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Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
Protect your family's financial future.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and life cover.
Insurance and Investment in one plan.
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
Our representative will get in touch with you at the earliest.
A Non-Linked Non-Participating Life Insurance Individual Pure Risk Premium Product Your family is your first priority. You strive to provide comfort, happiness, and security to your family and you would want your family’s future to be secured at all times. Even when you are not around you want to ensure you have secured their financial future. Kotak e-Term has been specially designed to let you give that assurance to your family.
Kotak e-Term is a pure risk cover term plan that is truly an economical means of providing you with a high level of protection. It offers special premium rates to non-tobacco users and women. You can also choose additional cover through optional riders available along with the plan, thereby, ensuring a complete cover against the unfortunate eventualities.
Offers the benefit of high cover at economical prices
Choose between Life, Life Plus or Life Secure Option to ensure you have an ideal cover to secure your family.
|Life Option||Life Plus Option||Life Secure Option|
|100% of Sum Assured on death shall be payable||Benefit under Life Option
Accidental Death Benefit sub. To 1 crore
|Benefit under Life Option
Waiver of Premium in case Life Insured becomes Totally & Permanently Disabled
Choose between Immediate, Level Recurring or Increasing Recurring Payout basis your family’s requirement.
|Immediate Payout||Level Recurring Payout||Increasing Recurring Payout|
|100% of Sum Assured on Death payable as lump-sum||10% of Sum Assured on Death payable as lump-sum
6% of Sum Assured on Death payable every year for 15 years
|10% of Sum Assured on Death payable as lump-sum
Increasing Payout every year by 10% p.a for 15 years starting with 6% of Sum Assured on Death
Increase or decrease your life cover basis on various life stages**
Enhance your coverage with Kotak Critical Illness Plus Benefit Rider or /and Kotak Permanent Disability Benefit Rider
Get your total premiums back at age 60 through Special Exit Value
Inbuilt Wellness Benefits without any additional premium
1. Telemedicine Consultation
2. Personal Medical Care
3. Lifestyle Management Programs
4. Emergency Response
5. Home Health Care
6. Pharmacy Access
7. Free Medical Checkup every 5 years
These services can be accessed through the Wellbeing App.
Regular, Limited and Single Pay
Single, Yearly, Half-Yearly@, Quarterly@ and Monthly
(@Half Yearly and Quarterly mode shall not be available for Online Channel)
Rider sum assured shall be payable in case the policyholder is diagnosed with any one of the 37 critical illnesses (subject to terms and conditions)Download
In case the life insured is totally and permanently disabled due to accident during the policy term, 120% of the Rider Sum Assured shall be payable over 5 years, while the base plan continues for the remaining policy termDownload
Enter a few details to calculate your premium instantlyCalculate premium
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant.
**Step Up is only applicable for Regular Premium paying policy. Step Up is not applicable for Online Channel. Step Down can only be done once during the policy term and can be exercised only if Step Up option has not been chosen or if chosen but not exercised.
***Kotak Permanent Disability Rider is not applicable for Online Channel and cannot be opted under the plan if the policyholder has opted for Life Secure option.
~7 and 15 Pay shall not be available for Online Channel
Terms & Conditions:
Kotak e-Term Plan; UIN No.: 107N129V01, Form No. N129, Kotak Critical Illness Plus Benefit Rider UIN No.: 107B020V01, Form No.: B020, Kotak Permanent Disability Benefit Rider UIN No.: 107B002V03, Form No: B002. Ref. No.: KLI/22-23/E-WEB/2336
This is a non-participating, pure protection plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure.
Kotak Mahindra Life Insurance Company Ltd.
Reg No. 107; CIN : U66030MH2000PLC128503; Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website: https://www.kotaklife.com; WhatsApp: 9321003007 | Toll Free: 1800 209 8800
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. Customer is advised to take an independent view from tax consultant.Know more