Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
Our representative will get in touch with you at the earliest.
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
Ref. No. KLI/22-23/E-BB/492
Measuring your ULIP returns can help you track the performance of your investment and make informed financial decisions. Here are the steps to measure your ULIP returns. When it comes to investing in a Unit Linked Insurance Plan (ULIP), it is crucial to u
When it comes to investing in a Unit Linked Insurance Plan (ULIP), it is crucial to understand how to measure your returns on the investment. ULIPs are a popular investment option in India, offering both insurance and investment benefits to investors.
Different ways you can measure your ULIP returns:
Calculating the returns on a ULIP can be a bit tricky, and it is essential to understand how to do it correctly. In this article, we will explain how to measure your ULIP plan returns and provide useful tools such as a ULIP calculator and ULIP investment calculator to help you in the process.
A ULIP is a combination of insurance and investment, where a portion of the premium paid is used to provide life insurance cover, and the rest is invested in different funds. The returns on a ULIP are dependent on the performance of the underlying funds, and the policyholder can choose to invest in equity, debt, or a combination of both.
Now, let’s talk about the different ways you can measure your ULIP returns.
The NAV is the value of a unit of a mutual fund or an equity-oriented fund. It is calculated by dividing the total value of all the assets in the fund by the number of units issued. The NAV is the most straightforward and accurate way to measure the returns on a ULIP. It reflects the performance of the underlying funds and gives an idea of how much the fund has grown over a particular period. You can check the NAV of the fund you have invested in on the fund house’s website or through the policy statement provided by the insurer.
The maturity value is the amount you will receive at the end of the policy term. It is calculated based on the NAV of the underlying funds, the premium paid, and the charges deducted. The maturity value is the total value of the investment, including the bonus (if any) and the death benefit (if the policyholder passes away during the policy term). You can calculate the maturity value of your ULIP by using a ULIP calculator or by getting in touch with the insurer.
The surrender value is the amount you will receive if you decide to terminate the policy before the maturity date. It is calculated based on the NAV of the underlying funds, the premium paid, and the charges deducted. The surrender value is usually lower than the maturity value as it does not include the bonus (if any) and the death benefit (if the policyholder passes away during the policy term). You can calculate the surrender value of your ULIP by using a ULIP calculator or by getting in touch with the insurer.
A ULIP investment calculator is a useful tool that can help you calculate your returns on a ULIP investment. It is a simple and easy-to-use tool that requires you to enter the premium amount, policy term, and the fund in which you have invested. The calculator will then provide you with an estimate of the maturity value and the returns on the investment.
The policy statement is a document provided by the insurer that contains all the details of your ULIP policy, including the premium paid, charges deducted, the NAV of the underlying funds, and the maturity value. It is a useful tool to measure your returns on a ULIP investment as it provides a detailed view of the investment over the policy term.
Measuring your ULIP returns can be a bit tricky, but it is essential to understand how to do it correctly. Your choice of ULIPs may contribute to the creation of a useful corpus, which may thereafter be helpful for you and your loved ones’ objectives. Life insurance aids in both the creation and preservation of wealth. Therefore, it is crucial that you choose and secure a suitable plan that supports you and your family.
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
Ref. No. KLI/22-23/E-BB/521
