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4 Reasons Why You Need Critical Illness Cover

Recovering from a severe illness or surgery can be both expensive and time-consuming so it’s very important to have a critical illness covered in your policy.

  • Jul 16, 2018

It is often suggested that one buy a Critical Illness plan at around 40, however buying early still helps as health risks are less and so is the premium. You may be having a health insurance policy which will provide security in case of hospitalisation but having a critical illness cover would safeguard you in case you face a medical crisis.

With the fast-paced life and change in lifestyle, the chances of anyone getting affected due to severe illness has increased drastically. Recovering from a severe illness or a surgery can be both expensive and time consuming.

Here are 4 reasons why it’s important to have a critical illness cover in your policy:

Increase in lifestyle related illnesses
Medical Cost on the rise
Protection against 37 critical illnesses
Lump sum pay-out in case diagnosed with any critical illness

Kotak e-Term

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  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

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