Kotak e-Term Plan
Kotak e-Term Plan provides a high level of protection to your loved ones in your absence.
Kotak E-Invest Plan
Kotak e-Invest plan is a complete Unit-Linked Insurance Plan that can be customized as per your goals and needs.
Kotak Guaranteed Savings Plan
Kotak Guaranteed Savings Plan is a savings and protection plan that helps you achieve long-term financial goals and provides an insurance cover against any eventuality.
Kotak Lifetime Income Plan
Kotak Lifetime Income Plan gives you the security of your income continuing thru your life and in your absence throughout your spouse's lifetime!
Kotak Health Shield
Kotak Health Shield Plan helps secure your finances in sudden medical expenses such as Cardiac, Liver, Neuro, and Cancer (all early and significant illness stages/conditions of cancer), along with offering protection for personal accidents - in case of accidental death or disability.
Our representative will get in touch with you at the earliest.
A Unit Linked Group Gratuity Insurance Plan
Note: In this policy, the investment risk in investment portfolio is borne by the policyholder.
Retain best of talent with gratuity. Every employee sees their organization as a little more than place of work. People dedicate their lives to working for an organization and building it. In turn, they trust that the company will take care of them and their needs. Thus, gratuity is not just a statutory obligation but a very important tool today to retain and attract talented employees. However, gratuity liability of the employer tends to increase with rising salary and tenure of employment.
Kotak Life Insurance offers Kotak Gratuity Plus Group Plan (KGPP) - a Unit-linked group gratuity plan that will not only help you fund for the gratuity obligation systematically & effectively but also will help you release resources for your core business activities.
'Return of all contributions made (Net of past benefit payments, if any)' at the point of exit
For fund size above the prescribed limits, regularly additional units will be added to the schemes. The percentage addition will vary by fund size at the beginning of the calendar month
Apart from gratuity benefit, your employees are entitled to life insurance coverage that will be payable to their families in the unfortunate event of their death. *Subject to Terms & Conditions. Guarantee for every contribution shall be applicable only after one year from the date of that contribution and the Guaranteed Benefit in respect of that contribution is return of contribution net of past benefit payments, if any.
Tax benefits are subject to change in the tax laws. You are advised to consult your tax advisor for details.
Kotak Gratuity Plus Group Plan UIN: 107L091V01, Form No: L091; Ref. No.: KLI/16-17/E-WEB/161
Reg No. 107
CIN : U66030MH2000PLC128503
2nd Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 120 7856 (8 am to 10 pm)
SMS KLIFE to 5676788 Toll Free No. - 1800 209 8800
This is a non-participating unit-linked group gratuity plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
IRDAI clarifies to public that
Kotak Secure Return Employee Benefit Plan caters to the needs of employers, trustees, state governments, central government, PSUs to plan for funding group members' benefit schemes.Know more
Kotak Group Secure Capital Plan is a Non-Participating, Guaranteed Unit Linked Fund Based Group Life Insurance Plan. It enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Schemes (PRMS) in an efficient manner. As an employer, this plan will help you to design an optimal retirement benefits for your employees and in turn increase employee retention.Know more
Kotak Gratuity Group Plan is a Unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.Know more
Kotak Leave Encashment Group Plan is designed to cater to the needs of employees’ leave encashment liabilities increasing over a period of time.Know more
Kotak Assured Return Employee Benefit Plan is an insurance plan designed for Employers /Trusts, Employer – Employee groups who wants experts to manage their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Benefit Schemes (PRMBS).Know more