Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term

Protect Your family’s financial future with Kotak e-Term. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

What All Documents Required For Term Insurance In India?

It is important to know about the different documents required for term insurance, especially when you buy it online. Know about them in detail to avoid any hassles.

  • Nov 10, 2021

Among the numerous options available, term insurance is one of the most sought-after insurance products that safeguard you and your loved ones from financial burdens of various kinds. This protection is provided in the form of a sum assured, which is pre-decided and in return for which you pay premiums.

You may invest in offline or online term insurance plans; however, the latter comes with more convenience and less hassle. With no intermediaries, online plans enable you to compare and purchase low premium term insurance at the comfort of your home with just a few clicks. Prior to making any buying decisions, it is advisable to check the term insurance claim ratio before narrowing it down to an insurance provider.

While applying, there are certain documents required for term insurance as these are important to ensure your eligibility and credibility with respect to your citizenship, age, medical history, etc. The document requirements are the same for offline and online term insurance plans, and it is mandatory for all policy buyers.

Documents Required for Term Insurance in India

1. Identity proof

Here, you can give any government document or ID proof, such as a PAN card, Aadhaar Card, Voter’s ID card, Passport, etc.

2. Age Proof

Much of the insurance, including your premium, the eligibility, and sometimes even the duration, depends on your age. For age proof, one can submit their school leaving certificate, birth certificate, marriage certificate, etc.

What are the documents required for buying term insurance plan?

3. Medical history

For this, previous medical reports need to be submitted as your medical history can be a significant factor in deciding the premium and sum assured.

4. Income Information

Your salary slips for the past three months, or the bank statement for the past six months can be submitted. You can also submit your income tax return.

5. Address proof

The documents required for term insurance policy here can be the same as identity proof: electricity bills, water bills, or other utility bills.

To ensure that the claims are settled, one must look at the term insurance claim ratio of the company. The higher the value, the more the chances that the claim will be accepted and given. The documents required for filing for term insurance claims will differ based on the types of claims, e.g., in the case of death claims, the documents would be the death certificate, policy documents, the nominee’s identity proof, and a filled-out claim form.

To enjoy most of the benefits offered by your insurance policy, you must ensure to provide proper documentation! With well-thought-of decisions, you can safeguard the future of your family while meeting your financial obligations!

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

Similar Articles

6 Reasons That Make Term Insurance a Must Buy

How To Evaluate Your Term Insurance Quote?

Why You Must Include In Your Financial Planning?

Term Insurance: Smokers vs Non-Smokers

What is a short term insurance policy?

Can I Get Term Insurance on Behalf of My Spouse?

Do You Need Term Insurance Cover After Retirement?

How Does Term Life Insurance Work? Learn the Benefits

Can Senior Citizens Avail Term Insurance?

5 Benefits of Early Retirement Planning

What Should Be The Duration Of Your Term Plan in India?

Should you buy a Renewable Term Life Policy?

8 Things To Do After Buying Term Insurance

Ensure Protection Against Death, Disease & Disability With Life Insurance

Can I Make Changes to My Term Insurance Policy Post Purchase?

Gift Your Father A Term Insurance Plan This Father's Day

Term Insurance with Critical Illness

Term Plan with Spouse Cover

5 Reasons to Buy Term Insurance When You are in Your 30s

Online vs Offline Term Insurance: Which Is The Better Option To Buy

Is There Any Tax Benefit on Term Insurance?

Protection for your family

Term Vs. Whole Life Insurance: Which One You Should Buy in India?

10 Ways to Get Your Kids Involved in Your Healthy Lifestyle

What Happens if you Hide Facts in your Term Insurance?

Top 3 Reasons Why You Should Buy A Term Plan Now

6 Types of Death not covered in Term Insurance Plan

Term Insurance Calculator - Everything You Need To Know

5 Reasons to Have a Child Education Plan

9 Point Guide on how to File Income Tax Return Online

Term Life Insurance Plan for Smokers vs Non-Smokers

Is Group Term Life Insurance Provided By Employer Sufficient?

टर्म इंश्योरेंस बनाम लाइफ इंश्योरेंस: अंतर और लाभ समझें

What Is a Renewable Term Insurance Policy?

जीवन बीमा पॉलिसी लेने की प्रक्रिया क्या है?

Term Insurance Basics You Should Know

Types of Life Insurance Policies in India

What Should You opt for - Limited or Premium Pay?

Can Non-Resident Indians (NRIs) Buy Term Insurance In India?

Do term insurance policy have a waiting period after buying?

How Much Term Life Insurance Cover Do I Need in India?

How Much Term Life Insurance Cover Do I Need?

Calculating Term Insurance Premium

5 Term Insurance Benefits for Single Women

Does Term Insurance Cover Accidental Death?

Why Should You Buy Term Insurance in 2022?

Why Term Insurance Is Better Than ULIP?

Increasing Term Insurance and Riders

Why Term Plan Should Be The First Step To Securing Your Future?

Term Insurance Age Limit – Term Plan for All Age Groups

Tax Benefits of Term Insurance in India

Choosing Riders for Insurance Plans

All about Online Income Tax Calculator

Do Beneficiaries Pay Taxes on Term Insurance?

Which Death Type Does Your Term Plan Not Cover?

Why Buying a Term Plan Is Smarter Than Traditional Life Insurance Products

3 Things to Consider When Buying Term Insurance, If You are Single

Different Types of Premiums in Term Insurance?

How To Choose the Right Sum Assured Under a Term Plan?

Why Term Insurance Is Important in times of COVID-19?

When Should You Review Term Life Insurance of Yours?

10 Most Frequently Asked Questions - FAQs on Term Insurance

How To Choose the Right Term Insurance Plan?

Do I Need to Give a Medical Test for Term Insurance in India?

How Does Short-Term Life Insurance Work?

Should You Buy a Term Plan After 40?

4 Things To Expect From Your Term Insurance Plan in India

Planning For Son or Daughter's Wedding

8 Benefits of Term Insurance You Should Know

Term Insurance Plans and Policies for Smokers

All you need to Know about Term Insurance Plans for housewives

Planning For Children's Future

What are the Documents Required for Term Insurance Plan?

Why Should You Add a Rider to a Term Insurance Plan?

Importance of Term Insurance at Every Stage of Your Life

Are The Add-ons and Optional Features of Term Insurance Plans Actually Beneficial?

Term Plans are Definitely Cheaper than You Think!

What Is a Passive Income? Why Should You Use It to Buy a Term Plan?

Term Insurance Claims – Make Sure Your Claims Are Never Rejected

How Not To Get Your Term Insurance Claim Rejected

What is Insurance Premium? | Definition of Insurance Premium

Can I Buy Term Insurance for a COVID-19 Patient?

Can You Get Term Insurance Without Income Proof?

Why Married People Should Buy Term Insurance Under MWP Act?

Understanding Term Insurance Riders

Term Insurance: Most Common Term Insurance Myths Explained | Kotak Life

Is Term Life Insurance Plan an Investment or Expense?

Difference Between Term Insurance and Endowment Plan

How Does Term Life Insurance Work? Learn the Benefits

Why Premium Amount for Term Insurance is So Low?

How To Calculate The Amount Of Term Life Insurance You Need?

Difference Between Short-Term and Long-Term Insurance

What is the Right Term Period For Term Insurance Policy? Here's How You Should Choose!

Why Spending Time with Friends is Essential for Your Mental Health?

Tips to Choose the Right Term Period for Term Insurance Plan

Insuring Against Disability With Disability Insurance Rider

Insuring Against Accidents with an Accidental Death Insurance Rider

9 Ways to Help Family Members in Financial Trouble

Why Buy Term Insurance Even at Rising Rates?

Advantages & Disadvantages of Term Insurance in India

Know How to Invest at Every Age for Larger Returns

Buying A Term Insurance Plan? Take These Factors into Account

Is term Insurance Needed for People With No Dependents?

When is the Right Time to Buy Term Life Insurance Policy for Yourself?

Can Term Insurance Plans Be Purchased As A Gift?

Why Short-Term Insurance Plans Deserve a Second Look?

9 Most Frequently Asked Questions on Term Insurance

Why is it important to buy term insurance plan?

How To Change The Nominee in Term Insurance?

Why Buy Term Insurance Plan With a High Cover?

What Is the Correct Age to Buy Term Insurance?

Term Insurance With Riders In India

टर्म इंश्योरेंस क्लेम प्रक्रिया

Insuring Protection Against Death With Death Insurance Rider

Why does every working women need life insurance?

Key IRDAI Regulations That Changed Face Of Term Insurance Industry In 2020

Should Youngsters, Working Couples Buy Term Insurance Plans?

5 Things To Consider While Buying Term Insurance Plan

What Are the Best Term Insurance Plans for Planning Retirement?

What Are Insurance Riders and How to Choose Them in a Term Plan?

टर्म इंश्योरेंस क्या है? टर्म इंश्योरेंस का मतलब

Why should single women purchase term life insurance?

Everything About Claim Settlement Ratio for Term Insurance

Which Term Insurance to Choose: Lump Sum or Staggered Pay-out Plan?

Can You Increase Your Term Insurance Cover?

All About Term Insurance Inbuilt Coverage

Term Insurance vs Life Insurance: Understand the Difference and Benefits

Can a Housewife Buy a Term Insurance Plan - All You Need to Know

Term Insurance Claim Process

What is a Joint Term Insurance Plan? Key Benefits of Joint Term Plan

How to Surrender Term Life Insurance When You Have No Liabilities?

Reasons You Need Term Insurance Plan as a Self-Employed Person

10-Year Term Life Insurance Policy - Explained in Detail

Is It Good To Buy A Term Insurance Plan In 2022?

What Happens to Term Insurance Plan With No Beneficiary - Kotak Life

Buying A Term Insurance? Don't Ignore the Claims Settlement Ratio

Term Insurance: What Happens When You Don’t Pay Your Premiums?

Can I Extend the Tenure of My Term Insurance Plan?

What is Term Insurance? Term Plan Meaning and Definition

Does Your Term Insurance Plan Cover Death Due to COVID-19?

Why Surrendering Your Term Plan Policy In The Final Phase Maybe A Bad Idea?

भारत में जीवन बीमा कितने प्रकार के होते हैं?

5 Smart Steps to keep in mind while buying term policies

8 Factors to consider before choosing a Critical Illness Insurance

Difference Between Term Insurance and Endowment Plan

How Does BMI Affect Your Term Insurance Premium?

How Much Cover Should I Take In A Term Plan?

Is it a Good Time to Buy Term Insurance During the COVID-19 Pandemic?

Is ₹1 Crore Term Insurance Good Enough Cover?

कोविड -19 बूस्टर खुराक के दुष्प्रभाव

Cost of Term Insurance Likely to Increase Soon

Key Differences Between Term Insurance, ULIPs, And Health Insurance

क्या ₹1 करोड़ का टर्म इंश्योरेंस पर्याप्त कवर है?

Term Insurance Vs Car Insurance: A Budgetary Choice You'll Regret

Eligibility Criteria for Buying Term Insurance in India

Why Should New Parents Buy Term Life Insurance?

Advantages of Buying Term Insurance in Your 50s

Zero Cost Term Insurance Plan: What is & Should you buy it?

Make Your Online Term Plan Your Familys Monthly Payout

Side Effects of Covid-19 Booster Doses

Endowment Plans vs Term Plans: Understanding the difference

10 Ways to Mentally Refresh After a Stressful Day

Ideal Features of a Suitable Term Plan - Act Now for a Stress-free Future

How to Buy 1 Crore Life Insurance Policy Without Medical Test

What is Form 16, Form 16 part A, Form 16 part B, Information Required and FAQs

Joint vs Individual Term Insurance: Which One Should You Choose?

Why Should You Not Take A Term Plan Without Medical Test in India?

11 Types of Death not covered in Term Insurance Plans

Insuring yourself against Ill Health with a Critical Illness Rider

How to Identify Term Insurance According to Your Needs?

Is a Term Insurance Policy Portable?

How do I Calculate My Term Insurance Premium

Different Types of Protection Plans

Busting Myths and Facts About Term Insurance Policies

Why 1 Cr Term Plan Is Necessary For Family?

Make Your Online Term Plan Your Family's Monthly Pay Cheque

Comparing Term Plans – What Should You Look Out For

How to Compare Term Insurance Online

Should You Have Multiple Term Life Insurance Policies?

Steps on How to Buy Term Insurance Online

4 Methods to Calculate How Much Term Insurance You Need

Individual Life Insurance vs. Group Term Life Insurance

Can An Individual Buy Multiple Term Insurance Plans?

Benefits of Short-Term Life Insurance Policy

How to Buy ₹1 Crore Life Insurance Policy Without Medical Test?

What are incremental term insurance plans?

While Buying Term Insurance Compare Features, Not Just Premiums

Should you have more than one nominee in your term insurance?

Term Life Insurance Vs Money Back Life Insurance

Is Life Insurance Investment Worthy Enough

4 Reasons Why You Need Critical Illness Cover

भारत में गृहणियों के लिए टर्म इंश्योरेंस

What Types of Deaths Are Covered in a Term Insurance Plan?

What is Critical Illness Policy?

What is a term insurance plan with a return of premium, and how does it work?

Insurance Policy for Housewife In India