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Kotak Guaranteed Fortune Builder
A plan that offers guaranteed income for your future goals.
Protect your family's financial future.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and life cover.
Insurance and Investment in one plan.
Kotak Lifetime Income Plan
Retirement years are the golden years of life.
Our representative will get in touch with you at the earliest.
Principal and Interest
Credit Risk Analysis by the credit committee
Analysis of the Different rating category universe
Quarterly analysis of the results
Liquidity managed as per the interest rate view and the investment objective
Objective: Beating benchmarks & being in top quartile against comparable peer group
Key value add: Active tactical trading in addition to partial duration calls and credit deals
System Based (Investment system, Attribution system) approach from front office to back office.
Periodic Review by Investment Committee.
Emphasis on regulatory as well as internal mandates like stock exposure, sector exposure, issuer limits, maturity limits.
Executive Vice President & Debt Fund Manager
Chief Investment Officer
Senior Vice President & Debt Fund Manager
Churchil Bhatt is the Executive Vice President at Kotak Mahindra Life Insurance Company (Kotak Life) with over 15 years of experience in the financial markets. In his current role, he is responsible for fund management for Kotak Life with expertise in fixed income and forex markets.
He joined Kotak Mahindra Group in 2007 and his last stint was with Kotak Mahindra Bank as Senior VP for Primary Dealership where he was the investment banker to Government of India’s debt issuances. He has been a part of Kotak Life since September 2020.
Churchil holds a B.E. degree in Information Technology from Gujarat University and is a silver medalist in MBA from VGSOM, II Kharagpur School of Management.
His hobbies range from reading to playing cricket and video games.
Radhavi Deshpande is the Joint President and Chief Investment Officer (CIO) at Kotak Mahindra Life Insurance Company (Kotak Life) since April 2021.
Prior to this role, Radhavi was heading the proprietary trading vertical at Kotak Mahindra Bank’s treasury department with expertise in Fixed Income and Equity Trading.
She started her career with Kotak in 1996 and has rich experience in Proprietary Trading and Fixed Income sales.
An MBA from Institute of Management Education Pune, Radhavi is an avid traveller and a yoga enthusiast. Her other interests include playing sports.
Manoj Bharadwaj has over 18 years of experience in financial markets. Prior to joining Kotak Life in March 2022, he worked with ICICI Bank for over 15 years. Over the past decade, he was involved in trading various instruments in the fixed income space. At Kotak Life, his key responsibilities include management of fixed income portfolios in Unit Linked portfolios. He has completed his B.Com from Mumbai University and MMS in Finance from SIES College of Management Studies.Close