Managing Retirement Income & Funds By Investing in Life Insurance Retirement Plan

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Health Shield

Insurance against medical expenses related to heart, brain, liver and Cancer. Know more

Managing Your Retirement Income with an insured retirement plan

Managing Your Retirement Income with an insured retirement plan
  • 15th Nov 2016 |
  • 8,823

Is it possible to live a financially independent life, even after you retire?

Make way for a life that is shorn of tensions of deadlines and presentations and all that comes with a working lifestyle. Just live every moment to the fullest, reminiscing over content past. Welcome to retirement!

What is Retirement

Retirement is the stage in life where you stops employment completely.

In simple terms, retirement means never working again. This can be true in many of the cases. For others, retirement simply means leaving your current job or profession - but wish to continue working in a different area.

It is all about realising your dreams, without worrying about bill payments. You want to have an enjoyable life after working all those years.

What is Retirement Planning

Retirement planning is the process of determining your lifestyle post your retirement age. This includes managing your income sources, expenses, saving programs, managing assets etc. Through retirement planning, you achieve financial independence after the age of retirement.

It is all about ensuring you have the funds to pay for what you want to do. So that you enjoy your lifestyle no matter what.

With Kotak Life Insurance you can consider it a reality. It brings to you retirement investment plans that give you the assurance of regular stream of income throughout your lifetime to lead a care-free life. Choose the right retirement plan that suits your life today and your aspirations for your life later for a truly happy life!

Kotak e-Invest

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

Download Brochure


  • Return of Mortality Charges*$
  • Enhanced Protection
  • Multiple Plan Options
  • Zero Premium Allocation Charges
  • Tax Savings^

Ref. No. KLI/22-23/E-BB/521


Browse our library of resources

- A Consumer Education Initiative series by Kotak Life

Similar Articles

What are the Rules for Exit From NPS?

A Beginner's Guide to Understanding 401k Retirement Plan

What Are Superannuation Benefits?

How can NPS help you save tax?

ULIPs or Pension Plans – Which is a Better Retirement Plan?

ELSS vs ULIP: Which is a Better Investment?

Is the ULIP Policy Surrender Value Taxable?

Benefits of Early Retirement Planning in India

Which are the Best ULIP Plans in India for Children?

Demystifying the Retirement Planning Process

What is the Death Claim Payable in the Case of ULIP?

The Significance of Number 8,000 in Retirement Planning

Are Annuities Great For Early Retirement?

Important Questions To Ask Yourself Before Choosing A Good Retirement Plan

5 Notable Investment Options for Retirees

Which Pension Plan Suits You best?

Is it Suggestible to Take a ULIP Plan Linked with a Term Plan?

Different Types of Retirement Schemes

How Is ULIP Different from Other Life Insurance Plans? Where Can I Invest - ELSS, ULIP, or PPF?

How To Calculate The Present Value And Future Value Of Annuities?

Retirement Planning - How To Calculate Your Retirement Premium in India?

Why Should Retirement Planning Be on Top of Your Priority List?

Terminologies You Should Understand About Retirement Plans

Retirement Planning for Millennials

Are You Planning an Early Retirement? Here's Why Buying Annuity Plan Will Make Sense

Is ULIP a Good Option for People Above 60?

Retirement: A New Start to Life!

How is ULIP NAV calculated? How is the return calculated in ULIP?

What is Lock-In Period in ULIPs?

Benefits Of Retirement & How Investments Can Help You Enjoy Them

Why Should I Invest in ULIP?

Top 6 Reasons Why You Should Get A Pension Plan

Types of Retirement Plans

How to Build a Tax-Free Pension Income for Retirement?

What are the Advantages and Disadvantages of ULIP?

Tips to invest your voluntary retirement scheme money

What Are Mortality Charges In ULIP?

How Can ULIPs Help You Plan for Your Child's Future?

What is Partial Withdrawal in ULIPs?

At What Age Should You Start Your Retirement Planning?

Does Having Both ULIP Plan and Other Health Insurance Plan Make Sense?

10 Steps to Figure Out How Much Money You Will Need For Your Post Retirement Plans

How Has NPS Performed in Comparison with Other Instruments?

Annuity Plan | How to Choose the Right Annuity Plan | Kotak Life

How Does NPS Work?

Is ULIP A Good Investment Option?

What is NAV in ULIP, and How is it calculated?

What Happens to ULIP Premiums Paid if the Market Crashes?

How Safe is it to Invest in ULIP plans?

What is the Difference Between EPF, VPF, and PPF? What are Their Tax Benefits?

What tax benefits are there on saving for retirement?

Looking for Ways to Earn Lifetime Income in Retirement? Here Are 6 of the Top Options

Who Gets the Benefit After the Maturity of ULIP: The Proposer or The Life Insured?

Give Your Retirement Savings A Booster-Shot with Annuities

5 Reasons Why ULIP Plans are One of The Best Retirement Planning Instruments

Is It Worth Buying ULIP Plans For 10 Years?

What is the Estimated Return Percentage on ULIP? Do Investors Get Compound Interest?

Do Pension Plans Allow any Death Benefits?

Top Investment Options for Retirement Planning

What is an Annuity Plan and How Does Annuity Plan Works | Kotak Life

Can I Surrender My ULIP Policy after 2 Years?

Is ULIP a Complex Financial Product?

How should one decide on fund allocation within NPS?

Which Is Better: ULIP or SIP?

Getting Close to Retirement? Six Key Retirement Planning Tips That Can Help You Retire

Calculating a Retirement Corpus that can Support Your Lifestyle

Top 4 Myths About ULIP Investments You Should Know

What are the minimum and maximum investment in ULIP? Would the Whole Amount Insured in The ULIP Insurance be Invested in the Market?

How To Invest Money In ULIP?

Why You Should Invest In An Annuity Plan?

Ten Signs That You're Ready to Retire

Un-Retirement - Are You Ready For It?

Saving for approaching retirement with retirement insurance

Why Should You Invest in NPS?

ULIP: Can You Surrender ULIPs or Withdraw Money from It?

How Can I Achieve My Wealth Goal with ULIP Investment?

Is ULIP Better Than FD?

5 Common ULIP Myths That You Should Stop Believing

How Does Pension Plans in India Works?

Invest for your second innings with a guaranteed savings plan

A Quick Guide to Retirement Plans

यूलिप के 8 शुल्क

Pros and Cons of Retirement Annuities

What are the Differences Between ELSS ULIP and Mutual Funds?

Types of Annuity Plan | Annuity Definition - Meaning & Key Benefits | Kotak Life

Understanding Annuity Plans

Benefits of Early Retirement Plans

Top 4 Mistakes To Avoid While Planning For Your Retirement

Is it Advisable to Withdraw the ULIP Insurance Policy After 5 Years?

How has ULIP Grown Over the Last 3 years?

Can NRIs Invest in ULIP Plans Offered in India?

Do ULIPs Give Good Returns On Investments?

What is Premium Redirection in ULIPs Plans | ULIP Insurance Plans | Kotak Life Insurance

What Are Retirement Pension Plans?

What Happens If I Stop Paying My ULIP Policy Premium After Paying the First Premium? Will I Still Get The Return?

Retirement Planning at 50? You Are Still Good to Go

What is the difference between Life Insurance and ULIP?

How Does ULIP Work in India?

Types of Pension Plans for Your Retirement

What is a Retirement Plan - What are its Features?

5 Retirement Planning Tips for a Financially Controlled Post-Employment Life

What are the Uses of ULIP?

5 Reasons to Buy ULIP for a Secured Financial Future

What are the Instruments Available for Building a Retirement Corpus?

ULIP Tax Benefits: यहां निवेश करने पर मिलते हैं 5 बड़े फायदे

How to Choose the Best ULIP Plans to Invest in 2022?

How To Make Most of Your Money After Retirement?

Save Early to Keep Living Your Dreams Post Retirement

Worried About Running Out of Money in Retirement? 4 Tips to Avoid This Crisis

How Quickly is Fund Switch Effected in ULIPs? Is it Done the Same Day or After a Particular Number of Days?

What are the Chances of Losing all my Money in ULIP and How Much Return Should I Expect?

Retirement and Pension Plans in India- What are Your Options?

What is ULIP and Its Benefits?

Why ULIP Should Be a Part of Your Investment Portfolio?

Importance of Retirement Planning

Why Are ULIPs Called Flexible Investments?

Why Should You start Retirement Planning as soon as you start a job?

How To Keep Your Retirement Accounts from Being Hacked?

FAQs on Taxation of ULIPs

Meaning of Sum Assured in a ULIP

Difference Between Unit-Linked Insurance Plans and Non-Linked Plans

What are ULIPs and their Types?

How Do Annuity Options Work In NPS

What are the 4 Financial Phases of Retirement? How to Budget For Each One?

What are the Maturity Benefits in a ULIP Plan: Fund Value Sum Assured or Only Fund Value?

How Much Corpus Does One Need for Retirement?

What are the Benefits of ULIP - Explained

Best Insurance Plans for a Guaranteed Monthly Income After Retirement!

NPS for Housewife

How To Choose The Right Pension Plan?

What are the things to consider before buying ULIPs?

What is Fund Value in ULIP?

7 Secrets that can Make Your Post-Retirement Phase Prosperous

Know Why You Should Stay Invested in Your ULIP Plan

Importance of financial Planning for Retirement

Inflation: A Key Factor to Consider into Retirement Planning

Single Premium ULIP or a PPF - Which One is Better?

8 Charges in ULIP That You Must Know

यूलिप के फायदे (Benefits of ULIP in Hindi)

Why are ULIPs One of the Best Tax Saving Instruments?

What is the Minimum Lock-in Period for ULIP?

Long Term Investment Guide for Your Retirement

Retirement planning with a systematic life insurance plan

Top 6 Flexible Benefits That ULIPs Offer

Advantages of Pension Schemes and Retirement Plans

10 Steps to Figure Out How Much Money You Will Need After You Retire

ULIP Plan or Traditional Insurance Plans - Which is better?

Here's What Retirement Would Look Like 30 Years From Now

How to Win at Retirement Savings?

Different Types of ULIP Investments in India

5 Steps to Gift a Smart Retirement Plan to Your Parents

6 Signs That You Are Not Financially Ready For An Early Retirement

What are the Charges Levied on ULIP?

What To Do With Your Retirement Accounts During An Employment Lapse?

Retirement Planning Guide: These 5 Steps Will Help You Towards a Safe, Secure and Fun Retirement

Retirement Planning Guide for Working Men and Women