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Insuring Against Accidents with an Accidental Death Insurance Rider

Don’t let accidents take away the joy of your life

  • Nov 15, 2016
  • 24,300 Views

Don’t let accidents take away the joy of your life

Accidents, are not only unfortunate, but have the capability to turn your life around suddenly. In such cases, it is important to have control and be prepared for all consequences. One way to be prepared is to have an term insurance plan that:

Takes care of your family’s finances when you are not there to take care of them

Enables your family to maintain a standard of living that you want them to have

Makes sure that your family has access to funds as and when they need them

It is vital to choose a plan that protects your family even in the event of your absence. Keep the following points in mind before opting for life insurance.

Does it offer two death benefit payout options i.e. Immediate Payout or Recurring Payout?

Does it have a step up/step down option to increase/decrease cover?

Can you get preferential rates for female lives and non-tobacco users?

Kotak e-Term

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Features

  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435

T&C

- A Consumer Education Initiative series by Kotak Life

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