculated?

Health Insurance for Liver: What You Should Know About the Symptoms and Diagnosis of Liver Problems

What is Health Insurance? - Meaning and Types

What is International Health Insurance? Meaning, Importance and Benefits

10 Preventative Measures for Diabetes

How Much Of Health Insurance Is Tax Deductible?

Key Factors that Decide Your Eligibility for Buying Health Insurance Plans

Tax Benefits of Health Insurance Plans

What is Telemedicine? All You Need To Know

10 Ways to Get Your Kids Involved in Your Healthy Lifestyle

Here's are Top Reasons to Buy Health Insurance Plan in Your 20s

What is OPD Cover in Health Insurance?

Health Insurance Add-Ons: Know all About Health Insurance Riders

How much Health Insurance do you Require?

How To Choose A Good Health Insurance Plan?

What is BMI Calculator, And Why It is Important?

3 Reasons Why Your Health Insurance Cover Could be Insufficient

Top Five Institutes for Free Cancer Treatments in India

Health Insurance Plans for a Pre Existing Condition

List of Critical Illnesses Covered in Health and Life Insurance Plans

Factors to Consider While Choosing a Health Insurance Plan for Your Parents

How Your Eating Habits Affect Your Health & How to Change Them

Investing In The Healthcare Sector

How Much Should I be Paying for Health Insurance?

What Medical Expenses Can You Claim in Health Insurance Plans?

What do Health Insurance Plans Cover?

5 things to consider while renewing a health insurance policy

Insuring yourself against Ill Health with a Critical Illness Rider

Accidental Death Benefit Rider In Term Life Insurance

Open Heart Vs Bypass Surgery

How to Claim Tax Benefits on Medical Insurance Premium?

What to Expect from a Health Plan Audit

Health Insurance for Personal Accidents

Why medical test is important while buying a health cover?

What are Health Insurance Premiums? How are they Calculated?

Insuring Against Accidents with an Accidental Death Insurance Rider

Why You Must Review Your Health Insurance Plan Every Year

Why You Must Review Your Health Insurance Policy/ Plan Every Year?

Is Health Insurance Non-taxable?

Health Insurance for Brain Tumour: What You Should Know on Symptoms & Diagnosis of Brain Tumour

Disability Insurance Policy & Coverage

Basics of Health Insurance

Everything You Need to Know About the Ayushman Bharat Health Insurance Scheme

Single Premium Term Insurance - Understand the Benefits

Looking for Best Heart and Cancer Insurance Plans

Buying Health Insurance with A Pre-Existing Illness? Things You Should Know

Health Insurance for Students Who Study Abroad

How to Transfer Your Health Insurance Cover Without Losing Benefits?

Benefits of Health Insurance You May Not Know About

How to Choose a Right Health Insurance Plan?

Why You Must Disclose Your Pre-Existing Conditions When You Buy Health Insurance

Tax Benefits on Health Insurance Plans

Here's How Stress Can Increase Your Risk for Heart Disease

What is the Persistency Ratio and Why Does it Matter to the Health Insurance Sector?

A Millennial's Guide to Health Insurance

What Should You Opt for? Short Term or long Term Health Insurance ?

Key Difference between Health Insurance and Mediclaim Policy

कोविड -19 बूस्टर खुराक के दुष्प्रभाव

Everything You Need to Know About Health Insurance for Parents

Buying health insurance? Here's why it is important to disclose your pre-existing medical conditions

Guide on Fraudulent Health Insurance Claims in India

What is Difference between Day Care Treatment and OPD Treatment?

HIV+ Patients: Are They Covered by Health Insurance?

Health Insurance vs Medical Insurance – How To Choose Between The Two

Here's Why Cardiac Care Plan a Boon for Heart Patients

5 Reasons to Buy Health Insurance in 2021

What is the Difference Between a Mediclaim Policy, Health Insurance and Term Insurance?

How To Appeal A Health Insurance Claim Denial

10 Effects of Fast Food on Your Body

Things to keep in mind before buying a health insurance plan for diabetics

Are You Covered for the Home Treatment Cost Under Your Health Insurance Policy?

6 Reasons why you need to get a health insurance