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Ref. No. KLI/22-23/E-BB/492
If you want to transfer your health insurance cover without losing benefits, Read the article to understand the process and few rules that you must be aware of.
Health insurance is a necessity for all. It not only helps you keep your hard-earned savings intact by covering the medical expenses but also enables you to avail of the best services without worrying about high costs. While you think you have the best health insurance policy, are you really satisfied with the existing plan?
The chances are that you are not happy with your current policy because the insurer is charging you a higher premium and providing lesser benefits than some other insurer. What do you do in such a situation? Do you remain stuck with your policy? or do you switch to a new insurer? Is it even possible to switch your insurance cover without losing the benefits?
Yes, you can port your policy from your current insurer to any other insurance company of your choice. In 2011, the Insurance Regulatory and Development Authority of India (IRDAI) introduced a provision to allow the insurance policyholders to port their policy without losing the accumulated benefits like waiting period, no-claim bonus, etc.
Health insurance portability is an excellent feature that protects your interest and helps you get maximum benefits from your policy.
Ref. No. KLI/22-23/E-BB/2435
Health Insurance Plan for Heart – What you Should Know on Symptoms and Diagnosis of Heart-Related Disease?
Buying health insurance? Here's why it is important to disclose your pre-existing medical conditions