Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
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Ref. No. KLI/22-23/E-BB/492
Learn more about the list of expenses covered by health insurance plans. To know more about the policies, Visit now.
A large section of the Indian population is outside the purview of health insurance. As per the latest report from Milliman, in a country like India, which is home to more than 1.35 billion people, more than 56% do not have health insurance. This implies that only 44% of the Indian population is financially secure against medical emergencies. With such low numbers, it is evident that the penetration of health insurance in India is significantly low. Moreover, with studies suggesting that the healthcare costs in India are set to rise at double the inflation rate, these figures become even more concerning. In these times, the importance of a health insurance plan is indisputable.
Health insurance cover is a beneficial investment at all times. However, in recent times, it has become more of a necessity than a choice. Essentially, because:
Hence, it is vital to invest in a comprehensive health insurance plan to ensure you are prepared for all types of medical emergencies in the future. However, you must understand the expenses covered by a health insurance plan, its terms and conditions, and then make an informed decision.
Each insurance company offers plans that cover different expenses. Some of the standard health expenses covered are:
Conclusion
Overall, it is advisable to opt for a health cover with extensive benefits. Kotak Health Shield, with its fixed benefit health insurance plan, protects you against specific critical illnesses and also offers financial protection against accidental death or disability. Choose wisely for a secure future.
Ref. No. KLI/22-23/E-BB/2435
